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City tax question - employer not withholding local taxes from my paycheck

I just started a new job last month at this tech startup downtown and I'm kinda freaking out because I just realized they don't withhold any city taxes from my paycheck! I live and work in a city that definitely has a local income tax (3.5%) and when I asked HR about it, they just shrugged and said "we don't handle city tax withholding for employees." Is this even legal? I've never had to deal with this before. My previous employer always took out city taxes automatically. Do I need to be making quarterly payments myself or something? I'm worried about getting hit with a huge tax bill plus penalties next April. Has anyone dealt with this before? I'm in Pennsylvania if that matters. Also, if I do need to pay these myself, is there a specific form or process I need to follow? I have no clue where to even start with this!

If your company uses ADP for payroll, you can actually set up your own city tax withholding through their self-service portal! My employer didn't do city withholding either, but I found this workaround. Just go to the tax withholding section and you can add additional withholdings. It's been saving me so much hassle.

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That's really helpful! Does it work with other payroll systems too? We use Gusto at my company.

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Most major payroll systems have similar functionality! With Gusto, you should be able to add additional tax withholdings under your employee profile. Look for something like "Additional Withholdings" or "Extra Deductions" in your self-service portal. You can specify a flat dollar amount per paycheck or a percentage. Just calculate what you need for your city tax rate (like the 3.5% mentioned in the original post) and set it up as additional federal withholding - that way you'll have the money set aside even if it doesn't go directly to the city.

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I'm dealing with something similar right now! My employer also doesn't withhold city taxes and I've been scrambling to figure out what to do. Thanks for asking this question because the responses here are super helpful. One thing I discovered that might help you - check if your city has an online payment portal. Mine does and I was able to set up a profile there to make my quarterly payments directly. They even send email reminders before each deadline which is nice since I'm terrible at remembering dates. Also, if you're really worried about penalties, you could always overpay slightly on your first quarter just to be safe. Better to get a small refund than owe money with penalties. I calculated mine based on my full annual salary even though I only started partway through the year, just to make sure I'm covered. The whole situation is stressful but it sounds like you're on the right track by addressing it now rather than waiting until tax season!

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Thanks for sharing your experience! The online portal tip is really helpful - I didn't even think to check if my city had one. I'm definitely going to look into that since it sounds way easier than trying to mail checks or call in payments every quarter. The overpaying strategy is smart too. I'd rather be safe and get a small refund than deal with penalty stress. Did you end up using any of the tools people mentioned here like taxr.ai or Claimyr to help figure out your calculations, or did you do it all manually?

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I actually ended up doing the calculations manually at first, but then I tried taxr.ai after seeing it recommended here and it was really helpful for double-checking my math. The manual calculation isn't too hard - just take your annual salary, multiply by 3.5% (or whatever your city rate is), then divide by 4 for quarterly payments. But the tool was nice because it helped me account for the fact that I only worked part of the year and made sure I wasn't overpaying by too much. Plus it gave me forms and deadlines specific to my city which saved me a lot of research time.

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Can I still claim expired COVID relief checks from 2020-2021?

I was living abroad with my family (spouse and two children) in Chile when the whole COVID pandemic hit. We still filed our taxes properly while overseas and actually received the stimulus checks in the mail, but we had no way to cash them at the time. Now all four checks have expired - they're way past the "cash by" date. I finally moved back to the States about 3 months ago and found these expired checks while unpacking. Is there any way to get these COVID relief payments reissued? The total amount is over $8,400 for all of us combined, which would really help right now. Has anyone dealt with this situation? Am I just completely out of luck since it's been so long? Not sure if the IRS or Treasury Department has a process for this or if those COVID funds are just gone forever at this point.

