
New York Unemployment
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I'm thinking about filing for unemployment but I keep hearing mixed things about how difficult it is to actually get approved. Some people say the NYS Department of Labor makes it really complicated on purpose, others say it's straightforward if you qualify. I got laid off from my retail job last week and I'm not sure if I should even bother applying or just focus on job hunting. What's the real deal - is the process actually hard or are people just complaining? I don't want to waste time if it's going to be a nightmare.
I've been running my own landscaping business for the past 2 years but had to shut down due to a major injury that's keeping me out of work for at least 4-6 months. My accountant mentioned something about self-employed people potentially qualifying for unemployment but I thought that was only for regular employees? Has anyone who was self employed successfully gotten unemployment benefits through NYS Department of Labor? I'm really confused about the whole process and don't even know where to start.
The system is so frustrating for people like us who don't fit the typical employee mold! I've been self-employed for 3 years and when I had to stop working due to health issues, I felt completely abandoned by the unemployment system. It's like they assume everyone has a traditional 9-to-5 job.
I went through something similar when I had to close my freelance consulting business due to a family emergency. The key thing to understand is that NYS Department of Labor will look at ALL your earnings during the base period, not just your self-employment income. Even if you only worked part-time at that garden center, those wages could potentially qualify you for benefits. I'd recommend gathering all your W-2s and wage statements from the past 18 months before you apply. The application process will walk you through what counts as qualifying wages, and they'll calculate your benefit amount based on your covered employment history. Don't let the complexity discourage you from applying - you've paid into the system through that garden center job, so you deserve to have your claim properly evaluated.
I'm planning to file for unemployment next week after my company laid me off. I have about $85,000 in my 401k from years of contributing. Before I submit my claim, I need to know - will having this 401k balance affect my unemployment benefits with NYS Department of Labor? I'm not planning to touch it at all, just want to make sure it won't reduce my weekly benefit amount or cause any issues with my claim. Has anyone dealt with this before?
been through this whole mess before... NYS Department of Labor doesn't care about your retirement savings until you actually touch the money. But good luck getting anyone on the phone to confirm this when you need it. Their customer service is absolutely terrible.
Just wanted to add my experience here - I filed for unemployment last month and had the same concern about my 401k. The online application doesn't even ask about retirement accounts, only about work income and any part-time earnings. I've been certified for 4 weeks now with no issues. The NYS Department of Labor really does keep it simple - they just want to know about wages from employment, not your savings or investments.
I'm completely stuck with NY unemployment identity verification. They keep asking me to verify online but the system requires a credit card which I don't have! I've been trying to find a direct phone number to speak with someone about identity verification but keep getting transferred or disconnected. Does anyone know the specific number I should call for identity verification issues? This is getting so frustrating - I can't move forward with my claim until this is resolved.
If you've exhausted all the calling options without success, one other official channel is your state representative's office. Each district has staff specifically to help constituents with government services issues. Look up your NY State Assembly or Senate representative, call their local office, and explain your unemployment identity verification issue. They often have direct contacts at NYSDOL who can assist with these situations.
I went through this nightmare last year and want to share what finally worked for me. After weeks of calling with no success, I discovered that NY unemployment has a live chat feature that's available Monday-Friday 8am-5pm. You access it through your NY.gov unemployment account - look for a small "Live Chat" button usually at the bottom right of the page. The chat agents can actually initiate the alternative identity verification process right there and send you a secure link to upload your documents (driver's license, birth certificate, utility bill, etc.). It took me 3 tries to catch someone during a less busy time, but once I got through, my identity was verified within 24 hours. Pro tip: Try the chat feature around 11am or 2pm when call volume is typically lower. Way less stressful than calling repeatedly!
I got terminated from my job at a retail store last month and filed for unemployment benefits. Now I just received a notice that my former employer is contesting my claim and there's going to be a hearing with the NYS Department of Labor. I thought I was fired for performance issues but apparently they're saying I was terminated for misconduct. I don't understand why they would even bother fighting this - what do employers gain from contesting unemployment claims? Has anyone else dealt with this situation before?
Been through 3 of these hearings over the years (different jobs, long story). Bring any emails, write-ups, your employee handbook, anything that shows what really happened. The administrative law judge will ask both sides questions. Don't let your employer intimidate you - stick to the facts and you'll be fine.
Just went through this exact situation a few months ago! My former employer claimed I was terminated for "insubordination" when really I was just asking questions about unsafe working conditions. The hearing was less intimidating than I expected - it was done over the phone and lasted about 30 minutes. The judge asked me to explain my side first, then my employer presented their case. I had screenshots of our text conversations and my original job description which helped prove I wasn't being insubordinate. Won the case and got all my back benefits. The key is having documentation and staying calm during questioning. Good luck with your hearing!
Val Rossi
depends on your situation really. if you quit or got fired it can be a lot harder. but if you were laid off through no fault of your own you should be fine. just apply and see what happens. the worst part is probably the job search requirements - you have to apply to 3 jobs per week and keep detailed records. but the money helps a lot when you're between jobs.
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Zoe Stavros
I filed for unemployment in NY last month after getting laid off from my warehouse job and it was actually pretty smooth. The online application took about 30 minutes and I had my first payment within 10 days. The key things that helped me were: 1) having my last 18 months of pay stubs organized, 2) knowing my exact last day of work and reason for separation, and 3) setting up direct deposit right away. The weekly certifications are easy once you get into the routine. Don't let the horror stories scare you - if you were legitimately laid off, you should definitely apply. The benefits really helped bridge the gap while I found my next job.
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