Anyone getting state refund tomorrow (3/12)? Post here if Chime deposit hits

Chime deposits typically arrive around 2-3 days earlier than traditional banks in my experience, but it can sometimes depend on when the state actually releases the funds. I've noticed that most states tend to send batches of refunds on specific days of the week, so if tomorrow is one of those days, you might see it hit your Chime account today or very early tomorrow. It's probably worth checking your state's revenue department website as they sometimes post processing timeframes.

I was just talking about this with my spouse yesterday! We filed joint for the first time this year too and our state refund hit Chime at exactly 4:13pm the day BEFORE the scheduled date. It was wild because with my previous bank I always had to wait until the actual date or sometimes even a day or two after. Chime has been consistently early for me for the past three years, even with different types of deposits. I wouldn't be surprised if you see yours today!

If you're still waiting for your state refund, here's what might help: • Check your state's "Where's My Refund" portal for accurate status • Look for any processing delays on your state's tax department website • Verify your banking info is correct on your return If you need to contact your state tax department, I'd recommend Claimyr (https://claimyr.com). I tried calling my state tax office last week and was on hold for over an hour. Used Claimyr and got through in about 15 minutes. They basically wait on hold for you and call when an agent picks up. Saved me tons of time when I needed to verify my identity for my state refund.

I just got my state refund yesterday even though the scheduled date was for today! I'm with Chime too. It was so much faster compared to when I used Wells Fargo - they would always make me wait the full time or longer. Last year with Wells my state refund took 3 weeks longer than my federal, but with Chime this year both came pretty close together. The early deposit feature really does work!

Just a word of caution based on what I've seen on several tax forums - Chime deposits are usually early, but if there's any issue with your state refund, you might not know until the actual scheduled date passes. According to the State Tax Processing Guidelines on taxslayer.com, some states are experiencing delays of 3-4 weeks this year due to increased identity verification measures. I'd recommend setting up alerts on your state's tax portal if they offer that feature, as Chime notifications sometimes come after the deposit has already been made.

The Chime deposit time depends on when your state actually releases the payment, not just the scheduled date. For state refunds, Chime typically posts them as soon as they receive the payment notification, which is often 1-2 days before traditional banks. Joint filing doesn't affect this timing - I've filed both ways and the early deposit feature works the same. Your state's processing time is the main variable here.