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I'm at week 24 now and definitely feeling the pressure! Been applying everywhere but employers are being really picky. At least I know I have 2 more weeks to figure something out.
I'm in a similar boat - at week 18 and starting to panic about the 26 week limit. Have you looked into any workforce development programs or career services that might be available while you're still collecting? I heard some community colleges offer free retraining programs for unemployed workers. Might be worth checking out if it could help you transition to a different field with better job prospects before your benefits run out.
just got my back pay too!! 5 weeks worth came through yesterday, definitely helped catch up on bills
Just wanted to add that when you get your back pay, make sure to double check the dates and amounts against your claim history. I got mine last month but there was an error where they counted one week twice and missed another week entirely. Had to call and get it sorted out, but they fixed it pretty quickly once I got through to someone. Also worth noting that if you had any part-time work during those waiting weeks, they'll calculate the back pay with those earnings deducted, so don't be surprised if it's less than your full weekly benefit amount times the number of weeks.
Just to add some clarity here - while you do have up to one year to file your initial claim in NY, there are some important things to keep in mind. If you're eligible for benefits, you'll typically receive payments for up to 26 weeks (though this can vary based on economic conditions). The key thing is that your benefit year starts when you file, not when you lost your job. So if you wait 6 weeks to file like you did, you're essentially losing 6 weeks of potential benefits. Also make sure you have all your employment information ready when you file - previous employer details, dates of employment, reason for separation, etc. The process isn't as overwhelming as it seems once you get started!
This is really helpful information! I had no idea about the 26 week limit or that I needed to have all my employment details ready. Do you happen to know if there are any other documents I should gather before filing? I want to make sure I have everything so I don't run into delays once I start the application.
@c5a6d39b498e @f29351457e93 You'll want to have your Social Security number, driver's license or state ID, and bank account info for direct deposit. Also gather any paperwork from your employer about your termination - like a separation notice or final pay stub. If you were in a union, have that info ready too. Having your work history for the past 18 months with dates and wages will speed things up. Don't stress too much about having every single detail perfect - you can usually provide additional documentation later if needed!
I'm in a similar situation - got laid off about 4 weeks ago and have been procrastinating on filing. Reading all these responses is really motivating me to just bite the bullet and do it this week! It sounds like the online application through my.ny.gov is the way to go. Quick question though - when you file, do you need to already be actively job searching or can you start looking after you submit your claim? I've been doing some casual browsing but haven't really ramped up my search yet.
This whole system is so stressful!! I'm constantly worried about running out of money before I find something. The job market is still tough out there.
One thing that helped me track my remaining weeks was creating a simple spreadsheet when I first filed. I marked down my start date (the Sunday of the week I filed) and counted out 26 weeks from there. Also keep in mind that if you do any part-time work while collecting, those earnings might extend your benefit period slightly since you'd still be using up weeks but getting reduced payments. The key is to stay organized and keep all your documentation - I saved screenshots of my weekly certifications just in case there were ever any disputes about my claim.
That spreadsheet idea is brilliant! I wish I had thought of that when I first started collecting. I've been trying to keep track in my head but it's stressful not knowing exactly where I stand. The part about part-time work potentially extending the period is something I didn't know - does that mean if I pick up some freelance work it could actually help stretch my benefits longer?
PixelPioneer
File ASAP! I made the same mistake thinking I'd bounce back quickly. The job market is tougher than it looks right now. At least with UI you'll have some income while you search. Just make sure you understand the job search requirements - you have to apply to a certain number of jobs each week and keep records.
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CosmicCaptain
Don't beat yourself up about waiting - lots of people think they'll find work quickly and end up in the same boat. The important thing is to file now before you lose any more potential benefits. When you apply, make sure you have your employment history for the past 18 months ready, including dates, employer info, and reason for separation. Also be prepared for the initial application to take some time - it's pretty thorough but worth doing carefully to avoid delays later.
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