Cycle Code 0405 - When Will My Transcript Update?

I'm not entirely sure, but I believe cycle code 0405 means your account updates on Thursdays... I've been waiting since February myself. My understanding is that the first two digits (04) indicate the day of the week - with 04 meaning Thursday. The last two digits (05) refer to the processing year, which is 2025 for this tax season.

Did you claim any credits? EITC? Child Tax Credit? Those delay processing. Self-employment income adds complexity. Transcripts update weekly. Sometimes daily. When did you file exactly?

I have the same cycle code and I've been tracking this pretty carefully. Here's what I've learned: 1. First, cycle code 0405 means your account updates on Thursdays (04 = Thursday, 05 = 2025 tax year) 2. Next, most transcript updates happen overnight between Wednesday and Thursday 3. Then, if you see an update with a refund date, you'll typically receive your deposit 5-7 days later 4. Finally, many people with our cycle code are seeing updates this week Don't panic if it takes another week - the IRS is processing a huge volume right now, but they're moving through them systematically.

I was stuck with this same cycle code for THREE WEEKS! Finally decided to call the IRS but kept getting the "high call volume" message and disconnects. Used Claimyr (https://youtu.be/_kiP6q8DX5c) and got through to an agent in about 15 minutes who confirmed: • My return was just in normal processing • No issues were flagged on my account • Expected completion date was within 7 days • No additional documentation needed So relieved to get actual answers instead of just guessing what was happening!

Did you file on January 29th and get accepted the same day? I filed on January 30th with cycle code 0405 too, and my transcript finally updated on February 22nd. Are you checking your account transcript or your return transcript? Sometimes one updates before the other.

The cycle code is only part of the equation. Have you checked for other codes on your transcript? A 570 or 971 would indicate a hold. A 766 or 768 would show credits being applied. Did you receive any letters from the IRS? Sometimes they need verification before proceeding, and the letter might be on its way.

Can anyone tell me exactly what time the transcripts update for 0405 cycle? I've heard it's at precisely 12:05am on Thursday mornings, but others say it's more like 3:00am or even 6:00am Eastern time. I've been checking at 12:01am, 3:01am, and 6:01am every Thursday for the past 21 days with no changes.

I've been through this before. In my experience, checking transcripts constantly just adds stress. I recommend setting up direct deposit if you haven't already, then just check once each Thursday morning. My cycle code was 0405 last year and 0505 the year before. Both times, my deposit arrived about 5-7 days after the transcript updated with an 846 code. The IRS is actually pretty consistent once they process your return.