What's the Official IRS Identity Verification Number? (IRC §6109)

Do you possibly know if this is the same number I should call if I received Letter 5071C specifically? My letter arrived yesterday and I need to resolve this rather quickly as my refund is somewhat substantial.

This is exactly what I needed! I've been playing phone tag with the IRS for what feels like seventeen years. At this point I'm pretty sure the hold music is permanently embedded in my brain. Appreciate the confirmation on the correct number!

When I had to verify my identity back in February, I had received the 5071C letter. Called the 800-830-5084 number and they asked me about previous addresses, loan information, and credit card accounts I had open. Took about 30 minutes once I got through to someone, but they processed my return right after. Had my refund 9 days later.

Is taxr.ai actually legitimate? I've seen it mentioned a few times on this sub, but I'm always wary of sharing my tax information with third-party sites. The IRS website says to only use their official tools like ID.me or the transcript tool at irs.gov/transcripts. Has anyone had issues with security or privacy when using it?

Thanks for sharing your detailed experience! The tip about having your Social Security statement ready is really helpful - I wouldn't have thought of that. It's good to know they ask about specific loan amounts rather than just whether you have loans. Did they ask about the amounts for all your loans or just certain types? I'm planning to call soon and want to be as prepared as possible.

@Jamal Wilson They asked about specific amounts for my mortgage and auto loan, but for credit cards they only asked about the existence and approximate credit limits. Student loans came up too - they wanted the original loan amount, not the current balance. I d'recommend having your most recent statements handy for any major loans. Also, if you ve'moved recently, make sure you know your exact previous addresses including apartment numbers - they re'very specific about that. Good luck with your call!

@Zainab Omar They asked about specific amounts for my mortgage and auto loan, but for credit cards they only asked about credit limits and whether I had any balances over a certain threshold I (think it was $1,000 .)They didn t'ask about smaller personal loans or student loans in my case, though that might vary person to person. I d'recommend having your most recent statements for major loans and credit cards accessible just in case. The questions seemed to be pulled from credit report data, so focus on accounts that would show up there.

@Jamal Wilson In my case, they asked about specific amounts for my mortgage and auto loan, but only asked if I had student loans without asking for amounts. They also asked about my current credit card balances on two specific cards. It seemed like they were pulling from credit bureau data to verify my identity. I d'recommend having your recent credit report or banking statements nearby if possible - helped me answer quickly and confidently when they asked about my mortgage balance.

@Jamal Wilson They asked about specific amounts for my mortgage and auto loan, but for credit cards they only asked about credit limits and whether certain accounts were still open. They didn t'ask about my student loan amount, which was interesting. I think they focus on the larger secured debts for verification purposes. Also, make sure you know your exact filing status from previous years - they asked me to confirm whether I filed single or head of household in 2022, which caught me off guard initially.

@98d86f6187b5 They asked about specific amounts for my mortgage and my car loan, but for credit cards they just asked if I had them and what the credit limits were, not the balances. They also asked about a student loan I had paid off about 3 years ago - they wanted the original loan amount, not what I still owed. It seemed like they were pulling from credit report data that goes back several years. Having your credit report handy might be useful too if you can pull it beforehand from annualcreditreport.com.

@Jamal Wilson They asked about specific amounts for my mortgage and auto loan, but only asked if I had student loans without asking the amount. They also asked about my credit limit on my main credit card. It seemed like they were pulling from credit bureau data to verify my identity. I d'recommend having your recent credit report or at least knowing your major loan balances and credit limits. The questions felt very personalized to my financial profile.

@Zainab Omar They asked about specific amounts for my mortgage and car loan, but for credit cards they only asked if I had certain ones open by (name/bank rather) than balances or limits. They also asked about a student loan I paid off 3 years ago - the exact payoff amount, which caught me off guard. I d'recommend logging into your credit report beforehand if possible, as they seem to pull questions from your credit history. The mortgage amount question was the most specific - they wanted the original loan amount, not current balance.

@Jamal Wilson They asked about specific amounts for my mortgage and auto loan, but for credit cards they only asked about the existence of accounts and approximate credit limits. They didn t'ask about personal loans or student loans that I have, so it seems like they focus on the larger secured debts. Also worth noting - they asked about accounts that were open during specific tax years, not necessarily current accounts. So definitely review your credit history for the past few years before calling.

@Zainab Omar In my case, they asked about specific amounts for my mortgage and car loan, but only asked if I had student loans without asking the amount. They also asked about the credit limit on my main credit card. It seemed like they focused on the larger/more significant financial obligations for specific amounts. I d'suggest having your mortgage statement and any major loan documents nearby just in case. The questions seemed to be pulled from credit report data, so think about what would show up there with specific dollar amounts.

