I remember learning about this in my economics class years ago but honestly the categories seem more academic than practical when you're just trying to get your unemployment benefits processed lol

The NYS Department of Labor system is so backwards anyway. They probably have their own weird internal classifications that don't match anything logical. I've been dealing with them for months on an overpayment issue and every agent tells me something different. The whole system needs an overhaul!!!

The unemployment system in this state is such a joke! They make you jump through hoops and then half the time they side with the employer anyway even when they fired you for bogus reasons. I got denied initially when I was fired for 'poor performance' which was really just my boss not liking me. Had to appeal and it took 4 months to get approved. File anyway but don't get your hopes up that it'll be quick or easy.

One thing I learned the hard way - make sure you're looking for work and keeping a job search log from day one, even while your claim is pending. NYS Department of Labor requires you to make at least 3 job contacts per week and they can ask for proof at any time. I almost got in trouble because I thought I didn't need to job search until my claim was approved.

Had the same confusion when I first filed! If you're having trouble getting through to NYS Department of Labor to ask questions like this, I used a service called Claimyr (claimyr.com) that helped me reach an actual agent. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Really saved me time instead of calling for hours and getting disconnected.

Just to add - when you're looking at your NYS Department of Labor account, you might see 'UI' used as an abbreviation. Don't let that throw you off. Whether it says unemployment, unemployment insurance, UI, or unemployment benefits, it's all the same program and the same money.

The unemployment tax system is such a scam anyway!!! Companies pay pennies compared to what they save by laying people off instead of keeping them employed. Meanwhile we're all scrambling to survive on half our wages. The whole system is designed to benefit employers not workers

Just to add some specifics - in NY the employer tax rate ranges from about 0.6% to 9.9% of their payroll depending on their experience rating. New employers start at around 3.4%. But again, this is totally separate from your claim process. Focus on gathering your employment documentation and be ready to file as soon as your last day of work happens.

I had trouble getting through to NYS Department of Labor when I needed help with my application. If you run into issues and can't reach anyone by phone, there's a service called Claimyr at claimyr.com that helped me get connected to an actual agent. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Way better than sitting on hold for hours.

Just remember you have to file your weekly claims every week even while your initial claim is being processed. Don't skip weeks thinking you'll do it later - you can't go back and claim those weeks if you miss them.