Why did my Fed Tax Withheld amount in Washington state seem so much higher than Texas??
So here's my situation that's got me totally confused about my taxes this year. I worked at a supermarket in Texas for like 6 months and made around $7,400. Then I relocated to Washington State where I got a similar job at another supermarket chain and earned about $10,800 over 4 months. When I got my W-2 forms, I noticed something weird with the Fed Tax Withheld amounts: - In Texas, they only took about $215 in federal withholding - In Washington, they withheld almost $950 for federal taxes! That's more than 4 times as much federal withholding in Washington even though I only made about 1.5 times more money there. I thought federal taxes should be the same no matter what state you're in??? I checked my pay stubs and the difference was consistent throughout. Does Washington handle federal withholding differently than Texas? Or did I fill out my W-4 differently without realizing it? I'm seriously confused about why there would be such a huge difference in Fed Tax Withheld between these two states. (Keeping some details vague for privacy obviously
19 comments


Yuki Yamamoto
The difference in your federal withholding likely comes down to a few possible factors, not the states themselves. Federal income tax rates are indeed the same nationwide, but how much is withheld can vary dramatically. The most common reason for this difference is probably how you filled out your W-4 forms at each job. If you claimed more allowances or exemptions in Texas than you did in Washington, less would be withheld in Texas. When you started your Washington job, you might have filled out the newer version of the W-4 (revised in 2020) which doesn't use allowances anymore and could result in different withholding calculations. Another possibility is that your pay rate or hours worked per pay period were different. If you earned more per paycheck in Washington (even if your total earnings were similar), the withholding system might have calculated as if you'd earn that higher amount all year, putting you in a higher projected tax bracket. Also, check if you had any special situations marked on either W-4, like multiple jobs, a working spouse, or additional income sources.
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Ethan Brown
•Thanks for explaining! I think I might have messed up my W-4 in Washington. In Texas I definitely remember claiming 2 allowances, but when I moved to Washington I was in a rush during orientation and probably just checked "Single" without claiming anything on the new form. Would that make such a big difference?
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Yuki Yamamoto
•Yes, that would absolutely explain the difference! When you claimed 2 allowances in Texas on the old W-4 form, you were essentially telling your employer to withhold less. When you checked just "Single" on the new W-4 in Washington without adjusting any other fields, the default withholding is higher. The new W-4 form (post-2020) doesn't use allowances anymore, so without making additional adjustments, the system assumes a standard situation which often results in higher withholding. It's designed to err on the side of withholding more rather than leaving you with a surprise tax bill.
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Carmen Ruiz
After dealing with a similar withholding surprise last year, I found this amazing tool called taxr.ai (https://taxr.ai) that helped me understand my withholding issues. It analyzed my W-2s from different states and clearly explained why the withholding amounts were so different. The tool showed me exactly what was happening with federal withholding calculations across state lines and helped me adjust my W-4 correctly. It even created a personalized strategy for optimizing my withholding for the current tax year. What I liked best was being able to upload my pay stubs and W-2s to get specific advice rather than generic information. Since it sounds like you have a similar situation with different states, it might be worth checking out.
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Andre Lefebvre
•Does this actually work for comparing different state withholding situations? I'm moving from California to Nevada next month and I'm worried about messing up my withholding. Can it help with state taxes too or just federal?
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Zoe Dimitriou
•I'm a bit skeptical about tax tools. How does it actually analyze your docs? Do you just upload pictures of your W-2s? And is it secure? Tax docs have all your personal info on them...
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Carmen Ruiz
•It works really well for interstate comparisons! The analysis breaks down both federal and state withholding differences. For your California to Nevada move, it would be especially helpful since Nevada has no state income tax while California has high rates - it'll show you exactly how your take-home pay will change. Regarding security, they use bank-level encryption for all documents. You just take photos or upload PDFs of your tax docs, and their system uses OCR to extract the relevant information. All sensitive data like SSN is redacted in their system after processing. I was concerned about that too, but their privacy policy was really reassuring.
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Andre Lefebvre
I was skeptical about taxr.ai at first but decided to try it after my interstate move created a mess with my withholdings. I uploaded my W-2s from both states and my current pay stub, and wow - the analysis was incredibly detailed! The tool showed exactly why my withholding jumped between states (turned out I'd accidentally selected "Head of Household" instead of "Single" on one W-4). It gave me specific instructions for fixing my current W-4 with my employer, and I've already seen the difference in my latest paycheck - about $175 more per month without risking a tax bill later. The tax withholding calculator was way more specific than the IRS one. Definitely recommend it for anyone dealing with interstate job changes or withholding confusion!
