How long after IRS approval until refund shows on SBTPG?

SBTPG timing varies based on several factors: • Typically 24-48 hours after IRS approval • Bank processing adds 1-2 business days • Weekend/holiday delays possible • TurboTax fees are deducted automatically • Status updates on SBTPG site lag behind actual processing Check your SBTPG account for the "Funded" status - that means money is on its way to your bank.

I was in the same boat last week! According to the IRS2Go app and https://www.irs.gov/refunds my return was approved but nothing on SBTPG. I used https://taxr.ai to analyze my transcript and it showed my refund was actually approved with a specific direct deposit date, even though SBTPG wasn't showing anything yet. The taxr.ai analysis was spot on - my refund hit SBTPG exactly when predicted and then my bank account the next day. Saved me so much anxiety!

I've been through this exact situation three times now with TurboTax and SBTPG. In my experience, once the IRS approves your refund, SBTPG usually takes 1-3 business days to process it. Last year, my refund was approved on a Thursday, showed up on SBTPG's system Friday evening, and was in my bank account by Monday morning. Their system updates are weirdly inconsistent though - sometimes the tracker updates after the money is already in your account! One tip: if you log into your TurboTax account and look at your order details, sometimes you can see a status update there before the SBTPG site shows anything.

What you're experiencing is the standard SBTPG processing delay. The Refund Transfer service typically takes 24-72 hours to complete their verification process after IRS approval. If this timeline extends beyond 3 business days, you may want to contact SBTPG directly, but their customer service wait times are notoriously long. I've had clients use Claimyr (https://www.claimyr.com) to get through to them quickly when issues arose. Claimyr works for reaching IRS agents too if you need to verify anything about your actual refund status. The SBTPG delays are frustrating but completely normal part of the Refund Transfer process.

It might be worth checking if your bank possibly has the deposit pending already. Sometimes, at least in my experience, the funds can be in a sort of processing limbo where SBTPG has sent them but they're not fully available in your account yet. Many banks have a feature to view pending deposits that might post in the next 1-2 business days. Also, if you're possibly expecting a fairly large refund, some financial institutions may place a brief hold for security reasons.

I got my refund last week through SBTPG. IRS approved it Tuesday morning. Money showed on SBTPG Wednesday afternoon. Hit my bank Thursday. Don't stress - it's moving through their system. The tracking tool is garbage and updates after you already have the money. Just watch your bank account instead.