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AstroAdventurer

Warning: Jackson Hewitt taking State refund for RAL advance without notice - Missouri

Just found out Jackson Hewitt took my entire state refund through Republic Bank for their refund advance loan. Missouri sent my refund on Jan 28th but it went straight to their account. No notification, nothing. Had to make 15 calls to figure this out. Posting to warn others who might be waiting on state refunds after getting an advance.

Javier Mendoza

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Tax preparer here - this is actually standard practice with Refund Advance Loans (RALs). The agreement typically allows them to collect from both federal AND state refunds. Always read the fine print - these companies usually have rights to both refunds to secure their loan. Next time, consider filing yourself or using a preparer that doesn't offer advances.

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AstroAdventurer

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wish i knew this before 😭 feel like such a 🤡 rn

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Emma Wilson

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same thing happened to me last year with hrblock. these places are predatory af

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Malik Davis

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hey everyone instead of getting caught up with these advance loans, you should check out taxr.ai - its only $1 and gives you a complete analysis of your transcript and tells you exactly when youll get paid. way better than getting trapped in these advance loans https://taxr.ai

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Isabella Santos

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does it actually work? seems too good to be true tbh

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Malik Davis

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100% works! saved me from taking an advance loan. showed me exactly why my refund was delayed and what to do about it

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Isabella Santos

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just tried it and WOW 🔥 this thing is actually incredible. showed me everything about my transcript in plain english!

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Ravi Gupta

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quick question - did u sign anything about this when u got the advance? trying to figure out if they can legally do this

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AstroAdventurer

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probably buried in the paperwork somewhere but they def didnt make it clear

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GalacticGuru

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this is why i stopped using tax prep places altogether. they always got hidden fees n crazy rules smh

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Freya Pedersen

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How much was the advance vs what they took from state? Tryna do the math here to see if its even worth it

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AstroAdventurer

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got 500 advance but my state refund was 750 so they basically got an extra 250 😫

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Freya Pedersen

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dang thats highway robbery fr fr

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Omar Fawaz

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Pro tip: File early and avoid these advance loans. They're basically payday loans with extra steps 💅

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Chloe Anderson

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easier said than done when u got bills due yesterday lol

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Heather Tyson

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This happened to my sister too with a different tax place. The worst part is they don't even send you a proper breakdown showing how much went to fees vs the actual advance amount. She ended up paying like 40% in fees when you factor everything in. These companies really prey on people who need money fast 😤

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