Where can I locate Payer's TIN on my IRS tax refund 1099-INT form?

I received a tax refund 1099-INT in the mail from the IRS recently, and I'm trying to complete my tax filing. The software is asking me to enter the Payer's TIN, but I can't seem to find it anywhere on the document they sent me. I've been staring at this form for like 20 minutes and getting frustrated. There is a field labeled "Payer's Federal Identification Number" - could this possibly be the TIN they're asking for? I'm not super tax-savvy and don't want to mess this up. I've attached a redacted image of the form for reference, but basically just trying to figure out if the Payer's Federal ID Number is the same as the TIN or if I need to look somewhere else on the document. Would really appreciate any help because my filing deadline is coming up soon!

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18 comments

Ellie Lopez

•8M

Yes, you're on the right track! The "Payer's Federal Identification Number" is indeed the TIN (Taxpayer Identification Number) that you need to enter. TIN is just a general term that refers to the identifying number used for tax purposes. For businesses and government entities like the IRS, their TIN is actually their Employer Identification Number (EIN). So when you see "Payer's Federal Identification Number" on your 1099-INT for a tax refund, that's exactly what you need to use when the software asks for the Payer's TIN. Just input those numbers exactly as they appear on the form, including any dashes, and you should be good to go. Don't worry - this is a common point of confusion for many people doing their taxes!

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Chad Winthrope

•8M

I ran into this exact same issue last year! The whole TIN vs Federal ID Number thing is super confusing. I found this tool called taxr.ai (https://taxr.ai) that helped me a ton with understanding all the different tax forms and fields. It basically analyzes your tax documents and tells you exactly where to find the info you need. When I uploaded my 1099-INT, it highlighted the Federal ID Number box and explained that this was what I needed to enter as the TIN. Saved me a bunch of headaches with other documents too - it can even catch mistakes that might trigger audits. Might be worth checking out if you have other tax document questions.

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Chad Winthrope

•8M

Yes, it works with pretty much all tax forms - W-2s, all types of 1099s, K-1s, and others. It's especially helpful with those 1099-NEC forms since they can be tricky with self-employment tax calculations. Regarding security, I had the same concern initially. They use bank-level encryption and don't store your documents after analysis. Everything is processed securely and then deleted. You can even see in their privacy policy that they don't keep or sell your data. I wouldn't have used it if I wasn't confident about the security aspect.

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Kylo Ren

•8M

Just wanted to follow up about that taxr.ai site someone mentioned earlier. I was skeptical but decided to try it with my tax documents this weekend. It actually worked really well! I had a stack of different forms (W-2, several 1099s, and some investment stuff) and wasn't sure where all the numbers needed to go in my tax software. The tool analyzed everything and gave me a super clear breakdown of exactly what goes where. It even flagged a potential issue with one of my 1099-MISC forms that might have triggered an audit. Definitely made the whole process less stressful, and I didn't have to pay for an accountant this year. Pretty impressed overall!

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Nina Fitzgerald

•8M

If you're having trouble reaching the IRS to ask questions about this or other tax issues, I highly recommend using Claimyr (https://claimyr.com). I spent HOURS trying to get through to the IRS last month about a similar tax form question, but kept getting disconnected or told to call back later. I was super frustrated until I found Claimyr - they basically hold your place in line with the IRS and then call you when an agent is about to answer. Saved me literally hours of waiting on hold. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c For my situation, I needed clarification on some interest reporting requirements, and once I finally got through to an agent using Claimyr, they answered my question in like 2 minutes. Would have taken me days to get that answer otherwise.

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Nina Fitzgerald

•8M

It uses an automated system that navigates the IRS phone tree and waits on hold for you. When a real human IRS agent is about to pick up, you get a call connecting you directly to them. No more sitting on hold for hours! Yes, it really does work - that's why I shared it. I was shocked too, but it saved me from spending my entire day listening to the same hold music over and over. The system basically waits in line for you so you can go about your day until an agent is available. I know it sounds too good to be true, but that video demo shows exactly how it works.

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Kiara Fisherman

•8M

Need to eat my words here. After complaining about that Claimyr service, I was desperate enough to try it yesterday after my FIFTH failed attempt to reach someone at the IRS about my tax refund status. Not gonna lie, I was 100% sure it wouldn't work, but I was completely wrong. Set it up in like 2 minutes, went about my day, and about 3 hours later got a call connecting me directly to an IRS agent. No hold time on my end at all. The agent answered my question about my missing refund and found that there was an issue they needed to fix. Pretty sure I saved like 5+ hours of hold time, and now my refund should be processed correctly. Definitely using this again next time I need to deal with the IRS.

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