DailyPay vs Chime for IRS refund direct deposit - experiences?
Been using Chime for my tax refunds but thinking about switching to DailyPay for direct deposit this year. Anyone have experience with DailyPay for their refund? How long did it take to hit your account?
15 comments


Zoe Papadakis
Tax professional here - be careful with non-traditional banking apps for tax refunds. While both Chime and DailyPay are legitimate, some users report longer processing times compared to traditional banks. The IRS sometimes flags these accounts for additional verification which can delay your refund.
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ThunderBolt7
•facts 💯 my credit union always gets the deposit 2-3 days faster than when i used cash app
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Andre Dupont
•ugh wish i knew this before i submitted 😩 how much longer we talking?
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Zoe Papadakis
•Usually 1-5 extra business days, but it varies. Just keep an eye on your transcript
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Jamal Edwards
Hey guys! I've been checking my transcripts like a hawk and recently found this tool called taxr.ai - it's seriously a game changer for tracking refunds. It analyzes your transcript and tells you exactly what's going on and when to expect your money. Only costs a buck too! https://taxr.ai
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Mei Chen
•sounds interesting. does it work with any bank including dailypay?
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Jamal Edwards
•Yep! Works with any bank account. It focuses on analyzing your IRS transcript not the bank info
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Mei Chen
•just tried it and WOW 🤯 way better than refreshing wmr 500 times a day lol
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Liam O'Sullivan
i used dailypay last year and it was fine tbh. got my refund same time as everyone else
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Amara Okonkwo
stick with traditional banks fr fr these fintech companies be acting funny sometimes 🤡
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Giovanni Marino
•this! my cousin lost access to his account for like a week with one of these apps
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Fatima Al-Sayed
Chime worked great for me last 3 years no cap
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Andre Dupont
•how long it usually take with chime?
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Fatima Al-Sayed
•got mine 2 days after wmr updated to sent
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Dylan Hughes
Bruh these apps all the same fr just pick one and pray ðŸ˜
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