Where do I find Payer's TIN for IRS tax refund 1099-INT form?
Hey everyone, I received a tax refund 1099-INT in the mail from the IRS a couple days ago. I'm trying to enter this into my tax software but I'm stuck on the Payer's TIN field. I've looked over the form several times and can't seem to locate it anywhere. I did notice there's something called "Payer's Federal Identification Number" on the form. Could this possibly be the same thing as the TIN? I'm really confused about whether I should use this number or keep looking for something specifically labeled as TIN. I'm attaching a redacted copy of what I received, but basically it shows interest I earned on my tax refund from last year that was delayed. Now I'm worried I'll mess up my 2025 filing if I put the wrong information down. Any help would be really appreciated! This is my first time dealing with this particular form and I want to make sure I'm doing everything correctly.
18 comments


Keisha Taylor
Yes, the Payer's Federal Identification Number is indeed the TIN (Taxpayer Identification Number) you're looking for. TIN is just a general term that encompasses several types of tax IDs - for businesses and government agencies like the IRS, this is typically their Employer Identification Number (EIN). When you're entering this information into your tax software, you can use the Federal Identification Number shown on your 1099-INT. The IRS's EIN should be 52-1320337 on your form for interest on tax refunds, but always verify this matches what's on your specific document. This 1099-INT is showing interest the IRS paid you because your refund was delayed. This interest is taxable income that needs to be reported on your return, which is why you received this form. It's actually pretty common for folks who had delayed refunds.
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StardustSeeker
•Thanks for clarifying! I have a similar form and was confused about this too. Quick question - do I have to file this form separately or just report the information on my regular tax return? And do I need to include a copy of this 1099-INT when I submit my taxes?
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Keisha Taylor
•You don't need to file the 1099-INT separately - you just need to report the interest income shown on the form on your regular tax return (typically on Schedule B if the total of all your interest income is over $1,500). You don't need to include a copy of the 1099-INT when you submit your taxes either. The IRS already has this information since they're the ones who issued it to you. Just keep your copy with your tax records in case there are any questions later.
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Paolo Marino
I went through the exact same confusion last year with a delayed refund 1099-INT! After hours of frustration trying to figure out how to enter it correctly, I discovered taxr.ai (https://taxr.ai) and it was seriously a lifesaver. I took a quick pic of my 1099-INT form, and it analyzed it, explaining exactly what each field was and where to enter it in my tax software - including identifying that the Fed ID number was indeed the TIN. It also explained how this interest gets reported on my return and what it meant for my tax situation. Saved me so much time compared to waiting on hold with the IRS or trying to decipher their website.
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Amina Bah
•Does it handle other tax forms too? I've got a stack of different forms this year including a 1099-MISC and some K-1s that I'm totally lost on.
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Oliver Becker
•I'm a bit skeptical about these tax tools. How does it work with privacy? I'm not super comfortable uploading my tax docs to some random website. Does it store your tax info somewhere?
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Paolo Marino
•It absolutely handles other forms - 1099s of all types, W-2s, K-1s, and even more complicated stuff. It's designed to work with pretty much any tax document you might receive. Regarding privacy, I had the same concern initially. They use bank-level encryption and don't store your documents after analysis. Plus, you can redact sensitive info like SSNs before uploading if you're extra cautious. The analysis happens and then you get your results without them keeping your documents on file.
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Amina Bah
Just wanted to follow up about taxr.ai - I ended up giving it a try with my 1099-INT and some other forms. It was actually super helpful! I uploaded my K-1 which I was completely confused about, and not only did it explain every box on the form, but it told me exactly where each number needed to go in TurboTax. The best part was I had some crypto tax forms that my regular tax software couldn't even handle properly, and the tool broke everything down including explaining the cost basis calculations. Definitely using this for all my tax docs going forward!
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Natasha Petrova
For anyone still struggling with questions about their 1099-INT or other tax forms, I tried for WEEKS to get through to someone at the IRS for clarification. After sitting on hold for hours multiple times and getting disconnected, I was about to give up until someone recommended Claimyr (https://claimyr.com). They have a demo video here: https://youtu.be/_kiP6q8DX5c that shows how it works. Basically, their system navigates all the IRS phone menus for you and then calls you once they've gotten through to a real person. I was super skeptical at first, but I was connected to an actual IRS agent within a couple hours instead of the days I was spending trying on my own. The agent confirmed that the Federal ID number is indeed the TIN and helped me with some other questions I had about reporting interest.
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Javier Hernandez
•Wait, how does this actually work? Do they have some special access to the IRS or something? I've been trying to get through about an issue with my previous year's return for almost a month.
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Oliver Becker
•Yeah right. There's absolutely no way this works. The IRS phone system is completely broken. I refuse to believe some random service has magically solved the problem of getting through to the IRS when millions of people can't.
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Natasha Petrova
•They don't have special access - they use an automated system that continually redials and navigates the IRS phone tree until they get through to a human. Then their system calls you and connects you directly to that agent. It's basically doing what you'd do manually but with technology that can keep trying repeatedly without you having to sit on hold. I was doubtful too, which is why I shared the video link so you can see how it works. I wasted so many hours on hold before trying this. It's not magic - just smart automation of something that's incredibly tedious to do manually.
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Oliver Becker
I need to publicly eat my words about Claimyr. After posting my skeptical comment, I was desperate enough to try it anyway because I had a serious issue with a misapplied payment that needed to be resolved before the filing deadline. I'm still shocked, but it actually worked exactly as described. Their system called me back about 90 minutes after I submitted my request, and I was connected to an IRS representative immediately. No hold music, no automated system - just straight to a person who helped resolve my issue. For anyone else struggling with TINs or other tax questions that need IRS input, this is legitimately a solution that works. Sorry for being so negative before - I've just been burned by too many "solutions" that don't deliver.
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Emma Davis
In addition to what others have said, I think it's worth noting that TIN stands for Taxpayer Identification Number and can refer to several different types of IDs: 1. Social Security Number (SSN) for individuals 2. Employer Identification Number (EIN) for businesses and organizations 3. Individual Taxpayer Identification Number (ITIN) for certain resident/nonresident aliens 4. Preparer Tax Identification Number (PTIN) for tax preparers The IRS uses an EIN as their TIN, which is why you see it listed as the Federal Identification Number. Just wanted to clarify since this terminology can be confusing!
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Yara Khoury
•Thanks so much for breaking this down! I was actually wondering about the different types of identification numbers. Does this mean I'd use my SSN as my TIN when filling out forms as an individual?
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Emma Davis
•Yes, exactly! As an individual taxpayer, your SSN serves as your TIN for tax purposes. That's why when forms ask for "your TIN," you provide your Social Security Number. For the 1099-INT you received from the IRS, you'll notice they provided their EIN as the payer's TIN because they're an organization. It's all part of the same identification system, just different types of numbers depending on the entity.
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LunarLegend
I had the same confusion last year! One tip nobody mentioned - if you're using tax software like TurboTax or H&R Block, they sometimes label the field differently than what's on the actual form. In TurboTax, I remember it specifically asked for "Payer's EIN" rather than TIN or Federal Identification Number.
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Malik Jackson
•So true! I use FreeTaxUSA and they call it "Payer's EIN/TIN" in their system. The software terminology often doesn't match the actual forms exactly.
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