I just went through this exact same situation! Had expired stimulus checks for my whole family that sat in a drawer for over two years. Here's what worked for me: First, don't panic - the money is still yours even though the checks expired. I called the IRS at 800-919-9835 (as mentioned above) but also had success with their main customer service line at 800-829-1040. The key is calling early in the morning, around 7-8 AM when they open. When I finally got through, the agent was super helpful. They were able to see all my original stimulus payments in their system and confirmed the checks were never cashed. They initiated a "payment trace" on the spot and told me new checks would be mailed within 6-8 weeks. One thing I learned: if you're dealing with multiple family members like you are, make sure you have everyone's Social Security numbers ready. They'll need to verify each person's eligibility and payment amounts individually. The total process took about 7 weeks for me, and I received all replacement checks as regular Treasury checks (not the original EIP format). Definitely worth the effort - don't give up on that $8,400!

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I've been following this thread with great interest since I'm dealing with a similar situation. Just wanted to add a few additional points that might help others: If you're having trouble getting through to the IRS by phone, you can also file Form 3911 by mail, but make sure to send it certified mail so you have proof of delivery. The form is available on the IRS website and specifically has a section for requesting payment traces on uncashed checks. One thing I learned from my tax preparer is that you should also check your IRS account online at irs.gov. Sometimes the system will show the status of your stimulus payments, including whether they were issued and never cashed. This can give you helpful information before you call. For anyone dealing with this situation, don't worry about how long it's been - the IRS has stated that they will honor expired stimulus checks indefinitely since these were federal benefit payments, not regular tax refunds with expiration dates. Also, keep in mind that if you end up filing your 2024 tax return before getting replacement checks, you might want to consult a tax professional about claiming the Recovery Rebate Credit as a backup option. This could potentially get you the money faster through your tax refund rather than waiting for replacement checks. @Kai Rivera - with $8,400 on the line, it's definitely worth pursuing multiple approaches if the first one doesn't work quickly. Good luck!

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This is really comprehensive advice! I especially appreciate the point about checking your IRS account online first - that's something I hadn't thought of but could save a lot of time before making those phone calls. The certified mail option for Form 3911 is also a great backup plan for people who are having trouble getting through by phone. I've heard horror stories about people waiting hours only to get disconnected, so having a paper trail could be really valuable. Your point about the Recovery Rebate Credit is interesting too. For someone like @Kai Rivera with $8,400 at stake, it might be worth exploring both the replacement check route and the tax credit option to see which one moves faster. Has anyone here actually used the Recovery Rebate Credit approach instead of requesting replacement checks? I d'be curious to know how that process compares in terms of timing and complexity. Thanks for mentioning that there s'no real expiration on these federal benefit payments - that s'probably reassuring for a lot of people who are worried they ve'waited too long to pursue this!

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Status Changed from 'Still Processing' to 'Received and Being Processed' After Verification - Good Sign?

I verified my identity with the IRS exactly 7 days ago after receiving a letter requesting verification. My return status was showing 'Still Processing' for 36 days before that. Now it's changed to 'Received and Being Processed'. I'm trying to determine if this is a positive development or just another step in a potentially longer process? I need to plan financially for my mother's care expenses and this refund timing is critical. The verification process took me 18 minutes to complete online. Has anyone experienced this specific status change sequence?

Based on your timeline and the status change pattern, this is definitely encouraging news! The shift from "Still Processing" to "Received and Being Processed" after verification typically means the IRS has cleared the identity verification hold and your return is moving through normal processing channels again. Given that you completed verification 7 days ago and are already seeing this status change, you're likely looking at 1-3 weeks for completion based on current processing times. For your mother's care planning, I'd suggest checking your online account transcript if you haven't already - it will show specific processing codes that can give you a more precise timeline. The fact that your verification only took 18 minutes online is also a good sign that there weren't complications with your documentation.

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My wmr have been like this since August 7th after verification it went from still being processed to being processed after verification

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Wait, your return has been stuck at "being processed" since August? That's definitely not normal - most people see resolution within 2-3 weeks after verification. At this point, you should definitely contact the IRS directly or consider using a service like Claimyr to get through to an agent. There might be an additional review or issue that's not showing up in the Where's My Refund tool. Have you checked your account transcript to see what processing codes are showing? After 8+ months, something else is definitely going on beyond normal post-verification processing.

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Banks saying checking account bonus will not get me 1099-INT - should I still report it?

