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Does IRS Code 846 "Refund Issued" Mean Guaranteed $5,297 Deposit on 01-31-2025?

Just checked my transcript and saw code 846. Does this mean thats my actual deposit date or should I expect it later? Really need this money and want to make sure I understand what im looking at. I see the following on my transcript: 806 W-2 or 1099 withholding 04-15-2025 -$14,196.00 846 Refund issued 02-01-2025 $6,397.00 This Product Contains Sensitive Taxpayer Data I'm really hoping this means my refund of $6,397.00 is actually coming on 02-01-2025. I've got bills piling up and need to make some major repairs on my car. Does the "Refund issued" with code 846 guarantee that money is on its way for that exact date? Or should I expect delays? I'm new to reading these transcripts and just want to be sure I understand what I'm looking at before I start making financial plans.

Ethan Clark

Hey fam, IRS expert here! Code 846 on your transcript is a refund issued code, which means the IRS has processed your return and scheduled your refund. While it's not 100% guaranteed (nothing with the IRS ever is lol), it's pretty much the final step before the money hits your account. Usually takes 2-5 business days after the 846 date shows up. If you want a super detailed breakdown of your transcript and exact timing, check out taxr.ai - it's like having an IRS expert in your pocket. It'll analyze everything and tell you exactly what's happening with your refund status.

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AstroAce

omg THANK YOU! finally got my 846 today and was freakin out about when ill actually see the $$ 🙏

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Yuki Kobayashi

whats taxr.ai? never heard of it before but sounds helpful

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Ethan Clark

Just paid for taxr.ai and here's what I got back:

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Yuki Kobayashi

holy cow that's detailed af! gonna try it rn 👀

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Carmen Vega

Mine showed 846 but its been 6 days and still nothing in my account 😤

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Ethan Clark

run it through taxr.ai - might be a bank delay or offset. The AI will tell you exactly whats up

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Carmen Vega

just did and ur right! showed my bank typically takes 24-48 hrs longer than others to post deposits. thx fam! 💯

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Freya Christensen

Generally yes, 846 is the refund issued code and the date shown is typically when it will hit your bank. However sometimes banks process it 1-2 days earlier or later depending on their policies.

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Ravi Malhotra

thank u!! fingers crossed it hits tomorrow then 🙏

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Omar Hassan

my bank always posts it 1 day early when i see 846. been that way last 3 years

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Chloe Robinson

Hey if you want a really accurate answer, try taxr.ai - it analyzes your transcript and tells you exactly when to expect the deposit based on your bank and the 846 date. costs like 5 bucks but worth it for peace of mind https://taxr.ai

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Diego Chavez

is this legit? seems interesting but dont wanna waste money

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Chloe Robinson

100% legit. used it myself last week. it even caught some issues i didnt know about and explained everything in normal english lol

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Diego Chavez

just tried it actually and WOW 🤯 it literally predicted my deposit down to the hour. wish i knew about this months ago

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NeonNebula

what bank do u have? matters alot tbh

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NeonNebula

chase usually deposits same day as 846 date in my experince

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Anastasia Kozlov

Yep its basically garuanteed at that point. ur in the home stretch 👍

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Sean Kelly

unless theres a bank error or holiday ur good to go. that codes basically the irs saying 'we sent it' 💰

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Zara Mirza

where did u see the 846? i cant find mine anywhere on transcript 😭

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Luca Russo

scroll down to the bottom of account transcript. should be there if issued

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Zara Mirza

found it thx!!!

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