How long after IRS approval until refund shows on SBTPG?

SBTPG timing varies based on several factors: • Typically 24-48 hours after IRS approval • Bank processing adds 1-2 business days • Weekend/holiday delays possible • TurboTax fees are deducted automatically • Status updates on SBTPG site lag behind actual processing Check your SBTPG account for the "Funded" status - that means money is on its way to your bank.

I was in the same boat last week! According to the IRS2Go app and https://www.irs.gov/refunds my return was approved but nothing on SBTPG. I used https://taxr.ai to analyze my transcript and it showed my refund was actually approved with a specific direct deposit date, even though SBTPG wasn't showing anything yet. The taxr.ai analysis was spot on - my refund hit SBTPG exactly when predicted and then my bank account the next day. Saved me so much anxiety!

I've been through this exact situation three times now with TurboTax and SBTPG. In my experience, once the IRS approves your refund, SBTPG usually takes 1-3 business days to process it. Last year, my refund was approved on a Thursday, showed up on SBTPG's system Friday evening, and was in my bank account by Monday morning. Their system updates are weirdly inconsistent though - sometimes the tracker updates after the money is already in your account! One tip: if you log into your TurboTax account and look at your order details, sometimes you can see a status update there before the SBTPG site shows anything.

What you're experiencing is the standard SBTPG processing delay. The Refund Transfer service typically takes 24-72 hours to complete their verification process after IRS approval. If this timeline extends beyond 3 business days, you may want to contact SBTPG directly, but their customer service wait times are notoriously long. I've had clients use Claimyr (https://www.claimyr.com) to get through to them quickly when issues arose. Claimyr works for reaching IRS agents too if you need to verify anything about your actual refund status. The SBTPG delays are frustrating but completely normal part of the Refund Transfer process.

It might be worth checking if your bank possibly has the deposit pending already. Sometimes, at least in my experience, the funds can be in a sort of processing limbo where SBTPG has sent them but they're not fully available in your account yet. Many banks have a feature to view pending deposits that might post in the next 1-2 business days. Also, if you're possibly expecting a fairly large refund, some financial institutions may place a brief hold for security reasons.

I got my refund last week through SBTPG. IRS approved it Tuesday morning. Money showed on SBTPG Wednesday afternoon. Hit my bank Thursday. Don't stress - it's moving through their system. The tracking tool is garbage and updates after you already have the money. Just watch your bank account instead.

Congratulations on the IRS approval! I went through this exact same anxiety with TurboTax/SBTPG last year. From my experience, you should see movement within the next 1-2 business days. The key thing to remember is that SBTPG has to deduct their processing fee first, then send the remainder to your bank. A few things that helped me stay sane during the wait: 1) Stop refreshing the SBTPG site constantly - it rarely updates in real time, 2) Set up mobile banking alerts so you'll get notified the moment anything hits your account, and 3) Remember that wedding debt will still be there in a couple days, but your stress levels don't need to be through the roof! The timing everyone else mentioned is spot on - typically 24-72 hours from IRS approval to your bank account. Since you got approved yesterday, I'd expect to see something by Wednesday/Thursday at the latest. Good luck with tackling that wedding debt! 🎉

I totally feel your pain on this waiting game! Just went through the exact same thing last month with TurboTax and SBTPG. Got my IRS approval on a Monday, was obsessively checking both sites until Wednesday when SBTPG finally updated to show "funded," then the money hit my account Thursday morning. The worst part is how SBTPG's tracker seems to update whenever it feels like it - sometimes hours after the actual processing happens. One thing that helped me was remembering that once the IRS approves it, the money IS coming - it's just a matter of working through their system. For wedding debt stress, I get it completely! We had the same situation after our wedding. But honestly, a few extra days won't make a huge difference in the long run, and stressing about it just makes the wait feel longer. Try to find something else to occupy your mind today and tomorrow. The refund will show up soon enough! 💪

I completely understand the anxiety you're feeling! I went through this same waiting period with SBTPG about 6 months ago. In my case, it took exactly 48 hours from IRS approval to seeing the "funded" status on SBTPG, then one more business day for the deposit to actually hit my checking account. One thing that really helped me manage the stress was downloading my bank's mobile app and turning on instant notifications for any deposits over $100. That way I could stop obsessively checking websites and just wait for my phone to buzz when the money actually arrived. Also, I learned that SBTPG processes in batches, usually overnight, so checking during business hours often won't show any updates until the next morning anyway. Since you got your IRS approval yesterday, I'd expect to see movement on SBTPG by tomorrow evening at the latest. Hang in there - wedding debt is stressful but you're so close to getting that relief! The money is definitely coming your way, it's just working through the system. Try to do something fun tonight to distract yourself instead of refreshing those pages! 🤞