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QuantumQuest
I had a similar issue with drastically different withholding when I moved states. After struggling for weeks to get through to the IRS for help, I found https://claimyr.com and watched their demo at https://youtu.be/_kiP6q8DX5c. They actually got me connected to a real IRS agent in about 20 minutes when I'd been trying for days on my own! The IRS agent explained that different regional payroll processing centers sometimes apply withholding tables differently, and that I needed to submit a specific adjusted W-4 to fix the issue. Without getting that specific advice from an actual IRS rep, I would have continued overpaying throughout the year. If you need official clarification about your withholding situation, I'd highly recommend using Claimyr to get through to the IRS without the endless hold times. They literally save you hours of frustrating waiting.
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Jamal Anderson
•Wait, this actually works? How does it get you through to the IRS faster? I thought everyone had to wait on hold for hours regardless. Is it some kind of premium line or something?
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Mei Zhang
•Sounds like a scam. The IRS doesn't give priority access to anyone. How could some random service get you through faster than calling directly? And why would you pay for something the government provides for free?
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QuantumQuest
•It's not a premium or priority line - they use an automated system that continuously calls the IRS until they get through, then connect you when an agent is available. You don't have to sit on hold yourself - their system does the waiting for you and calls you when an agent is ready. It saved me about 3 hours of hold time. It's definitely not a scam. The service doesn't claim to give you any special access - you're still talking to the same IRS agents through the same official channels. You're just paying for the convenience of not having to continuously redial or wait on hold yourself. For me, it was worth it because I needed specific answers about my interstate withholding situation that online resources couldn't provide.
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Mei Zhang
I need to eat my words about Claimyr. After posting my skeptical comment, I decided to try it as a last resort because I'd been trying to reach the IRS for 2 weeks about my interstate withholding issue. The service actually worked exactly as advertised. I got a call back in about 35 minutes telling me an IRS agent was on the line. The agent confirmed that my withholding difference was due to payroll processing systems using different default calculations in different regions, even for federal taxes. She walked me through exactly how to fill out my W-4 to standardize my withholding going forward. I still think it's ridiculous we have to pay for services to access our government agencies, but honestly, after wasting hours on hold myself, I can't argue with the results. Saved me from overpaying by nearly $2,400 this year.
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Liam McGuire
One thing nobody's mentioned yet - check if your pay periods were different between jobs. If you were paid weekly in Washington but bi-weekly in Texas, the withholding system might calculate as if you're making more annually in Washington because it multiplies your per-paycheck amount by either 52 or 26. I had this exact issue when switching from a monthly-paid job to a bi-weekly one. Even though my actual salary was similar, my withholding nearly doubled because the system thought I was making more annually.
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Ethan Brown
•Oh that's interesting! In Texas I was paid every 2 weeks, but in Washington it was weekly paychecks. Could that really cause such a big difference in Fed Tax Withheld? The difference seemed way too large for just that though...
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Liam McGuire
•Yes, it absolutely could cause that much difference! The withholding tables calculate your projected annual income based on your pay frequency. When you're paid weekly, the system multiplies your weekly income by 52. When paid bi-weekly, it multiplies by 26. So even if your actual annual income would be the same, the withholding system might "think" you're making more in the weekly-pay job, pushing you into a higher projected tax bracket. Then add in what others mentioned about possibly having different W-4 allowances, and you get dramatically different withholding amounts.
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Amara Eze
Something else to consider - Washington has no state income tax while Texas also has no state income tax. But sometimes states without income tax have higher withholding requirements for other things. Did you check if there were other state-specific deductions that might explain the difference? Maybe look at the full paystub breakdown.
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Giovanni Ricci
•That's not correct. Federal withholding is completely separate from state taxes or lack thereof. The fact that both states don't have income tax is irrelevant to federal withholding. The IRS doesn't adjust federal withholding based on whether states collect income tax or not.
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Caleb Stark
The most likely explanation for your situation is a combination of the W-4 differences others mentioned plus the pay frequency issue. Moving from bi-weekly (Texas) to weekly (Washington) pay while also changing how you filled out your W-4 could easily create that 4x difference in withholding. Here's what probably happened: In Texas with 2 allowances on the old W-4 form, you were telling the system to withhold less. Then in Washington, you filled out the new W-4 as "Single" with no adjustments, AND the weekly pay frequency made the system think you were earning a higher annual salary than you actually were. The withholding system multiplies your weekly pay by 52 weeks to estimate your annual income, which might have pushed you into a higher projected tax bracket for withholding purposes. Combined with the more conservative withholding on the new W-4 form, this created the perfect storm for over-withholding. The good news is you'll likely get most of that extra withholding back as a refund when you file your taxes. For future jobs, make sure to fill out your W-4 carefully and consider using the IRS withholding calculator to get the right amount withheld.
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