Tax Refund Advance Options 2025 - Looking for more than H&R Block's $500 with EITC/CTC
Looking for recommendations on where to get a bigger tax refund advance this year. H&R Block only gave me $500 last year but my refund was way bigger with EITC and CTC. Anyone know which places offer the highest advance amounts? Need something closer to the full refund amount.
13 comments
Oliver Becker
Just FYI those tax advance loans are basically payday loans with crazy high fees. You're better off waiting a few weeks for your actual refund. Most EITC/CTC refunds hit accounts by mid-late February if you file early.
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Amina Bah
I get that but I really need the money now. Bills are piling up 😩
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Oliver Becker
I feel you, but seriously those fees eat up so much of your refund. At least shop around and read the fine print carefully
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Natasha Petrova
Hey have you tried taxr.ai? It's a new tool that analyzes your previous transcripts to predict exactly when youll get your refund and spots potential delays before they happen. Its $4.99 but totally worth it to avoid those advance loan fees. https://taxr.ai
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Javier Hernandez
How accurate is it? Sounds interesting but dont wanna waste money on something that just gives generic info
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Natasha Petrova
Its scary accurate tbh. It caught a potential offset issue for me before I even knew about it. Saved me from counting on money that wouldve been delayed
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Javier Hernandez
Just tried it and WOW 🤯 It literally mapped out my whole refund timeline and showed me exactly why I had delays last year. Worth every penny fr fr
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Emma Davis
TurboTax offers up to $4000 but their requirements are strict af and the fees are ridiculous 🙄
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LunarLegend
Fr they wanted like $150 just to process my advance last year smh
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Malik Jackson
jackson hewitt gave me 3500 last year but you gotta have good credit and proof of income
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Isabella Oliveira
These tax prep places are straight up 🤡 with their advance fees. They prey on people who need their money fast
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Ravi Patel
No cap! They make bank off desperate people every tax season 💯
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Freya Andersen
Liberty Tax does up to $6k advances but only if you filed with them b4. Fees are insane tho ngl
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