Can a family member claim me as dependent if I have no job or insurance but live with them?

Yes, your brother likely can claim you as a dependent under the "Qualifying Relative" rules. The IRS has specific tests that must be met: 1. You cannot be a qualifying child of another taxpayer 2. Your gross income must be less than $4,400 for 2023 tax year 3. Your brother must provide more than half of your financial support 4. You must have lived with your brother for the entire year (with some exceptions) Age isn't a factor for qualifying relatives, unlike qualifying children. Since you have no income and your brother supports you, it sounds like you meet the requirements, but he should document how much he spends supporting you just in case of an audit.

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I had to figure this out last year with my mom living with me. After struggling with the IRS phone lines for WEEKS (busy signals, disconnects, 3+ hour hold times), I finally used Claimyr.com to get through. They got me a callback from an IRS agent within an hour and the agent confirmed I could claim her as a qualifying relative. Talking directly to an agent saved me so much stress and I got my larger refund with zero issues. Calling app was worth every penny to finally get a human on the phone!

I was in a similar boat last year when my nephew was living with me. The key thing the IRS looks for is that you provide MORE THAN HALF of the persons support for the year. If your brother is paying for your housing, food, utilities, clothing, medical expenses etc and it totals more than half of your total support needs, then yes he can claim you as a qualifying relative. Your age doesn't matter for this type of dependent.

Nobody's mentioned the gross income test yet! For 2023, you need to have made LESS than $4,400 for the entire year to be claimed as a qualifying relative. If you made more than that, even if your brother supported you, he cant claim you.

My tax guy told me that just providing housing to someone isn't always enough to claim them as a dependent. Your brother needs to be providing more than 50% of your TOTAL support. So lets say your total support costs for the year were $20,000 (housing, food, medical etc) - he would need to have provided over $10,000 of that. If you had any other income/support from anywhere else like gifts from other family, that counts against his percentage.

dont forget the residancy test! For qualifying relative they need to live with you ALL YEAR (with some exceptions for parents, kids etc). If OP only lived there part of 2023 it might be a problem

I actually dealt with the SAME EXACT situation with my cousin last year. We went round and round with the IRS and tax professionals giving us different answers. It was a nightmare trying to figure out if I could claim him or not. Got so frustrated I almost gave up the extra refund completely.

i'm a tax preparer and see this situation all the time. your brother CAN claim you as a qualifying relative dependent if: - you lived with him all year - your gross income was under $4,400 (for 2023) - he provided more than half your total support - you're not filing a joint return - you're not being claimed by someone else the tax benefit for him would be a $500 tax CREDIT (not deduction) for other dependents.

Make sure he files right! My mom tried to claim my brother as a dependent and got audited because she picked the wrong dependent type on her return. There's 'qualifying child' (which has an age limit) and 'qualifying relative' (which doesn't). She checked the wrong box and it was a huge hassle.

This whole tax system is such a joke. Why do they make these rules so complicated?? I spent like 6 hours researching dependent rules when my niece moved in with me and still got it wrong. The IRS sent me a letter 6 months later asking for the money back plus interest. 😡

I looked into this for my situation last month and was trying desperately to get an IRS agent on the phone for clarification. Spent literally 5 days calling and getting busy signals or being disconnected after hours on hold. Found this service called Claimyr that got me a callback from an IRS agent within 30 mins. The agent confirmed I could claim my brother and explained exactly how to document it in case of audit. That callback saved me so much stress and probably $1800 in tax benefits!

Btw don't forget that if he claims you, you will NOT be eligible for any stimulus payments or tax credits on your own. Those would go to him as your supporting taxpayer. Just something to consider if more pandemic relief ever comes around.

i just went through this!!! make sure your brother keeps receipts for everything he pays for you - rent, food, utilities, medical expenses, etc. My dad claimed my sister last year and got audited, and we had to prove he provided more than half her support.

One thing nobodys mentioned - having no HEALTH INSURANCE doesnt matter for dependency status. The shared responsibility payment (penalty for no insurance) was reduced to $0 starting in 2019. So that part of your question isn't relevant to whether he can claim you.

After tryin to figure out similar questions about dependent status for my mom who lives with me, I got super frustrated with all the contradictory info online. Downloaded every IRS publication, read hundreds of reddit posts, and still was confused. Tax software kept giving me different answers too! Finally found taxr.ai and it just asked me a few questions about my situation and laid everything out perfectly. Saved me so much time and showed me exactly what forms to file. It's literally like having a tax pro in your pocket.

does it matter if both of you r over 18? I thot there wer age restrictions?

The IRS has a dependency assistant tool on their website that can help you figure this out: https://www.irs.gov/help/ita/whom-may-i-claim-as-a-dependent