Maryland State Refund: Approved with Adjustment - Real 48hr Deposit Timeline?
My Maryland state refund status shows approved but adjusted. Says it should hit my account in 48 hours. Anyone know how to find out what got adjusted and if the 48 hour timeline is actually accurate? Getting anxious about the changes they made.
19 comments


Yuki Ito
Tax professional here with Maryland experience. When you see 'adjusted,' it typically means they've modified your refund amount based on their calculations. You can check the specific adjustments by logging into your Maryland OneStop account or calling the Comptroller's office at 1-800-MD-TAXES. As for the 48-hour timeline, it's usually pretty accurate, but it can depend on your bank's processing time.
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Ethan Taylor
•thanx for the help! tried calling but the wait time is crazy rn 😫
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Yuki Ito
•Yeah the phone lines are swamped this time of year. Try early morning calls, usually shorter wait times.
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Carmen Lopez
Hey guys instead of playing detective with your transcript, I've been using taxr.ai and it's a game changer. For $1 it analyzes everything and tells you exactly what's going on with adjustments and timing. Way better than guessing or waiting on hold forever https://taxr.ai
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AstroAdventurer
•fr? does it work for state returns too or just federal?
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Carmen Lopez
•Works for both! Saved me hours of headache trying to figure out my adjusted amount 💯
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Andre Dupont
mine said 48hrs and took exactly that. Bank of America if that helps
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Zoe Papanikolaou
had mine adjusted last year took 72hrs with Navy Federal. they reduced my refund by $212 bc I did my math wrong on some freelance income lol
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Ethan Taylor
•oof that gives me anxiety. hope mines not a big adjustment 😅
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Jamal Wilson
in the same boat rn. status changed to adjusted yesterday morning still nothing in my acct 🤔
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Mei Lin
•keep us posted when it hits!
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Liam Fitzgerald
The whole system is broken fr fr. Been waiting 3 weeks just to get approved 🤡
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GalacticGuru
•first time? 🤣
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Heather Tyson
Just went through this same situation last month! The adjustment was minor in my case - they corrected a deduction I claimed that didn't match their records. The 48-hour timeline was spot on for me with Chase bank. To ease your anxiety, you can also check if Maryland sent you any correspondence through your OneStop portal explaining the adjustment details. Usually it's nothing major!
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Zara Shah
•Thanks for sharing your experience! That's really reassuring to hear. I'll definitely check the OneStop portal for any correspondence - didn't even think to look there. Hopefully it's just a minor correction like yours was 🤞
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GalaxyGuardian
Had this exact same thing happen with my Maryland return! The adjustment turned out to be super minor - they just corrected some rounding on my local tax calculation. Got my deposit exactly 48 hours later with Wells Fargo. Don't stress too much, Maryland is usually pretty good about getting adjusted refunds out quickly. You should get a notice in your OneStop account explaining what they changed within a few days.
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Connor O'Neill
•That's so helpful to know! I was worried it might be something major but hearing that it was just a rounding error makes me feel way better. 48 hours seems to be the standard timeline everyone's mentioning. Thanks for the reassurance about Maryland being good with adjusted refunds - definitely needed to hear that today! 🙏
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Anastasia Kuznetsov
I went through this exact same thing with Maryland last year! The "adjusted" status had me worried too, but it turned out they just corrected a small calculation error I made on my estimated tax payments. The 48-hour timeline is pretty reliable - mine hit my account on the second day around noon with PNC Bank. You can also try logging into your OneStop account early morning or late evening when traffic is lower to check for any adjustment notices. Maryland usually posts the explanation letter there before mailing it out. Hang in there!
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Emma Garcia
•Thanks for sharing your experience! Really helpful to know about checking OneStop during off-peak hours - I've been trying during the day when everyone else is probably on there too. Good tip about the explanation letter being posted online first. Estimated tax payment corrections sound pretty minor, so that's reassuring. Fingers crossed mine hits on schedule like yours did! 🤞
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