< Back to IRS

Filed 2/4, PATH Hold, Can't See Transcripts - TT Fees Already Processed?

Let's get straight to the facts. Filed and accepted 2/4/2024. Been stuck on PATH hold for over a week now. Can't access my transcripts at all - just N/A across the board when I try to pull them. Here's what's interesting: I filed with TurboTax and opted for fees to be taken from my refund. When I check my TT order, it says "payment processed" - has shown that for 2-3 days now. This means the IRS has released SOMETHING to TurboTax's bank, but I'm still not seeing any movement on my end. Anyone else experiencing this exact scenario? I've been through enough filing seasons to know this isn't standard procedure.

Demi Lagos

Ah, the classic TurboTax payment processed but no refund dance! šŸ•ŗ You're actually in a better position than you think. When TT shows payment processed, it means your return has moved past the initial verification stage. The PATH hold is just theater at this point - it's required by law but your return is actively processing. Transcripts often lag behind by 5-7 days during peak season. I'd bet money you'll see a deposit by end of next week.

0 coins

-

Mason Lopez

It's like being stuck in traffic but seeing the exit sign ahead. I was in this exact situation last filing season. TT showed payment processed for about 4 days before my transcripts suddenly appeared. Think of it like dominoes - once the first one falls (TT payment), the rest follow in sequence. The IRS releases funds to the preparation company first, then processes the remainder of your refund shortly after.

0 coins

-

15d

Vera Visnjic

According to the IRS processing guidelines page (https://www.irs.gov/refunds/tax-season-refund-frequently-asked-questions), this is actually normal. The bank that handles TurboTax's refund transfers gets notified first, then your actual refund is processed. Many people don't realize there's this two-stage process when you have fees taken out of your refund.

0 coins

-

14d

Jake Sinclair

Does this apply to all tax prep services? Or just TurboTax? Never seen this before.

0 coins

-

11d

Brielle Johnson

Isn't it frustrating when you can't get answers directly from the IRS? I was stuck in this exact situation last month. Couldn't get through on the phone for days. Finally used Claimyr (https://youtu.be/_kiP6q8DX5c) and got connected to an agent in about 15 minutes. The agent confirmed exactly what was happening - my refund was approved but processing in batches. Saved me days of anxiety wondering what was going on. Have you tried calling the IRS directly yet?

0 coins

-

Honorah King

I'm literally in the same boat. Filed and accepted 2/5, PATH hold, TT fees showing as processed since Monday. According to Internal Revenue Code Section 6402(m), the PATH Act requires additional verification for certain credits, but doesn't prohibit the processing of the non-credit portion of returns. That's why TT gets paid first - they're receiving the portion of your refund that isn't subject to verification requirements.

0 coins

-

Oliver Brown

So does that mean our refunds are def coming soon? Or could there still be probs? TT got paid but we're still waiting...

0 coins

-

12d

Mary Bates

I was in this position on February 12th last year. My transcript became available exactly 4 days after TT showed payment processed, and my refund hit my account on February 19th. The timing lines up with what you're experiencing now.

0 coins

-

10d

Clay blendedgen

Thank you for explaining this! I need my refund ASAP and was getting really worried seeing TT got paid but nothing for me yet!

0 coins

-

8d

Ayla Kumar

This is a typical cycle pattern during peak processing season. When you see the Refund Transfer (RT) status change to "payment processed" in TurboTax, it indicates your return has passed the Refund Error Resolution System (RERS) and entered the final disbursement queue. I've been tracking these patterns for years, and recently started using taxr.ai to analyze transcript codes when they finally appear. It's been incredibly helpful for understanding exactly where my return is in the pipeline and predicting deposit dates with remarkable accuracy. The system correctly identified my 846 code was coming three days before it appeared on my transcript.

0 coins

-

Lorenzo McCormick

I'm not sure about using third-party tools with tax info. Does it need access to your entire transcript? My return has exactly $7,432 in credits so I'm worried about verification delays.

0 coins

-

12d

Carmella Popescu

Be careful about getting too excited when you see the TT payment processed status! Last year, I saw the same thing, got my hopes up, and then my return got pulled for manual review anyway. Ended up waiting another 6 weeks! I'm so worried this will happen again this year... I've got bills due and was counting on this money. šŸ˜“ Just don't want you to be disappointed if there's still a delay.

0 coins

-

Kai Santiago

I'm in a similar situation... maybe a little behind you. Filed 2/8, PATH message, can't see transcripts yet. I haven't checked my TT account though - maybe I should? Do you think we'll get updates after the PATH lift date? I'm really nervous about this whole process, first time claiming certain credits.

0 coins

-

Lim Wong

The community consensus seems to be that TT payment processed is definitely a positive sign. If you compare it to previous years, most people see their refunds 5-10 days after TT shows payment processed. It's much more reliable than WMR or even transcript updates in some cases. Have others noticed that this timeline seems to be holding true this filing season too?

0 coins

-

Dananyl Lear

Would you say this pattern is consistent across different filing situations, perhaps even for those with more complex returns involving self-employment income or multiple states?

0 coins

-

11d

Saanvi Krishnaswami

This pattern is primarily applicable to W-2 filers with standard credits. Self-employment returns follow a different processing path through the Business Master File system rather than the Individual Master File system. Multi-state returns add complexity but don't necessarily change the TT payment processed relationship to final refund issuance. The key factor is whether your return was selected for additional verification through the Taxpayer Protection Program or Income Verification Express Service.

0 coins

-

9d

Noah huntAce420

I just went through this exact scenario and got my refund yesterday! Here's what happened: ā€¢ Filed/accepted 1/29 ā€¢ PATH hold message appeared 2/3 ā€¢ TT showed payment processed 2/12 ā€¢ Transcripts still showed N/A until 2/15 ā€¢ Refund hit my account 2/17 The TT payment processed was definitely the first sign things were moving. Hang in there!

0 coins

-

Ana Rusula

Same experience here! TT payment processed showed up exactly 5 days before my refund. It was like clockwork.

0 coins

-

8d

Fidel Carson

Did either of you have any issues with your Where's My Refund tool during this time? Mine still shows processing even though TT shows payment processed.

0 coins

-

8d

Isaiah Sanders

Instead of refreshing WMR or transcripts constantly, try checking your bank account for a pending deposit. Many banks show pending deposits 2-3 days before they post, and sometimes this appears before any IRS tools update. Also, if you have the IRS2Go app, sometimes it updates before the website does. Worth trying different approaches rather than just the transcript route.

0 coins

-