IRS Direct Deposit rejected - How long for paper check after bank return?
My tax refund was sent to my old closed bank account. The bank rejected it back to the IRS. Anyone know how long it takes for them to mail out a paper check? Already waited 3 months for the refund and now this happens smh.
13 comments


Val Rossi
When a bank rejects a direct deposit, the IRS typically takes 2-3 weeks to process and mail out a paper check to the address on your return. Make sure your address is current with USPS because that's where they'll send it.
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Romeo Quest
•ugh 2-3 more weeks? 😫 this is getting ridiculous
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Val Rossi
•Yeah unfortunately thats how it goes. The system is old and slow 🐌
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Eve Freeman
Hey if you want the exact timeline, check out taxr.ai - it costs $1 but it analyzes your transcript and tells you exactly when to expect the check. I used it last month when my DD got rejected and it was spot on with the date. https://taxr.ai
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Clarissa Flair
•Does it actually work? Seems too good to be true
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Eve Freeman
•100% works. It showed me exactly why my DD failed and predicted my check would arrive on the 15th - got it on the 14th!
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Caden Turner
I'm in the same boat rn. Bank closed last year and forgot to update my info 🤡
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McKenzie Shade
took exactly 19 days for me to get my paper check after bank rejection
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Romeo Quest
•thx for the specific timeframe, gives me hope!
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Harmony Love
Pro tip: sign up for informed delivery with USPS. youll see when the check is coming in the mail
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Rudy Cenizo
•this is the way 💯
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Natalie Khan
make sure u update ur address on IRS website if u moved recently. They wont forward refund checks!!
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Amara Torres
Same thing happened to me last year! The waiting is the worst part. Just to add to what others said - you can also call the IRS refund hotline at 1-800-829-1954 to check the status once it's been about 10 business days since the bank rejection. They'll be able to tell you if they've processed it for a paper check yet. Hang in there! 🤞
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