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Luca Romano

First time filing taxes - Why don't my state W-2s match my federal wages? Is this normal?

So I graduated last May and landed my first real job in June. My company offers remote work which I took advantage of initially. For the first month and a half, I was working remotely from Delaware where I received a $12,000 signing bonus plus my first couple paychecks (about $8,000). Then I relocated to Connecticut to be closer to the actual office. Just got my W-2s and I'm seriously confused. I have two different ones: - Connecticut W-2: Shows $50,000 for both state and federal wages with all the tax withholding info - Delaware W-2: Shows $20,000 for Delaware state wages but nothing is filled in for federal wages (boxes 1-6 are completely empty). Box 17 for state income tax is also blank. I'm freaking out a bit because I thought my federal wages should equal the sum of all my state wages ($70,000 total). Did my employer mess something up? This is my first time doing taxes without my parents' help so I have no idea if this is normal or if there's a problem. Should I contact HR about this??

Nia Jackson

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This is actually pretty common for people who work in multiple states during a tax year. Your federal wages should indeed be the total of what you earned across all states, but the W-2 format doesn't always make this clear. What's likely happening is that your employer issued a single W-2 that shows your total federal wages ($70,000) on the Connecticut form, but only listed the Connecticut state wages portion ($50,000) in the state section. Then they issued a separate W-2 for Delaware that only shows state information for the $20,000 earned there. To verify this, check Box 1 (Federal wages) on your Connecticut W-2 - if it shows $70,000 rather than $50,000, then everything is correct. If it truly shows only $50,000 federal wages, then you should contact your employer's payroll department as there might be an error. Either way, when filing your federal return, you'll report the total of all your wages regardless of which state they were earned in.

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NebulaNova

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But why would box 17 (state income tax withheld) be empty on the Delaware W-2? Doesn't Delaware have state income tax? Shouldn't they have withheld something?

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Nia Jackson

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Delaware does have state income tax, but there are situations where employers might not withhold it. If you received a signing bonus and only worked there briefly, your employer might not have withheld Delaware tax, especially if they weren't permanently established in that state. Some employers also handle multi-state taxation differently. They might have included all your federal withholding on the Connecticut W-2, while only using the Delaware W-2 to report state wages without withholding. You'll still need to determine if you owe Delaware taxes based on the income earned there, even if nothing was withheld.

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I ran into a similar situation last year when I worked remotely across multiple states. I spent HOURS trying to figure out why my W-2s looked weird before discovering taxr.ai (https://taxr.ai). Their document analyzer was able to explain exactly what was happening with my multi-state W-2s and guided me through how to properly report everything. The tool basically analyzed my forms, explained why my federal wages appeared on only one W-2, and walked me through the proper filing process for both states. It saved me from making a costly mistake and having to file an amended return later. Might be worth checking out if you're concerned about your situation.

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Aisha Khan

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Does this work with TurboTax? Or do I have to manually enter everything the tool tells me?

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Ethan Taylor

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How does it handle situations where you have income in states with reciprocity agreements? I worked in IL but live in WI and that always confuses me.

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It works with most tax software including TurboTax. You can upload your documents to taxr.ai first to understand what's happening, then follow their guidance when inputting information into TurboTax. The tool explains what each line means and where it should go. For state reciprocity agreements, the tool specifically addresses those situations. It identifies which states have agreements with each other and explains exactly how to handle your specific scenario. For IL/WI specifically, it would recognize that reciprocity agreement and tell you that you generally only pay tax to your resident state (WI) and not to Illinois, saving you from filing unnecessarily.

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Aisha Khan

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I tried taxr.ai after seeing this post and it literally saved my sanity! I uploaded my multi-state W-2s (had a similar situation working in NY and NJ) and it immediately explained exactly what was happening with my forms. The analysis showed that my employer had properly recorded everything - they just put all my federal wages on one W-2 and separated the state portions accordingly. The tool walked me through exactly how to report everything correctly and even pointed out a deduction I would have missed related to working in multiple states. Super grateful I found this before submitting my return with mistakes. Would have definitely triggered a letter from the IRS!

