Back to IRS

Ryan Kim

SSDI recipients with 1099 and dependents - Do I need to file taxes if no withholding?

Got my 1099 form for SSDI payments from last year. They didnt take any taxes out during the year but I have one dependent child. Not sure if I need to file since its disability income. Anyone know if im required to file or if I should file anyway?

Yes, you should definitely file. Even if your SSDI isn't taxable based on your total income, you might be eligible for credits like the Child Tax Credit. Filing could mean getting money back even if you didn't pay taxes during the year.

0 coins

Ryan Kim

Author

oh wow fr? I had no idea! Do you know how much the child credit is worth?

0 coins

Up to $2000 per qualifying child for 2023! And part of it might be refundable even if you don't owe taxes πŸ’°

0 coins

Hey guys just wanted to mention I was in the same boat last year and used taxr.ai to figure out my situation. It analyzed my transcripts and showed exactly what credits I qualified for. Only costs $1 and saved me hours of research. Check it out at https://taxr.ai

0 coins

does it actually work? seems to good to be true tbh πŸ€”

0 coins

100% legit! It showed me I was eligible for $3200 in credits I would have missed. Best dollar I ever spent fr fr

0 coins

Whether SSDI is taxable depends on ur total income including any spouse income. If its ur only income probably not taxable but FILE ANYWAY for those sweet credits!!! πŸ™Œ

0 coins

If your total income (SSDI + any other income) is under $25,000 filing single or $32,000 married filing jointly, then your SSDI isn't taxable. But definitely file for the Child Tax Credit!

0 coins

Ryan Kim

Author

thx for the specific numbers, super helpful!

0 coins

just went thru this myself! make sure u keep all ur docs together, the irs be playing games sometimes 🀑

0 coins

Friendly reminder that free tax prep services are available through VITA if you need help! They can figure out all the credits ur eligible for

0 coins

VITA was booked solid in my area til like april smh

0 coins

oof that suxx. maybe try calling 211 for other free options?

0 coins

IRS AI

Expert Assistant
Secure