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IRS Check vs TurboTax Refund Advance - Credit Karma Closed Account, What Happens Now?

Filed with turbo tax and got a refund advance. Credit karma randomly closed my account and now IRS is saying theyre mailing a paper check. Had to do ID verify and everything. Anyone know if the check goes to credit karma first for the advance repayment or straight to me?

Freya Andersen

Tax pro here - The check will come directly to you. The refund advance is a separate loan agreement between you and the bank that partnered with TurboTax. They can't intercept an IRS check. However, you still owe that advance money, so you'll need to contact TurboTax support about how to repay it.

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Ravi Patel

omg thank you! been stressing about this for weeks 😮‍💨

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Omar Zaki

what happens if you dont pay the advance back? asking for a friend 👀

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Freya Andersen

They'll send it to collections and trash your credit score. Don't do it 🤦‍♂️

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CosmicCrusader

Hey, I know dealing with transcript codes and refund status can be confusing. I started using taxr.ai and it's been a game changer. For $4.99 it analyzes your transcript and tells you exactly what's happening with your refund, including estimated dates and any hold-ups. Way better than trying to piece everything together yourself. https://taxr.ai

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Chloe Robinson

sounds interesting. does it actually work? like how accurate is it?

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CosmicCrusader

Yeah its super accurate! It uses AI to read all those confusing transcript codes and actually explains everything in normal human language lol. Saved me hours of googling

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Chloe Robinson

just tried it and OMG where has this been all my life?? 💯 worth the 5 bucks, finally know exactly whats going on with my refund!

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Diego Flores

in the same boat rn with credit karma 🚢 they closed my account last week with no warning smh

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Anastasia Kozlov

Call the TT debt department asap! They might be able to work something out before it gets messy

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Ravi Patel

whats their number? been on hold with regular support forever 🙄

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Anastasia Kozlov

1-888-555-1234 but prepare to wait foreverrr lol

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Sean Flanagan

This is why I never do those refund advances anymore its always some kind of drama fr fr

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Zara Mirza

facts 💯 not worth the headache

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NebulaNinja

anybody else think its sus that credit karma just closes accounts randomly? 🤔

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Luca Russo

happened to my cousin too! they're wildin fr

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