Just wanted to add that when you do apply, make sure you're prepared to start doing the required job search activities immediately. You'll need to log at least 3 work search activities per week and keep detailed records. Don't wait to start looking for work until after your claim is approved.

Don't let the 3-month gap discourage you from applying! I work as a benefits counselor and see this situation frequently. New York is actually more flexible than many states with their filing deadlines. Just be honest about your circumstances when you apply - many people don't realize they're eligible initially. The key thing is to file your claim ASAP and then stay consistent with your weekly certifications and job search requirements going forward. Also, make sure you have your SF-8 form from your employer if you were officially laid off, as this will help speed up the process with NYS Department of Labor.

Don't forget about the federal unemployment tax too - that's separate from what you pay to NYS Department of Labor. It's like 0.6% on the first $7,000 of wages per employee if you're current on your state taxes.

Be prepared for your rate to go up after those layoffs. The experience rating system means companies that have more claims pay higher rates in future years. It's not immediate but it'll hit your renewal.

Pro tip: if you're gonna use that Claimyr thing, do it early in the morning. I tried it at like 2pm and was on hold forever. Did it again at 8am and got through in 20 mins.

Hey Evelyn, I went through almost the exact same thing last month! The PIN issue is super frustrating - I was locked out for 3 weeks. What worked for me was calling the automated line (888-209-8124) and doing a PIN reset, but here's the key part: after you reset it, wait 24-48 hours before trying to log in again. The system needs time to sync up. Also, when you do reset, make sure you're using a computer browser, not your phone - the mobile site is glitchy af. Don't lose hope, you'll get through this! The missing payments should show up once you get back in. Keep us posted on how it goes! 💪

same boat here, lost my job in early 2023 and didn't file because I thought I'd find something quick... big mistake

I was in a similar situation a few months ago - didn't file for almost 10 months after losing my job due to family issues. When I finally applied through my.ny.gov, I was surprised to learn that even though my original benefit year had expired, I could still potentially qualify based on any work I had during a different base period. The system automatically checks all possible base periods to see if you have enough qualifying wages. Even if you only worked part-time or temporarily during the past 18 months, it might be enough. Don't let anyone discourage you from trying - the application is free and you'll get a definitive answer about your eligibility. Worst case scenario, you're in the same position you're in now.

Just went through this myself. The weekly benefits helped but honestly the job search resources were more valuable long term. They connected me with a career counselor and helped me update my resume. There are also workshops on interviewing and networking. If you're in certain industries they might approve retraining programs too. The whole process took about 3 weeks from filing to getting my first payment.

One thing nobody mentioned - you have to report ANY income you earn while collecting, even if it's just a few hours of freelance work. They'll reduce your benefits dollar for dollar over a certain amount. And if you don't report it and they find out later, you could owe money back. NYS Department of Labor is pretty good at catching unreported income so be honest on your weekly claims.