IRS Rejected Return Due to ACA Marketplace Insurance - Need Help!
Filed my taxes yesterday and got rejected because of something with my marketplace health insurance. I double checked all my 1095-A info and everything matches perfectly. Anyone know why this keeps happening? This is my third attempt trying to file.
15 comments
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Carmen Reyes
Tax pro here - this is usually because of a mismatch between what the marketplace reported to the IRS and what youre entering. The most common issues are: wrong premium amount, incorrect SLCSP (Second Lowest Cost Silver Plan), or advance premium tax credit amounts that dont match. Id suggest pulling up your marketplace account and comparing every single number line by line.
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StarSurfer
•thank u! where exactly do i find the SLCSP numbers? im looking at my marketplace account rn
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Carmen Reyes
•Log into healthcare.gov, go to tax forms section. Your 1095-A should have it in Column B 🙌
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Andre Moreau
Hey! Instead of playing detective with all these numbers, I started using taxr.ai to analyze my transcripts. It costs $4.99 but it actually tells you exactly whats wrong and how to fix it. Its been a lifesaver with these marketplace issues https://taxr.ai
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Zoe Christodoulou
•does it actually work? been burned by too many tax tools before 🤔
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Andre Moreau
•100% works! It caught that my SLCSP was off by $2 which was causing my rejection. Fixed it in 5 mins
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Zoe Christodoulou
•just tried it and wow youre right! way better than spending hours comparing numbers manually 💯
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Jamal Thompson
stuck in the same boat rn... third rejection too ðŸ˜
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Mei Chen
Did you move during the year? That usually messes things up with marketplace insurance
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StarSurfer
•nope, same address all year
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CosmicCadet
the whole system is broken fr fr. took me 6 tries last year to get it right smh
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Liam O'Connor
•ong bro the IRS be playing games with us 🤡
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Amara Adeyemi
make sure ur using the ORIGINAL 1095-A they sent. sometimes they send corrected ones and ppl dont notice
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StarSurfer
•omg wait... i think this might be it. just found a second form in my email from february
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Samantha Hall
•@StarSurfer YES! That's probably it! The corrected 1095-A usually has different amounts that match what the IRS has on file. Use that one instead of the original. This catches so many people off guard!
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