Last year I received a $525 bonus for opening a Regions bank checking account. I already added this amount to my TurboTax return when reporting interest income, but I wanted to make sure I had all my tax documents before filing. When I called Regions to ask if they'd be sending a 1099-INT for the bonus, they told me checking account bonuses aren't reported and I wouldn't receive a 1099-INT form for it. This has me really confused. Should I still include this bonus amount in my tax return even though they're not sending a form? The bank rep seemed pretty confident that I wouldn't get any documentation for it. I also called Wells Fargo about a similar situation (got a bonus from them too), and they said they only provide 1099-INT forms for business checking bonuses, not personal checking bonuses. They confirmed the only 1099-INT I'll get is the one I already received for regular interest. Now I'm second-guessing whether these bonuses are actually taxable if the banks aren't reporting them. Any advice would be greatly appreciated!

I do about 10-12 bank bonuses every year and here's my approach: I report EVERY bonus regardless of whether I get a 1099. I list each one separately on Schedule B. I learned this the hard way after being audited in 2021. The IRS agent specifically looked at my bank statements and found bonuses I hadn't reported (I thought they were non-taxable promotions). Cost me way more in penalties than if I'd just paid the tax initially. Better safe than sorry! Report the income.

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Do you have a specific format you use when listing them on Schedule B? I'm doing my taxes right now and have 3 different bank bonuses to report.

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The confusion from bank representatives is unfortunately very common. I've dealt with this exact situation multiple times, and the bottom line is that ALL bank account opening bonuses are taxable as interest income, regardless of whether you receive a 1099-INT form. The IRS doesn't care if the bank issues a form or not - you're still legally required to report the income. Banks are only required to issue 1099-INT forms for interest payments of $10 or more, and bonuses of $600 or more, but that doesn't mean smaller amounts aren't taxable. For your $525 Regions bonus, definitely keep it on your tax return. Same with any Wells Fargo bonus you received. Make sure to keep good records - screenshots of the bonus offers, bank statements showing the deposits, and any emails confirming the bonuses. This documentation will be valuable if you're ever questioned about the income. The bank reps giving you incorrect information is a red flag about relying on their tax advice. They're trained on banking products, not tax law. When in doubt, always err on the side of reporting the income to avoid potential penalties later.

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IRS Transcript Now Shows "Information Not Available" Message After Requesting Adjustment - Is 846 Code Coming?

Finally got movement on my transcript but now at 10:34 it's showing "Your Information Is Not Available at This Time" under the Details By Year section for Tax Year 2024. My transcript was fine before, but now when I check sa.www4.irs.gov, I'm getting this message saying "If you requested an adjustment to your account your information will not be available until that transaction is complete." When I log in, I can see the "View your account information in the Details By Year section" with a note that "The information provided is based on our current data." There's also a disclaimer that "The numbers here may not reflect: Recently filed or processing returns, Pending payments or adjustments, Information on your business account, Installment agreement fees." Under the "Details By Year" section, when I click on "Tax Year 2024" under "You Owe," all I see is "INFO" with an "i" icon. Then under "Income Tax" with another "i" icon, it shows "Your Information Is Not Available at This Time" followed by "If you requested an adjustment to your account your information will not be available until that transaction is complete." The system notes that these numbers may not reflect recently filed or processing returns, pending payments or adjustments. My "Income Tax" section is completely unavailable now - anyone know if this means I'm close to getting my 846 code? I'm especially curious since it mentions adjustments being processed, and this is a completely different message than what I was seeing before. Does this mean they're making changes to my refund amount? Or just processing my return normally?

The IRS is seriously broken. Why does it take them 84 years to process a simple return smh

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fr fr its like they using windows 95 or sumthing

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This is actually a really good sign! When your transcript goes from showing normal information to this "Information Not Available" message specifically mentioning adjustments, it usually means the IRS is actively working on your account in the final stages. I've seen this pattern countless times - the system basically locks down your account info while they're making the final calculations and preparing to issue your refund. The fact that it's showing at 10:34 and specifically mentions adjustment processing is textbook pre-846 behavior. Keep checking Friday mornings since that's when transcript updates typically post. You're probably looking at getting your DDD (Direct Deposit Date) within the next week or two!

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