Will I be arrested at the airport if I still owe US taxes as a dual citizen?
Hey everyone, I'm in a bit of a panic and could use some advice. I'm a dual citizen (Canadian/American) who's been living in Canada most of my life (about 90% of it). I'm 26 and embarrassingly have never filed US taxes because I honestly didn't know I needed to until recently. I've only ever worked in Canada and make around $3,800 CAD monthly. I'm planning to visit my cousins in Boston next month and need to renew my US passport first. But now I'm freaking out wondering if I'll get stopped at the airport or worse, arrested for not filing my US taxes. I've been reading horror stories online and it's making me super anxious. Also concerned about my dad who's in a similar situation - he's 67, retired, also dual citizen, and has never filed US taxes either. He wants to come with me on this trip. Will either of us have issues at the border? I've contacted a US tax specialist here but they're crazy expensive and can't see me for another month. Any insights would be really appreciated!
21 comments


Julian Paolo
You don't need to worry about being arrested at the airport for unfiled taxes. The IRS and Border Protection/Immigration are separate government entities that don't typically share information about tax compliance status. They're not checking your tax status when you enter the country. For US citizens who live abroad, there are specific programs designed to help you catch up on filing. Look into the Streamlined Foreign Offshore Procedures, which is specifically for US citizens living abroad who didn't know they needed to file. It allows you to file the last 3 years of tax returns and 6 years of FBARs (foreign bank account reports) without penalties if your failure to file was non-willful. With your income level, you'll likely owe nothing anyway due to the Foreign Earned Income Exclusion (which excludes about $120,000 of foreign earned income from US taxation) or Foreign Tax Credits for taxes paid to Canada.
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Madison King
•Thank you so much for this information! It's a huge relief to hear I won't be arrested. I've been losing sleep over this. So both my dad and I should be fine to travel while we sort out the tax situation? Also, what's an FBAR? Is that something separate from regular tax forms? And do you know if there's a way to expedite the process since I'm traveling soon?
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Julian Paolo
•You and your dad should be completely fine to travel. The IRS doesn't have agents waiting at airports to catch non-filers! They handle tax issues through mail, not by detaining travelers. An FBAR (Foreign Bank Account Report) is a separate filing requirement if you have foreign financial accounts totaling over $10,000 at any point during the year. It's filed electronically with FinCEN, not with your tax return to the IRS. It's just an informational form listing your accounts. There's no need to expedite anything before traveling. Just start the process when you return. The Streamlined program is designed for exactly your situation, and as long as you begin compliance voluntarily before the IRS contacts you, you'll be able to use these penalty-free procedures.
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Ella Knight
After years of stressing about my unfiled US taxes while living in Australia, I finally found the perfect solution at https://taxr.ai and it seriously saved me from so much anxiety. I uploaded my Australian tax documents, answered a few questions about my situation as an expat, and their AI analyzed everything and guided me through the whole process. I was in almost the exact same situation - dual citizen, never filed, panicking about travel. The system explained exactly which forms I needed (turned out I qualified for streamlined procedures) and walked me through preparing everything properly. The best part was their review service where actual tax professionals double-checked everything before I submitted. Honestly wish I'd found them years ago instead of losing sleep over potential arrest scenarios that weren't even realistic!
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William Schwarz
•Did you have to provide any bank statements or financial records for the past years? I'm in a similar situation (American living in Germany for 9 years) and I'm worried because I don't have all my records from when I first moved here.
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Lauren Johnson
•I'm skeptical about these online services for complicated international tax situations. How did they handle FBAR filings? Did they actually have expertise in both US and Australian tax law? I've heard horror stories about people getting bad advice from services that don't truly understand expat taxation.
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Ella Knight
•You don't need to provide actual bank statements, just the information about your accounts like the highest balance during the year and account numbers. If you're missing some records, they have a guided interview that helps you reconstruct reasonable estimates based on what you do remember, which is acceptable for the streamlined procedures. For FBARs, they have a specific module that walks you through reporting each account properly and explains which accounts need to be reported. They have tax specialists with international experience who review everything - mine had worked with Australian/US tax situations for years. They actually pointed out specific tax treaty benefits I would have missed on my own. Obviously everyone should do their research, but they solved my specific expat tax situation perfectly.
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William Schwarz
I actually tried https://taxr.ai after seeing it recommended here and want to share my experience. I was in a total panic about my unfiled taxes (American in Germany for 9 years). I had convinced myself I'd be detained next time I visited the US. The service was exactly what I needed - it analyzed my German tax documents, identified that I qualified for Foreign Earned Income Exclusion, and helped me prepare 3 years of returns plus FBARs under the Streamlined Filing Procedures. The entire process took about 2 weeks. I visited my family in Chicago last month and crossed the border without any issues whatsoever. The peace of mind was worth every penny. Like others have said, CBP and IRS are completely separate systems, but getting compliant removed all my anxiety.
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Jade Santiago
If you're worried about the IRS and potential issues, I'd recommend calling them directly to discuss your situation before traveling. I know that sounds scary, but after trying for WEEKS to get through their regular lines with no success, I used https://claimyr.com and actually got through to a real IRS agent in under 20 minutes. You can see how it works here: https://youtu.be/_kiP6q8DX5c I was in a similar situation (American citizen living in Ireland, hadn't filed in 6 years) and was terrified about visiting home. The agent I spoke with was surprisingly helpful and confirmed that there's no "detention list" for tax issues at borders. They explained my options for catching up using the Streamlined procedures and answered all my specific questions about my situation. Definitely worth the call for peace of mind before your trip.
