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Just wanted to update - my payment came through this morning! So it was exactly 2 business days like everyone said. Thanks for the reassurance, I was definitely overthinking it.
I'm in a similar situation - just got approved after a long wait and submitted my first weekly certification two days ago. Still haven't seen the deposit but reading these responses is really reassuring. It sounds like 2-4 business days is totally normal. I bank with Wells Fargo so hoping to see it by end of week. The anxiety of waiting for that first payment after all the paperwork and delays is real!
Update: You guys were right, no deposit today (Wednesday). I checked my payment history on the website and it shows the payment is scheduled for tomorrow. Lesson learned about claiming on time! Thanks for all the help.
Glad you got it figured out! For anyone else reading this thread, here's a quick reference for NY unemployment payment timing: - Claim before 7pm Monday: Payment Wednesday - Claim after 7pm Monday: Payment Thursday - Bank holidays can add an extra day - Some banks (especially credit unions) may show pending deposits earlier
Same thing happened to me last month! I was panicking about rent too. One thing that might help for the future - you can actually start the certification process earlier in the day and save it as a draft if you get interrupted by family stuff. Then you can come back and submit it before the 7pm cutoff. I learned this the hard way after missing the deadline twice. Also, if you're really in a bind with rent, some landlords will accept a screenshot of your pending payment from the NYSDOL website as proof that it's coming the next day.
That's really helpful advice about the draft feature! I had no idea you could save it partway through. And the screenshot tip for landlords is genius - mine is pretty understanding so that might work if this happens again. Thanks for sharing your experience, makes me feel less alone in dealing with this timing stress!
Wait, there's a draft feature?! I've been using NY unemployment for 8 months and never knew this existed. Where exactly do you find that option? This would have saved me so much stress - I've had to rush through the questions multiple times when I got interrupted. Also curious about the screenshot thing - did your landlord actually accept that as proof of incoming payment?
Also worth noting that if you do get an overpayment notice, you can appeal it if you think it's wrong. NYS Department of Labor has to prove you weren't eligible for the benefits. Sometimes their calculations are wrong or they don't have all the information about your situation.
How long do you have to appeal an overpayment notice? And do you still have to pay while the appeal is pending?
Just went through this myself - got an overpayment notice for $3,400 last month. The key thing to understand is that NYS Department of Labor can request repayment even years later if they discover an error or if your situation changes. In my case, it was because I had reported my severance pay incorrectly when I first applied. The scariest part is they can take it from future tax refunds or garnish wages if you don't pay. My advice: keep detailed records of everything you report on your weekly claims and save all your documentation. If you're unsure about anything, it's better to call and ask than to guess wrong.
I'm going through the exact same thing right now! Verified through ID.me on Monday and it's now Thursday with no payment yet. Reading everyone's experiences here is really reassuring though - sounds like 3-7 days is pretty normal depending on your bank and whether it's your first payment. I keep obsessively checking my account every few hours but I'm going to try to be patient until early next week. The stress of waiting when you have bills coming due is real though! At least we know the backpay will cover everything once it finally comes through. Thanks everyone for sharing your timelines - this thread is way more helpful than the official NYSDOL website!
I totally get that obsessive account checking - I was doing the same thing! It's such a relief to find this thread because the official site basically just says "3-5 days" with no real details about what can cause delays. I'm on day 5 now since my ID.me verification and still waiting, but reading everyone's experiences makes me feel like I'm not alone in this. The bank processing time thing that @Aisha Abdullah mentioned really opened my eyes - I never realized that could add extra days even after NYSDOL processes it. Going to call my credit union tomorrow to ask about their ACH timing. Hang in there - sounds like we re'both in the normal range based on what everyone else shared!
I went through this same anxiety last year! After my ID.me verification, it took exactly 4 business days for the payment to hit my account. Here's what I learned from the experience: 1. The "3-5 business days" timeline is pretty accurate for most people, but it doesn't include weekends or holidays 2. Your first payment often takes longer than subsequent weekly payments 3. Even if there's a delay, you'll get backpay for all the weeks you were eligible Since you verified on Tuesday, I'd expect to see something by Monday at the latest. In the meantime, make sure you keep certifying your weekly benefits even if you haven't received payment yet - that's super important to keep your claim active. One thing that helped my stress was setting up account alerts with my bank so I'd get a text when any deposit came through, rather than checking constantly. The money will come, I know it's nerve-wracking when rent is due but hang in there!
Lilly Curtis
The NYS Department of Labor system is such a nightmare. I swear they make it as difficult as possible on purpose. Good luck OP, you're gonna need it dealing with their bureaucracy.
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Leo Simmons
•Same experience here, took me forever to get through to anyone when I had questions about my weekly claims.
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Amina Bah
I went through something similar about 6 months ago when I had to quit due to a toxic manager. The key thing is to file your claim right away - don't wait any longer! When you file online, there's a section where you can explain why you left your job. Be detailed about the hostile work environment and mention that you have documentation. NYS DOL will schedule a phone interview to go over your case, and that's when you'll present your evidence (those text messages and HR complaint). Even if it takes a few weeks to get a decision, you'll still get backdated benefits to when you first filed if they approve you. The worst thing you can do is wait longer - every day you delay is a day you could potentially lose benefits.
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NeonNebula
•This is really helpful advice! I'm new to all this unemployment stuff and had no idea you could get backdated benefits. That makes me feel a lot better about filing now even though it's been two weeks. Quick question - when they do the phone interview, do they contact your former employer too to verify your story about the hostile work environment?
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