@Jamal Wilson They asked about specific amounts for my mortgage and auto loan, but for credit cards they only asked about credit limits and whether I had balances, not exact amounts owed. They also asked about a student loan I had paid off 3 years ago - they wanted to know the original loan amount, which caught me off guard. I d'suggest having any loan documents or statements accessible on your phone/computer when you call, just in case. The questions seemed to be pulled from credit bureau data, so anything that would show up on a credit report is fair game.

@Jamal Wilson They asked about specific amounts for my mortgage and auto loan, but for credit cards they only asked about the existence and approximate credit limits. They didn t'ask about personal loans or student loans that I have. It seemed like they focused on the larger secured debts for the amount questions. Also make sure you know your exact filing status from previous years - they asked me to confirm whether I filed as single or head of household in 2022, which threw me off for a second since my situation changed between years.

@Jamal Wilson They asked about specific amounts for my mortgage and car loan, but for credit cards they only asked about credit limits and whether I had any balances over a certain threshold (I think it was $5,000). They didn't ask about smaller personal loans or student loans in my case, though that might vary by person. One thing I'd add - they also asked about my employer from 3 years ago, so if you've changed jobs recently, it might help to have that employment history handy too. The questions seemed to be pulled from credit reporting data, so think about what would show up on a detailed credit report. Good luck with your call! The key is just staying patient during the hold time.

@Jamal Wilson They asked about specific amounts for my mortgage and student loans, but for credit cards they only asked if I had them and approximate credit limits. For my auto loan, they wanted the original loan amount, not the current balance. I think they pull this info from credit reporting agencies to verify identity. The questions seemed tailored to my specific credit profile - my friend who called the same week got asked about completely different things. Best advice is to have access to your credit report if possible, though they don t'expect you to know every detail perfectly.

@Jamal Wilson They asked about specific amounts for my mortgage and student loans, but only asked if I had credit cards and auto loans without asking for amounts. They seemed most interested in larger, long-term debts. Also, they asked about the original loan amounts, not current balances, which caught me off guard. I d'recommend having statements from your major loans handy, especially if you ve'had them for several years. The mortgage questions were the most detailed - they wanted to know the original loan amount and when I first got it.

@Jamal Wilson They asked about specific amounts for my mortgage and car loan, but for credit cards they only asked about the existence and approximate credit limits. They also asked about a student loan I had paid off about 3 years ago - just whether I had one, not the amount. It seemed like they were pulling from different credit reporting databases to verify my identity. The mortgage questions were the most detailed - they knew the exact monthly payment amount and asked me to confirm it within $50. Definitely have your recent statements accessible if possible!

@Jamal Wilson They asked about specific amounts for my mortgage and auto loan, but for credit cards they only asked about credit limits and whether I had any balances over a certain threshold. They also asked about my student loan balance, which was surprisingly accurate to what I actually owe. I d'recommend having your recent statements or login access to your major accounts ready - they seem to pull from credit reporting data to verify your responses. The questions felt very personalized to my specific financial situation.

@Jamal Wilson They asked about specific amounts for my mortgage and auto loan, but only asked if I had student loans without asking the amount. They also asked about my current credit card balances on two different cards. It seemed like they were pulling from credit bureau data to verify my identity. I d'recommend checking your credit report beforehand if possible - that way you ll'have accurate numbers for any loans or credit accounts they might ask about. The whole thing felt very thorough but not invasive, if that makes sense.

@Jamal Wilson They asked about specific amounts for my mortgage and car loan, but only asked if I had student loans without requesting the balance. They also asked about a personal loan I took out 3 years ago - the exact amount, which caught me off guard. I d'recommend having your credit report pulled up if possible, or at least knowing your major loan balances from the past few years. They seem to focus on larger loans rather than small credit card balances.

@Jamal Wilson They asked about specific amounts for my mortgage and one car loan, but only asked if I had student loans without asking the amount. They also asked about credit limits on two of my cards. It seemed like they were pulling from credit report data, so the questions varied based on what showed up in my file. I d'recommend having your credit report pulled up too if you can access it for free - that way you can reference exact dates and amounts if needed.

@Jamal Wilson In my case, they asked about specific amounts for my mortgage and one student loan, but for credit cards they only asked about the existence and approximate credit limits. They seemed to focus more on secured debt amounts mortgage, (auto loans rather) than revolving credit balances. I d'recommend having statements for any major loans from the past 2-3 years if possible - even if they re'paid off, they might ask about the original amounts.