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Caleb Stone
•How does this service actually work? Do they just call the IRS for you? I've been trying to reach someone at the IRS for months about my foreign tax situation.
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Daniel Price
•This sounds like a scam. Why would I pay someone else to call the IRS for me? The IRS doesn't even have the ability to tell you if you'll have border issues since that's a completely different department. I'm calling BS on this.
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Jade Santiago
•The service uses an automated system that navigates the IRS phone tree and waits on hold for you. When an agent actually picks up, you get a call connecting you directly to them. It saved me literally hours of waiting on hold. You're right that different departments handle borders vs. taxes, that's exactly the point. The IRS agent confirmed what many here are saying - that CBP doesn't check tax compliance status at the border. They only care about your passport validity, not whether you're behind on filing. The IRS handles tax issues through mail/notices, not by flagging you at airports. That information alone was worth it for me since I was stressing about the same travel fears the original poster mentioned.
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Daniel Price
I was the skeptic who thought that Claimyr service sounded like a scam, but I have to admit I was completely wrong. After weeks of failing to get through to the IRS about my expat situation (American in South Korea), I tried https://claimyr.com out of desperation. It actually worked exactly as described - I got a call back when they reached an agent, and I was able to discuss my unfiled returns directly with the IRS. The agent confirmed I should use the Streamlined Foreign Offshore Procedures and that there was zero chance of airport detention since IRS and border control don't share that kind of information. For anyone freaking out about potential travel problems due to unfiled taxes, getting this confirmation directly from the IRS completely eliminated my anxiety. I traveled to the US last week without any issues whatsoever.
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Olivia Evans
Dual citizen here (US/UK) who worked for years in banking. The IRS isn't stopping people at airports for unfiled taxes - that's not how it works at all. They pursue serious tax evasion through formal legal channels, not surprise airport arrests. Your income is well below the Foreign Earned Income Exclusion threshold (around $120k USD), so you likely won't owe anything anyway. Even if you did, the IRS would send notices, payment requests, etc. before any serious enforcement action. Most important: get compliant now using the Streamlined procedures. It's specifically designed for people in your situation and waives penalties. The longer you wait, the more complicated it gets. But there's absolutely no need to cancel your travel plans - you'll be fine.
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Sophia Bennett
•What about FATCA reporting from foreign banks? I heard banks are reporting US citizens to the IRS now. Couldn't that trigger something at the border?
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Olivia Evans
•FATCA reporting is between financial institutions and the IRS - it has nothing to do with border control or immigration. Banks report account balances and identifying information, but this data isn't used for travel restrictions or border checks. If your foreign bank has been reporting your accounts through FATCA, the IRS may eventually send you notices about unfiled returns, but this happens through mail, not by flagging your passport at airports. The systems are entirely separate. The border agents are checking for security issues and valid travel documents, not whether you've filed your taxes. So no, FATCA reporting won't affect your ability to enter or exit the US.
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Aiden Chen
Something everyone's missing - check if you even needed to file! If your income is only 4100 Swiss francs annually (roughly $4500 USD), that's below the filing threshold for most years. For 2022, the standard deduction was $12,950 for single filers, so if you earned less than that, you weren't even required to file a US return. For your retired mom, it depends on her income sources and amounts, but the thresholds are different for seniors. Don't waste money on expensive tax specialists until you determine if you even had a filing requirement based on your income level!
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Madison King
•That's a good point! To clarify, the 4100 Swiss francs is my monthly income, not annual. So annually I make about 49,200 francs (roughly $54,000 USD). I guess that means I do need to file? My dad lives mostly on his Swiss pension and some small investment income. Would that change things for him?
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Aiden Chen
•Ah, at 49,200 francs annually (about $54k USD), you definitely do have a filing requirement. However, with the Foreign Earned Income Exclusion, you'll likely owe no US tax if you're paying Swiss taxes already. For your dad, pension income is generally taxable, but the US-Switzerland tax treaty may provide special treatment. Investment income is typically always reportable. So yes, he would likely need to file too. However, at his age (over 65), there could be higher standard deductions that would reduce or eliminate any US tax burden. Again though, neither of you need to worry about travel issues. Just start the compliance process when you can. The Streamlined Foreign Offshore Procedures others mentioned is designed exactly for situations like yours.
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QuantumQuester
Just wanted to add some reassurance from someone who went through this exact situation! I'm a dual citizen (US/German) who hadn't filed US taxes in 8 years while living in Berlin. I was absolutely terrified about traveling to the US for my sister's wedding. Like everyone else has said, there's zero connection between IRS tax compliance and border control. I've traveled to the US multiple times while getting my tax situation sorted out, and it was never an issue. The border agents only care about your passport validity and standard security screening. I used the Streamlined Foreign Offshore Procedures to catch up on my filings. With your income level and the Foreign Earned Income Exclusion, you'll likely owe nothing. The process took about 6 weeks total, but I didn't wait to travel - I started the process after my trip. Your dad should be fine too. Retired expats are actually in a better position since pension income often has favorable tax treaty treatment. Just enjoy your Boston trip and deal with the tax compliance when you return. The anxiety is so much worse than the actual reality!
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Nia Jackson
•This is exactly what I needed to hear! Thank you so much for sharing your experience. It's such a relief to know that someone in almost the same situation traveled without issues. I've been spiraling with anxiety about this for weeks. Did you end up owing anything when you filed through the Streamlined procedures? And how did you handle the FBAR filings for all those years? I'm worried I might not have perfect records of all my account balances from previous years. Also, you mentioned your dad might have favorable tax treaty treatment - do you know if the US-Canada tax treaty has similar benefits for pension income? He's been really stressed about this too.
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