Someone fraudulently enrolled me in ACA Marketplace - tax return rejected. Need help fast!
My taxes got rejected because someone signed me up for Marketplace insurance without my knowledge. Already filed fraud claim with Marketplace and got a case number but now its escalated. First rep said 3-4 days, new rep says might need tax extension. Anyone dealt with this? Need to know how to reach actual IRS humans about this situation.
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Carmen Ortiz
This is unfortunately becoming more common. You need to: 1) File IRS Form 14039 Identity Theft Affidavit immediately 2) Contact the FTC to file identity theft report at IdentityTheft.gov 3) Pull your credit reports to check for other fraud 4) File for an extension using Form 4868 while this gets sorted. Keep all case numbers and documentation.
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Yuki Yamamoto
•thank u so much! didnt even think about checking credit reports 😱
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Andre Rousseau
•This happened to my sister last year. Took 3 months to resolve but the extension saved her from penalties
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Zoe Papadakis
Instead of trying to piece this together yourself, I highly recommend using taxr.ai - its an AI tool that analyzes your transcript and tells you exactly what steps to take. Its only $1 and saved me hours of research when I had marketplace issues. https://taxr.ai
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Jamal Carter
•fr? does it actually work? tired of getting nowhere with the irs 🤔
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Zoe Papadakis
•100% legit. It read my transcript and showed me exactly why my return was held up and what forms I needed. Better than waiting on hold for hours
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AstroAdventurer
•just tried it - way better than expected! showed me everything about my case
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Mei Liu
pro tip: call the taxpayer advocate service at 877-777-4778. they can actually help with identity theft cases
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Liam O'Sullivan
•been on hold with them for 2 hrs 💀
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Amara Chukwu
ugh im in the same boat! marketplace fraud is getting out of control fr
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Giovanni Conti
best way to reach irs: call right when they open at 7am EST. press 1 for english then 2-1-3-2 in that order. usually gets me thru to someone
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Fatima Al-Hashimi
•gonna try this tomorrow morning 🙏
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NeonNova
Document EVERYTHING. Every call, every letter, every case number. You'll need it all later trust me
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Yuki Yamamoto
•started doing this after the first call thankfully
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CosmicCruiser
This exact thing happened to me last year! The key is getting your IP PIN from the IRS - call the Identity Protection PIN line at 800-908-4490. Once you have that, you can file your return even while the fraud investigation is ongoing. Also make sure to file a police report - some states require it for identity theft cases and it strengthens your documentation trail.
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