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I was in a similar situation last year and ended up taking a different approach that worked out well. Instead of quitting outright, I negotiated with my manager to reduce my hours to part-time so I could take evening classes. It took longer to finish my degree (doing it part-time), but I kept some income flowing and maintained my eligibility for health benefits. Many retail employers are actually pretty flexible about scheduling if you're honest about your educational goals - they'd rather keep a good employee part-time than lose them entirely. Plus, having some work experience while in school actually made me more attractive to employers after graduation. You might be surprised how willing your current employer is to work with you, especially if you've been there for 2 years and are a reliable worker. Worth having that conversation before you explore the more complicated unemployment/training benefit routes.
@Ella Lewis That s'such a practical approach! I love that you found a way to keep income flowing while still pursuing your education. Your point about retail employers being more flexible than expected is really encouraging - I never thought about just being upfront and asking to reduce hours instead of quitting entirely. The fact that you maintained health benefits too is huge. I m'definitely going to have this conversation with my manager before exploring all the unemployment/training benefit options. Even if it takes longer to finish the degree, it sounds way less stressful than trying to navigate government programs and potentially having no income at all. Thanks for sharing your success story - it s'given me a much more realistic and achievable path forward!
I'm facing a similar decision and this thread has been incredibly helpful! Reading through everyone's experiences and advice, it seems like there are way more options than just the basic "quit and hope for unemployment" approach I was originally considering. The hybrid approach of reducing hours while taking evening classes really resonates with me - it might take longer but sounds much more financially stable. I'm also really intrigued by the Training Benefits provisions that Vince mentioned from NY DOL. Has anyone here actually gone through that approval process? I'm curious about the timeline and what types of documentation they typically require. It sounds like scheduling a meeting with a Career Center counselor should be my first step before making any major decisions. Thanks to everyone who shared their experiences - this is exactly the kind of real-world advice you can't find on official websites!
I've been dealing with NY unemployment for over a year and this kind of random delay happens way more often than it should. In my experience, it's usually one of three things: 1) They're doing a routine audit of your account (no notification given), 2) Something in your certification answers triggered an automatic flag, or 3) Just plain system glitches. The frustrating part is they never tell you what's happening! I'd suggest logging into your account and checking if there are any messages or alerts you might have missed. If nothing shows up by Monday, definitely call them - the sooner you get it sorted the better. I know the phone wait times are brutal, but it's really the only way to get answers. Hang in there, you'll get your payment eventually!
Thanks for breaking this down so clearly! The fact that they don't notify you when there's an issue is absolutely maddening. I'm going to check my account again for any messages I might have missed, and if there's still nothing by Monday I'll bite the bullet and try calling. It's reassuring to hear from people who've been through this before - makes me feel less like I'm going crazy. Really appreciate everyone's advice on this thread!
Hey there! I went through something very similar about a month ago - filed my weekly certification like normal but my payment just disappeared into the void. Turns out NY unemployment had flagged my account for a "routine eligibility review" without telling me anything. I only found out when I finally got through to someone on the phone after calling for literally 3 days straight. The agent explained that they're doing these random reviews way more frequently now, especially if you've been claiming for a few months. Once they cleared the review, I got both my delayed payment and the current week's payment within 48 hours. I know it's stressful when you're counting on that money, but try not to panic yet. Check your online account one more time for any hidden messages or notices, and if there's still nothing by Monday, definitely call them. The wait times are absolutely brutal but it's really the only way to get real answers. Good luck!
This is exactly what I needed to hear! It's so frustrating that they do these "routine reviews" without any notification whatsoever. I've been stressing all day thinking something was seriously wrong with my claim. I'll definitely check my online account one more time for any hidden messages, and if nothing shows up by Monday I'll start the dreaded calling process. Thanks for sharing your experience - knowing that you got both payments once it was resolved gives me hope that this will work out too. Really appreciate the support from everyone here!
same boat here! been claiming for 6 months and every week i worry something will trigger a review. the anxiety is almost worse than being unemployed lol
I totally get that anxiety! I've been claiming for about 4 months and constantly second-guess myself even though I know I'm doing everything right. What helps me is keeping a detailed spreadsheet of all my job applications, interview dates, and any freelance work with exact amounts and dates. I also screenshot my weekly certifications before submitting them. Having everything organized gives me peace of mind that if they ever did audit me, I'd have all the documentation ready to go. The way I see it, if you're being honest and following the rules, an audit is just paperwork - annoying but not scary.
That's such a smart approach! The spreadsheet idea is genius - I'm definitely going to start doing that. I've been keeping paper records but having everything digital and organized like that sounds way more reliable. Do you include screenshots of the job postings you apply to as well, or just track the application details?
The whole tax thing with unemployment is such a mess. They should just automatically withhold like 15% and let people opt out if they want, not the other way around. Too many people get screwed at tax time because they didn't realize unemployment is taxable income.
Just want to add that if you do decide to have taxes withheld, the 10% federal withholding might not be enough depending on your total income for the year. If you had a higher-paying job before unemployment or have other income sources, you might want to consider making quarterly estimated tax payments to avoid underpayment penalties. You can calculate what you might owe using the IRS withholding calculator on their website. Also worth noting that if you're collecting unemployment for most of the year, you'll probably want to file your taxes as early as possible since unemployment 1099-G forms sometimes have errors that need to be corrected.
This is really helpful advice about the quarterly payments! I didn't even think about that. Since I was making decent money before I got laid off, I'm probably going to need to pay more than just the 10% withholding. Do you know if there's a way to have them withhold more than 10% from the unemployment payments, or do I have to do the quarterly payments separately?
Sarah Ali
@Sergio Neal - You can find the work search log form on the NYS Department of Labor website under the unemployment section, or they sometimes mail it with your initial paperwork. But honestly, you can just create your own simple log as long as it includes the required info: date, employer name, contact method, position applied for, and result. I keep mine in a simple notebook and it's worked fine for over a year of claims. The key is being consistent and detailed - don't wait until the last minute to catch up on your documentation like I did at first!
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Chloe Anderson
•Thanks @Sarah Ali, that's really helpful! I was wondering if I could just make my own log instead of trying to find some official form. A simple notebook sounds way more manageable than trying to navigate the DOL website. Did you ever have any issues when they reviewed your homemade log, or were they fine with it as long as all the required info was there?
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Sebastián Stevens
•@Sarah Ali This is exactly what I needed to know! I ve'been stressing about finding some official form but making my own log sounds so much easier. Quick question - when you say result "do" you mean whether they responded or not, or do I need to follow up with every employer to get some kind of official response? I m'worried about what counts as a complete entry.
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Yuki Nakamura
@Sergio Neal - Don't panic about being 6 weeks behind! While the work search requirement is real (3 activities per week as others mentioned), you won't lose benefits retroactively if you start documenting properly now. The key is to begin immediately and keep consistent records going forward. For your log, include: date, company name, position, how you applied (online, in-person, etc.), and any response. Even "no response" counts as a valid entry. Since you're coming from restaurant work, consider that networking with former colleagues, attending job fairs, or even calling restaurants directly about openings all count as valid work search activities. The important thing is starting now - I've never heard of anyone getting in trouble for a slow start as long as they're compliant moving forward.
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