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Just went through this exact situation last month! Unemployment benefits absolutely do NOT affect your credit score or show up on credit reports. The only way unemployment could indirectly affect your credit is if you miss payments on existing debts because the benefit amount isn't covering your expenses. But the actual receipt of UI benefits is completely separate from credit reporting.
landlord here - we don't see unemployment benefits on background checks and honestly most of us understand that good tenants sometimes go through job transitions, as long as you can show you're actively looking for work and have some income coming in you should be fine
whatever you do dont just quit without having another job lined up!! the unemployment system is so messed up right now, even if you qualify it takes forever to get approved and the weekly benefit amount is probably way less than your salary
The NYS Department of Labor considers several factors for good cause including: unsafe working conditions, harassment, significant reduction in hours or pay, changes to job location that create hardship, and violation of labor laws by the employer. Document everything with dates and times. Also check if your employer has violated any wage and hour laws - unpaid overtime could strengthen your case significantly.
WAIT THIS IS HAPPENING TO OTHER PEOPLE TOO?? I thought I was the only one! My claim got flagged for 'review' and they said something about labor market conditions. I've been freaking out for days thinking I did something wrong with my job search log!
ugh the whole system is broken!! they denied my claim too when i had to quit to take care of my sick mom and it took forever to get through to anyone at NYS Department of Labor to even explain the appeal process. i was calling for weeks!
If you're having trouble reaching NYS Department of Labor by phone, I had success using Claimyr (claimyr.com) to get through to an actual agent. They have a demo video at https://youtu.be/qyftW-mnTNI showing how it works. Made it so much easier to get my appeal questions answered instead of sitting on hold for hours.
Wait, so there are different categories of unemployment? I thought unemployment was just unemployment. This whole time I've been wondering why some people get approved right away and others don't.
Yes, there are different types. Involuntary (laid off, fired without cause) usually gets approved quickly. Voluntary (you quit) requires proving 'good cause.' There's also stuff like structural unemployment, frictional unemployment, but those are economic terms - for NYS Department of Labor purposes, it's mainly about voluntary vs involuntary.
Ava Garcia
If you're having trouble reaching someone at NYS Department of Labor about your employer account, I had luck using a service called Claimyr (claimyr.com). They helped me get through to an actual person when I had questions about my SUTA rates. There's a demo video at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me hours of being on hold.
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Fatima Al-Suwaidi
•Thanks, I'll check that out. I've been trying to call NYS Department of Labor for weeks about my account status and keep getting disconnected.
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Miguel Silva
Don't forget about quarterly deposits if your FUTA liability exceeds $500 in any quarter. You can't wait until year-end to pay everything. The IRS wants their money on time just like NYS Department of Labor does with state unemployment taxes.
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