TurboTax + SBTPG with DDD for the 24th - Anyone Get Their Money Yet Without Paying for Early Deposit?

Hey there! I'm in the same boat w/ TT & SBTPG. My DDD is also the 24th. SBTPG updated my account status to "funded" last night around 10pm EST. Didn't pay for that early deposit feature either (total ripoff IMO). $ hit my acct this AM around 6:30. Most banks release once they get the $ from SBTPG, but some hold until actual DDD. Def check the SBTPG portal for status updates vs just your bank acct!

What bank do you use for your direct deposit? That's a critical factor in the timing. Some financial institutions like Credit Unions and online banks process ACH transfers much faster than traditional banks. Also, did your SBTPG account status show "funded" yet? That's the key status transition you want to see before expecting the deposit.

I was in EXACTLY your situation last year with a DDD and SBTPG processing delay. After refreshing my account for 3 days straight and getting nowhere with their automated system, I used Claimyr (https://youtu.be/_kiP6q8DX5c) to reach an actual SBTPG representative. The agent confirmed my payment was in their processing queue and explained the exact timeline I could expect. My deposit arrived the next morning! Their system is notoriously backlogged during peak tax season and sometimes manual intervention is necessary to expedite your case.

According to the SBTPG FAQ page (https://taxpayer.sbtpg.com/hc/en-us/articles/360001672771-When-will-I-receive-my-refund-), they typically process within 1-2 business days after receiving funds from the IRS. I've been tracking the r/IRS and r/TurboTax subreddits, and it looks like people with DDDs for the 24th started seeing SBTPG status updates yesterday afternoon. Most banks don't process overnight deposits until early morning, so I'd expect to see movement in accounts by tomorrow at the latest. The IRS Refund Status page won't help once it's with SBTPG - you need to check their portal directly.

Has anyone noticed if using TurboTax with SBTPG is slower than filing directly with the IRS and getting your refund sent straight to your bank? This is my third year using TT but first time having the fees taken out of my refund. Wondering if that's why it seems to be taking longer compared to previous years?

Success! Just checked my account and my refund landed exactly 28 hours after my SBTPG status changed to funded. I have a DDD of 3/24, didn't pay for early deposit, and used a regional credit union. The refund amount was exactly $4,378.23 after TT took their $89.99 fee. Worth checking your SBTPG account - mine updated before my bank showed any pending deposits.