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Just want to echo what others said - unemployment and credit are completely unrelated. I work in banking and can confirm that unemployment benefit information is not shared with credit reporting agencies. Your credit score is based on payment history, credit utilization, length of credit history, types of credit, and new credit inquiries. Government benefit programs like UI don't factor in at all.
yeah you should be fine for benefits. i got fired for failing a drug test years ago and still got unemployment (different situation but point is they dont just deny everyone who gets fired). background check stuff is usually not considered work misconduct unless you lied about it which it sounds like you didn't
One more thing - when you file, be prepared for the employer to contest your claim. They might argue it was misconduct even though it wasn't work-related. If that happens, you'll get a chance to explain your side during the adjudication process. Keep any documentation showing you disclosed the background information during hiring.
The whole mailed check system is outdated honestly. I switched to direct deposit after my first payment took 8 days to arrive. NYS Department of Labor really should push people toward direct deposit more - it's 2025, who wants to wait for checks in the mail?
I had similar confusion and spent weeks trying to get through to NYS Department of Labor by phone to clarify. Finally used Claimyr (claimyr.com) to actually reach a real person - they have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. The agent was able to explain all the weekly claim requirements clearly and confirmed I was doing everything correctly.
Brooklyn Knight
I was in a similar situation last year - mostly freelance work but had some regular employment mixed in. The key is understanding what counts toward your base period. NYS Department of Labor only considers W2 wages from employers who paid unemployment taxes on your behalf. 1099 income doesn't count at all unfortunately.
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PrinceJoe
this is so helpful thank you everyone!! I had no idea about the base period thing
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