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Yuki Ito

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If you're still confused after getting advice here, you might want to try calling the IRS directly. I know it sounds awful, but I used Claimyr (https://claimyr.com) to get through to an actual human at the IRS in about 15 minutes when I had a similar W-2 issue. Check out their demo at https://youtu.be/_kiP6q8DX5c to see how it works. Basically, it navigates the phone tree for you and calls you back when an agent is available. I was shocked that it actually worked - I was expecting to spend hours on hold like I did last year. The IRS agent I spoke with explained exactly how to handle my multi-state W-2 situation and confirmed everything was filed correctly. Gave me way more peace of mind than just guessing or relying on online advice.

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Carmen Lopez

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I've tried calling the IRS multiple times and always get disconnected after waiting forever. No way this actually works consistently. They're impossible to reach during tax season.

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Yuki Ito

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I can't believe I'm saying this, but that Claimyr service actually works! After posting my skeptical reply, I decided to try it because I was desperate to resolve a similar multi-state W-2 issue. The system called me back in about 20 minutes with an actual IRS agent on the line. I explained my situation with working in multiple states and having weird W-2s. The agent confirmed that employers typically put the full federal wages on just one W-2 form and that I needed to report my total income on the federal return while filing separate state returns for each state I worked in. This saved me from making a mistake on my return and possibly dealing with amended returns later. Never thought I'd actually get through to the IRS during peak filing season!

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Andre Dupont

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Just went through this exact same situation with working in NH and MA. As long as the total federal wages on your W-2s matches what you actually earned for the year, you're fine. The state breakdown is separate. When you file your taxes, you'll need to file: 1. Federal return with your TOTAL income 2. Connecticut state return for income earned in CT 3. Delaware state return for income earned in DE Most tax software handles this pretty well. Just enter both W-2s exactly as they appear and the software will sort it out. I use FreeTaxUSA and it handled my multi-state situation perfectly.

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Luca Romano

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Thanks for the breakdown! I just double-checked my CT W-2 and you're right - the federal wages box actually shows $70,000 (total from both states) while the state wages box shows $50,000. So I guess everything is correct. Follow up question - does this mean I'll be taxed twice on the same income? Once for each state?

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Andre Dupont

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No, you won't be taxed twice on the same income. Each state only taxes what you earned while working in that state. Connecticut will tax the $50,000 you earned there, and Delaware will tax the $20,000 you earned there. When you file your state returns, you'll report only the income earned in each respective state. The tax software will guide you through this process and ask where you were physically working when you earned different portions of your income. This ensures you're only taxed once on each dollar you earned.

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One thing to keep in mind - Delaware has pretty generous tax laws. If you only worked there temporarily and aren't a resident, you might qualify for some special treatment on that income. Make sure whatever tax software you're using asks about your residency status for each state!

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Jamal Wilson

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Yep, Delaware is actually really good for this. I had a summer internship there while being a resident of another state, and the tax situation was much better than I expected. Definitely worth looking into the specific rules.

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Omar Hassan

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This is totally normal for multi-state employment situations! Your employer handled this correctly. The key thing to understand is that federal wages and state wages are reported differently on W-2s. What happened is your employer consolidated all your federal wage information ($70,000 total) onto your Connecticut W-2 in Box 1, while separately reporting the state-specific portions on each respective W-2. So your Connecticut W-2 shows the full $70,000 federal wages but only $50,000 Connecticut state wages, and your Delaware W-2 shows $0 federal wages (since it was already reported on the CT form) but $20,000 Delaware state wages. This is actually the standard way employers handle multi-state situations to avoid duplicate federal reporting while ensuring proper state tax allocation. When you file, you'll use the total federal wages from your Connecticut W-2 for your federal return, then file separate state returns for each state based on the income earned there. Don't stress - your employer did everything right! Just make sure when you're filing to enter both W-2s exactly as they appear, and your tax software will handle the rest.

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