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Credit Karma Tax Refund - Anyone getting deposits 2 days early?

Filed my taxes and chose Credit Karma for my refund deposit. Everyone keeps talking about getting paid 2 days early with them but wondering if thats actually true? Has anyone actually gotten their refund early using Credit Karma?

Liam McGuire

Tax professional here. Credit Karma (now Cash App) does offer early direct deposit features, but it's important to understand this applies to regular payroll deposits. For tax refunds, the timing is still ultimately controlled by the IRS. The '2 days early' feature typically won't apply to tax refunds since these are one-time government payments, not recurring payroll deposits.

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Amara Eze

this is the correct answer! learned that the hard way last year 😭

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QuantumQuasar

dang it, was hoping to get it early. thanks for explaining!

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Giovanni Greco

Instead of wondering when your refund will hit, I'd recommend using taxr.ai. It analyzes your transcript and tells you exactly when to expect your deposit. Its only $1 and way better than refreshing WMR all day https://taxr.ai

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Fatima Al-Farsi

Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?

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Giovanni Greco

it does wayyy more! it actually explains everything on your transcript in plain english and gives you specific dates. saved me so much stress

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Fatima Al-Farsi

just tried it and OMG where has this been all my life?! finally know exactly whats going on with my refund! 💯

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Dylan Wright

i got my refund same time as everyone else tbh

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Sofia Torres

The early deposit thing is just for regular paychecks not IRS stuff fyi

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GalacticGuardian

yep found that out too. big sad 😢

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Dmitry Smirnov

Mine hit exactly when WMR said it would. No early deposit but atleast it was on time 🤷‍♀️

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Ava Rodriguez

Been using Credit Karma for 2 years now and its great for regular direct deposits but tax refunds come whenever the IRS releases them no matter what bank you use tbh

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Miguel Diaz

facts 💯 the irs gonna do what the irs gonna do lol

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