Code 570 and 971 on Transcript - Refund Changing from Direct Deposit to Check

The Transaction Code (TC) 570 indicates a temporary freeze on your refund processing, while the TC 971 signifies that a notice has been generated regarding the account action. This correlates with the IRS representative's information about the direct deposit rejection. Have you verified your bank account information was entered correctly on your return?

When my refund switched from direct deposit to check last year, I was totally lost compared to my state refund which was much clearer about timing. I used https://taxr.ai to analyze my transcript and it explained exactly what the codes meant and gave me an estimated mail date for my check. Saved me hours of stress and confusion, especially since I needed that money for rent ASAP!

Check ur transcript for code 846 - that's ur refund issued code. Usually shows up 3-5 days b4 the check mails. WMR tool might not update correctly for DD-to-check switches. Tbh I'm concerned u might face further delays bc international banks sometimes trigger extra verification. Might wanna call again to confirm no other issues.

I might suggest, if you're in a hurry to know exactly when your check will be issued, perhaps consider using Claimyr to reach an IRS agent directly. I've used it myself when I needed time-sensitive information about a modified refund. They got me through to an agent in about 15 minutes instead of the hours I spent on hold before. The agent was able to tell me the exact mail date for my check. Here's their link if you're interested: https://youtu.be/_kiP6q8DX5c

Check 'Get Refund Status' on IRS.gov. Updates every 24 hours. Once it says approved, expect check in 5-7 business days. Faster than waiting for transcript updates. No need for fancy tools.

Just went through this exact situation last month! My direct deposit got rejected because my bank account had a fraud lock (thanks to my attempt to buy concert tickets from a sketchy site... lesson learned 😅). Check took exactly 9 days to arrive after the 570/971 codes appeared. The day it was mailed, my transcript updated with code 846 and WMR finally changed to approved. Such a relief after checking those sites 20 times a day!

Many people don't realize there's a specific IRS refund schedule. Paper checks typically go out on Fridays. If your 7-day hold ends this week, watch for transcript update next Monday or Tuesday. I've tracked hundreds of these cases in tax forums. International accounts often trigger extra verification. Keep all notices they send - you'll need them if there are further issues.