


Ask the community...
To answer your original question more specifically: if NYS Department of Labor discovers unreported work, you'll receive an overpayment notice demanding repayment of all benefits received during the period you were working. They'll also likely impose a penalty (usually 15% of the overpayment amount) and could disqualify you from benefits for up to a year. In severe cases with intentional fraud, they can refer the case for criminal prosecution, though this is typically reserved for larger amounts or repeat offenders.
I went through something similar a few months ago. The anxiety is terrible, but you really need to act fast. When I called to report my unreported earnings, the representative was actually pretty understanding since I was being proactive about it. They set up a payment plan for the overpayment that was manageable - around $50 a month. The key is calling them yourself before they discover it through their auditing process. It shows good faith and they're more likely to work with you on repayment terms. Don't let the fear paralyze you - the longer you wait, the worse it could get.
Yeah I remember when I worked in HR we always had to budget for unemployment insurance costs. It's just part of doing business, like workers comp insurance.
Just to add some specific numbers - in NY the unemployment insurance tax rate for employers ranges from 0.6% to 9.9% of their payroll depending on their experience rating. New employers start at around 4.1%. So yes, your claim might bump up their rate slightly in future years, but that's literally what the system is designed for. Don't feel guilty about using benefits you're entitled to!
honestly the whole system is so frustrating... i had to deal with this same thing and nobody could give me a straight answer. ended up just picking one program because i was scared of getting in trouble
I work for a disability advocacy organization and see this question come up frequently. The key distinction is between "total disability" and "partial disability." If you're receiving short-term disability for a specific injury but your doctor has cleared you for modified work duties, you may qualify for both programs simultaneously. However, you must be completely transparent with both agencies. When filing for unemployment, you'll need to indicate your work restrictions and show you're actively seeking jobs within those limitations. The disability payments will likely reduce your UI benefit amount dollar-for-dollar, but you could still come out ahead financially. Document everything - your doctor's work capacity evaluation, job applications for suitable positions, and all communications with both agencies. Consider consulting with a benefits attorney if you're unsure, as incorrect reporting could result in overpayment demands later.
Just remember you have to keep detailed records of your job search activities because NYS Department of Labor can audit you at any time. I learned this the hard way when they asked me to provide documentation and I hadn't been keeping track properly.
Don't feel bad about asking these questions - the unemployment system can be really overwhelming at first! One thing that helped me when I was starting out was to gather all your employment documents before you even begin the application. Make sure you have your W-2s, pay stubs, and exact dates of employment ready. Also, when you do your weekly certifications, be honest about any work you do (even small gigs) because they will find out eventually and it's better to report it upfront than deal with an overpayment later. The NYS Department of Labor is pretty strict about accuracy but they're also there to help people who genuinely need it.
Lourdes Fox
just focus on getting your claim filed properly and doing your job searches. thats all they care about for regular unemployment
0 coins
Amara Oluwaseyi
I can confirm this - I just went through the unemployment process in NY last month after being laid off from my retail job. No drug testing whatsoever. They only ask about your work history, reason for separation, and whether you're able and available to work. The whole process was actually pretty straightforward online through the NY.gov website. Just make sure you have all your employment info ready (dates, employer details, etc.) when you file your initial claim.
0 coins