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Yes! The money finally appeared in my new account this morning - exactly 5 business days after I made the change. Such a relief! Thanks everyone for the reassurance and advice. For anyone reading this with the same problem, just be patient - the system works, it's just slow.
Glad to hear everything worked out! This thread is super helpful for anyone going through the same stress. I'm bookmarking this in case I ever need to change my direct deposit info - now I know to expect about 5 business days and not to panic if it doesn't show up immediately. The security review explanation makes total sense too. Thanks for updating us with the resolution!
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The whole system is designed to give you as little as possible while making it confusing AF to understand why. They use all these complicated formulas and base periods when they could just say 'we're giving you the minimum we can get away with legally
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This whole system is so frustrating!! Why can't they just automatically extend benefits when people are clearly still looking for work?? The 26 weeks goes by so fast especially in tough job markets.
I feel your frustration but the extensions are tied to specific economic triggers. It's designed to activate when unemployment rates hit certain thresholds.
I'm in a similar boat - just started my unemployment claim a few months ago and already worried about what happens when I hit that 26-week limit. Has anyone had luck with temporary or gig work while collecting UI? I know you have to report earnings but wondering if it's worth trying to supplement income now rather than waiting until benefits run out completely. Also curious if doing some freelance work might actually help with networking and finding a full-time position.
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Don't obsess over the maximum tbh. At least you're getting something! I got laid off from my $42k job and am only getting $340/week which barely covers my rent. Consider yourself lucky with the $486
You're right, I should be grateful. Hope things improve for you soon.
this. the system is broken for everyone but especially for lower income workers. $340 is a joke in NY
Just wanted to share my experience since I went through something similar. I got laid off from a $65k job after working there for about 8 months and was getting $520/week. The determination letter they sent me showed exactly how they calculated it - they took my highest quarter earnings ($16,250) and divided by 26 weeks, which gave me the $520. So your $486 makes total sense if your highest quarter was around $12,600. The whole base period thing is confusing at first but once you understand they're looking at completed quarters (not your most recent work), it clicks. Hope this helps!
Ingrid Larsson
wait so if im doing uber and making like $200 a week i can still get unemployment money on top of that?? that seems too good to be true
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Klaus Schmidt
•Yes, but it's not $200 on top of your full benefit amount. NYS Department of Labor subtracts 25% of your earnings from your weekly benefit, so if you normally get $300/week and earn $200, you'd get about $250 in benefits ($300 - 75% of $200 = $150 reduction).
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Carmen Ortiz
This is really valuable information everyone! I'm in a similar boat - got furloughed from my hotel job and started doing Instacart to make ends meet. One thing I learned from my claim is that you report earnings for the week you actually did the work, not when you got paid. So if you worked Monday-Sunday but didn't get paid until the following Tuesday, you still report those earnings for the week you worked. Also, keep detailed records of your gig work hours and earnings because NYS Department of Labor might ask for documentation later. The key is total transparency - they'd rather you report everything honestly than try to figure it out later and potentially face penalties.
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