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Derek Olson

Chime Users: Any State Tax Refunds Hit Your Account Yet? [2025 Filing Season]

Filed my state taxes three weeks ago and still nothing hitting my Chime account. Filed super early this year and my federal already came thru but state is taking forever. Anyone else with Chime seeing delays or get theirs yet?

Danielle Mays

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State refunds typically take 2-4 weeks to process, even with digital banking solutions like Chime. Each state has different processing times. What state did you file in? That would help narrow down typical wait times.

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Derek Olson

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im in california. forgot to mention that lol

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Danielle Mays

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CA is actually running about 4-6 weeks right now due to increased fraud prevention measures

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Roger Romero

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hey instead of playing the waiting game, you should try taxr.ai - it costs $1 but it analyzes your transcript and tells you exactly whats going on with your refund and when to expect it. saved me from checking WMR 100 times a day lol https://taxr.ai

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Anna Kerber

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does it work for state returns too? or just federal

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Roger Romero

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works for both! its pretty crazy how accurate it is

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Niko Ramsey

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got mine 2 days ago on chime! filed jan 29th if that helps 🙌

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bruh im still waiting too. chime user in TX. this is getting old fr fr 😤

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Jabari-Jo

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same boat in TX. day 23 of waiting 💀

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Kristin Frank

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my friend got hers on chime last week but shes in a different state. seems like its all over the place tbh

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Micah Trail

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idk why everyone uses chime anyway their customer service is trash 🤡

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Nia Watson

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better than waiting 5 days extra with traditional banks tho

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Micah Trail

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fair point ngl 💯

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Tasia Synder

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Still waiting on mine too! Filed CA state on Jan 27th through TurboTax and it's been radio silence. My federal hit Chime in like 8 days but state is dragging. At least I'm not the only one dealing with this wait 😅

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Cole Roush

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Same here! CA filer through TurboTax on Jan 28th and still waiting. The federal was super quick but this state wait is killing me. At least we're all in the same boat! 🤞

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Maggie Martinez

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Chime user here in NY - got my state refund yesterday! Filed Jan 30th so about 2.5 weeks total. Seems like some states are definitely moving faster than others. CA and TX folks might just need to hang in there a bit longer based on what I'm seeing in the comments.

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That's encouraging to hear! NY seems to be processing way faster than CA right now. I'm also a CA filer still waiting and it's frustrating seeing other states getting theirs already. Hopefully CA picks up the pace soon 🤞

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