Transcript Update Schedule - When Do They Refresh Tonight?
I verified my identity through the IRS portal earlier this week and I'm waiting for my transcript to update. Does anyone know what time they typically start updating transcripts in the evening? I'm expecting a substantial refund this year due to some investment losses and charitable contributions, so I'm trying to track this closely. Should I be checking at midnight Eastern Time, or is there a specific window when they process updates?
17 comments


Chloe Anderson
The IRS typically updates their transcript database between midnight and 6am Eastern Time. Have you been checking during that window? Sometimes the updates can be staggered throughout the night depending on server load and processing backlogs. What cycle code appears on your last transcript, if you were able to access one previously?
0 coins
Diego Vargas
Based on the current processing cycle, transcript updates generally occur between 12:00am and 3:00am ET on weekdays. The IRS Master File operates on a weekly cycle code system, with most individual returns updating on cycle 05 (Thursday night/Friday morning). If you've recently verified your identity, expect a minimum 48-72 hour delay before transcript visibility improves.
0 coins
Anastasia Fedorov
I was in the same boat last month - refreshing like a madman every night! 😂 Finally saw my update at exactly 2:17am ET on a Friday morning. The sweet relief of seeing those deposit dates appear was worth the sleep deprivation. Funny enough, my transcript updated a full week before the WMR tool showed any change.
0 coins
StarStrider
•Did you have to verify your identity too? I've heard that adds extra time compared to normal processing. I'm wondering if my experience will be different than yours since I had to go through that additional step.
0 coins
Sean Doyle
•Man, I feel this in my soul. It's like waiting for water to boil when you're watching it! Thanks for sharing the specific time - gives me hope that there's an end to this waiting game.
0 coins
Zara Rashid
•Did you notice any specific codes appearing before your deposit date showed up? Last year I had a 570 code that appeared first, then a 971, and finally the 846 deposit code. Trying to understand if there's a typical sequence to watch for.
0 coins
Luca Romano
According to Internal Revenue Manual 21.4.1, transcript updates follow the Centralized Authorization File (CAF) processing schedule, which operates on an overnight batch cycle. After verification, you should expect a minimum 3-5 business day processing time before transcript visibility. If you need immediate clarification on your filing status, I used Claimyr (https://claimyr.com) to reach an IRS agent directly after waiting 2 weeks post-verification. Got connected in under 30 minutes when the regular wait was 2+ hours.
0 coins
Nia Jackson
•Is this service actually worth it? I need to resolve this ASAP but I'm hesitant to pay for something I should be able to do myself. How much did it cost and did they actually provide information beyond what you can see on the transcript?
0 coins
Mateo Hernandez
•I used this exact service last year when my refund was delayed by exactly 47 days. It connected me in 23 minutes compared to my previous attempts where I waited for 1 hour and 37 minutes before being disconnected. The IRS agent confirmed my identity verification was completed but there was a secondary review that wasn't visible on my transcript. That information alone saved me weeks of anxiety.
0 coins
CosmicCruiser
The IRS transcript system updates through an overnight batch process that typically runs from 12:00am to 3:30am Eastern Time. However, the actual availability of updated information follows a multi-step process: 1) Data processing (overnight), 2) Database synchronization (early morning), 3) Web portal refresh (mid-morning). What surprises many people is that while the data may update overnight, the web interface might not reflect those changes until 6-8am ET. This is why some people report seeing updates at different times.
0 coins
Aisha Khan
Just to clarify something others haven't mentioned - there's a difference between the Account Transcript and the Return Transcript updating. I've noticed my Account Transcript updated first (showing my refund was processing) while my Return Transcript stayed empty for another week. I've been filing for 15+ years and I always check both transcripts separately because they contain different information and can update on different schedules.
0 coins
Ethan Taylor
I monitor this specifically every tax season. For the 2024 filing season, I've documented transcript updates occurring primarily between 1:15am-2:45am ET on Wednesday/Thursday nights. My most recent experience: verified identity on Monday, March 18th, transcript became available Friday, March 22nd at 2:13am ET, showing processing date of March 25th, and refund issued March 27th. The pattern has been consistent for several years now.
0 coins
Yuki Ito
•To add some technical context to this excellent observation - the IRS uses what's called a Weekly Processing Cycle, with most individual returns processed on Cycle 05 (Thursday night/Friday updates). You can confirm your specific cycle by looking at the Transaction Code 150 on your Account Transcript once it appears. The last two digits indicate your cycle (usually 05 for individuals). This explains why many people see updates on Friday mornings.
0 coins
Zoe Walker
Thanks everyone for the detailed responses! This is incredibly helpful. I've been checking sporadically throughout the day but clearly I need to adjust my strategy to those early morning hours. @Ethan Taylor - your documentation is amazing, that level of detail gives me confidence there's actually a predictable pattern here. I'll start checking consistently between 1-3am ET starting tonight. One follow-up question: once the transcript does update, how quickly do you typically see the actual refund hit your bank account? I'm hoping to time some bill payments around the deposit.
0 coins
Molly Chambers
•From my experience, once your transcript shows the 846 refund code with a deposit date, you can typically expect the funds to hit your account within 1-3 business days of that date. The IRS usually processes direct deposits overnight, so if your transcript shows a Friday deposit date, you'll likely see it in your account by Monday morning (assuming no banking holidays). For bill payment timing, I'd recommend waiting until you actually see the deposit before scheduling anything critical - sometimes there can be slight delays on the banking side even when the IRS releases the funds on schedule.
0 coins
Natasha Kuznetsova
I've been tracking this for years and want to add some nuance to the excellent advice already shared. While the 12am-3am ET window is accurate, I've noticed that identity verification cases often follow a slightly different pattern. After verification, your transcript may show what's called a "processing hold" code (usually 570 or 971) before the actual refund information appears. This can add 1-2 additional processing cycles beyond the standard timeframe. Also, pro tip: if you're checking obsessively like most of us do, try using the mobile IRS2Go app in addition to the website - sometimes one updates before the other due to different caching systems. I've seen my app show updates up to 4 hours before the desktop site reflected the same information. The key is patience after verification - it's almost always longer than the standard processing time, but the refund does eventually come through.
0 coins
Butch Sledgehammer
•This is incredibly detailed - thank you! The processing hold codes you mentioned (570/971) are exactly what I was worried about seeing. Quick question: when you experienced those hold codes after identity verification, how long did it typically take to move from the hold to seeing the actual 846 refund code? I'm trying to set realistic expectations since this is my first time dealing with the verification process. Also, great tip about the mobile app - I had no idea there could be timing differences between platforms!
0 coins