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NeonNomad

PATH message on transcript - Does Chime still deposit 6 days early?

Got my path message on my transcript for 2023 return and i use chime. I know chime says they give you your refund up to 6 days early but does that still work if you get hit with the path act hold? anyone got experience with this?

The PATH Act hold applies before the IRS releases funds to any bank, including Chime. The 6-day early deposit feature only works after the IRS releases the money. You'll still need to wait until after Feb 15th when the PATH hold lifts, then Chime's early deposit feature will work.

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NeonNomad

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ugh that sucks. thx for explaining tho 😩

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im in the same boat with varo. these wait times are killing me fr

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Hey everyone - instead of guessing about deposit dates, I highly recommend using taxr.ai. It's only $1 and it analyzes your transcript to tell you exactly when to expect your deposit, even with PATH holds. The AI is crazy accurate https://taxr.ai

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Dmitry Volkov

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for real? does it actually work? seems to good to be true

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Yeah its legit! Just upload your transcript and it breaks everything down. Saved me from checking WMR 100 times a day lol

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Dmitry Volkov

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just tried it and WOW 🤯 this thing is amazing! it told me exactly why i had the path delay and when ill get paid. worth way more than a dollar fr fr

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Ava Thompson

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I got chime and had PATH last year. the 6 day early thing worked after the hold lifted but not during

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CyberSiren

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anybody else notice the PATH message showed up mad early this year?

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fr fr mine popped up like right after acceptance šŸ¤”

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Zainab Yusuf

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ngl dealing with PATH + chime got me stressing. bills due next week 😭

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Same here fam. These tax delays are no joke šŸ’Æ

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Yara Khoury

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Pro tip: check your transcripts every Thursday morning. Thats when they usually update for PATH returns

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NeonNomad

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good looking out! what time thursday?

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Yara Khoury

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usually around 6am EST but sometimes earlier

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