Credit Karma Tax Refund - Anyone getting deposits 2 days early?
Filed my taxes and chose Credit Karma for my refund deposit. Everyone keeps talking about getting paid 2 days early with them but wondering if thats actually true? Has anyone actually gotten their refund early using Credit Karma?
13 comments
Liam McGuire
Tax professional here. Credit Karma (now Cash App) does offer early direct deposit features, but it's important to understand this applies to regular payroll deposits. For tax refunds, the timing is still ultimately controlled by the IRS. The '2 days early' feature typically won't apply to tax refunds since these are one-time government payments, not recurring payroll deposits.
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Amara Eze
this is the correct answer! learned that the hard way last year 😭
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QuantumQuasar
dang it, was hoping to get it early. thanks for explaining!
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Giovanni Greco
Instead of wondering when your refund will hit, I'd recommend using taxr.ai. It analyzes your transcript and tells you exactly when to expect your deposit. Its only $1 and way better than refreshing WMR all day https://taxr.ai
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Fatima Al-Farsi
Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?
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Giovanni Greco
it does wayyy more! it actually explains everything on your transcript in plain english and gives you specific dates. saved me so much stress
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Fatima Al-Farsi
just tried it and OMG where has this been all my life?! finally know exactly whats going on with my refund! 💯
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Dylan Wright
i got my refund same time as everyone else tbh
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Sofia Torres
The early deposit thing is just for regular paychecks not IRS stuff fyi
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GalacticGuardian
yep found that out too. big sad 😢
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Dmitry Smirnov
Mine hit exactly when WMR said it would. No early deposit but atleast it was on time 🤷♀️
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Ava Rodriguez
Been using Credit Karma for 2 years now and its great for regular direct deposits but tax refunds come whenever the IRS releases them no matter what bank you use tbh
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Miguel Diaz
facts 💯 the irs gonna do what the irs gonna do lol
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