Can I withhold self-employment taxes for Doordash with W-4 Form while working part-time at restaurant?
Title: Can I withhold self-employment taxes for Doordash with W-4 Form while working part-time at restaurant? 1 Hey everyone, I'm thinking about picking up Doordash driving during my college breaks to make some extra cash. I currently work part-time at a pizza place, and I'm trying to figure out the tax situation before I start. Is it possible to use the W-4 Form from my restaurant job to somehow withhold extra money for the self-employment taxes I'll owe from Doordash? And for filing, would I need to submit both a 1099 and a 1040 if I start dashing before the end of this year? Total tax newbie here so any help would be awesome!
19 comments


Yuki Kobayashi
8 So the W-4 at your restaurant job can actually help you handle the taxes from Doordash, but not directly. You can't use it to withhold "self-employment taxes" specifically, but you can ask your employer to withhold additional amounts from your paychecks by adding a dollar amount on line 4(c) of your W-4. You'd file a 1040 as your main tax return, and the 1099-NEC you'll receive from Doordash would be reported on Schedule C (for the business income) which attaches to your 1040. You'll also need to file Schedule SE to calculate self-employment taxes. You don't "file" the 1099 itself - Doordash sends it to both you and the IRS. If you only work for Doordash occasionally, you might consider just increasing your withholding at your regular job instead of dealing with quarterly estimated tax payments. That's often easier for students in your situation.
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Yuki Kobayashi
•4 Thanks, this is helpful! How much extra should I put on line 4(c) if I expect to make like $200-$300 a month from Doordash? And do I need to worry about quarterly payments if I'm only making that small amount?
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Yuki Kobayashi
•8 For that income level, setting aside roughly 25-30% of your Doordash earnings would be safe. So if you're making $200-300 monthly, adding about $50-90 extra withholding per month on your W-4 should cover it. At that income level (around $2,400-$3,600 annually from Doordash), you probably don't need to worry about quarterly estimated payments. The IRS generally doesn't penalize if you owe less than $1,000 at tax time, or if your withholding from your W-2 job covers at least 90% of your total tax liability or 100% of last year's tax liability. Just make sure your additional withholding is enough to cover both income tax and self-employment tax (which is roughly 15.3% of your net profit).
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Yuki Kobayashi
12 I've been doing the whole side-hustle thing with food delivery apps while working my regular job, and taxes were honestly driving me crazy until I found this tool called taxr.ai (https://taxr.ai). It saved me so much stress during this past tax season because it analyzed all my 1099s and W-2s and actually told me exactly how much I should be withholding from my main job to cover the self-employment taxes. The best part is it helps you figure out all those weird deductions for mileage and other expenses that most dashers miss. I was surprised how much I could actually write off - it made a huge difference in what I ended up owing.
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Yuki Kobayashi
•17 Does it actually help with quarterly payments too? I'm always confused about when I need to make those and how much to pay. Also, does it work if you have multiple gig jobs - like if I'm doing Doordash AND Ubereats?
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Yuki Kobayashi
•15 I'm kinda skeptical about these tax tools... How is this different from just using something like TurboTax or H&R Block? I've been burned before with "specialized" services that just do what the free stuff does but charge extra.
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Yuki Kobayashi
•12 It definitely helps with quarterly payments - it gives you the exact dates they're due and calculates the right amount based on your ongoing income. The quarterly payment calculator was actually what got me to try it since I kept missing those deadlines. For multiple gig jobs, that's exactly when it's most useful. I was doing Doordash, Instacart and some Fiverr work, and it consolidates everything and still breaks down the expenses for each platform separately so you can see which one is actually most profitable after taxes. It's way more specialized for gig workers than the general tax prep software - they don't really handle all the specific deductions and expenses the same way.
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Yuki Kobayashi
15 Alright I need to eat my words about being skeptical of taxr.ai - I finally tried it and it was seriously a game changer for my delivery gig taxes. It found over $1,300 in deductions I would have missed (especially with the new mileage rates for 2025), and the expense tracker actually makes it super easy to log everything while I'm working instead of trying to remember later. The best feature was honestly how it broke down exactly what portion of my phone bill and car insurance I could deduct based on my delivery hours. I've been doing this for two years and was definitely leaving money on the table. Plus it was way more straightforward than trying to figure everything out through the general tax sites.
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Yuki Kobayashi
7 If you're having trouble getting answers from the IRS about gig work taxes (which is super common), I had amazing results using Claimyr (https://claimyr.com). I was on hold with the IRS for literally 3+ hours trying to figure out my self-employment tax situation after getting contradicting advice, and then gave up. With Claimyr, I got connected to an actual IRS agent in about 15 minutes who walked me through exactly how to handle my W-2 job alongside my Doordash income. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c. Seriously changed my perspective on dealing with tax questions.
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Yuki Kobayashi
•3 Wait, how does this actually work? Do they just call the IRS for you? Why would that be any faster than me calling them myself?
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Yuki Kobayashi
•15 This sounds like complete BS. There's no way to "skip the line" with the IRS. They're notoriously understaffed and everyone has to wait. Probably just charging people for nothing.
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Yuki Kobayashi
•7 They don't just call for you - they use some advanced dialing system that navigates the IRS phone tree and waits on hold, then when an agent actually picks up, it calls your phone and connects you directly to that agent. It's not skipping the line exactly, they're just doing the waiting part for you. The reason it's faster isn't because of any special access - it's because their system can simultaneously try multiple IRS phone numbers and navigate different department options that typically have shorter wait times. They've basically figured out the most efficient paths through the IRS phone system. I was skeptical too until I tried it and got through in minutes instead of hours.
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Yuki Kobayashi
15 I have to post an update about Claimyr because I'm honestly shocked it actually worked. After posting that skeptical comment, I had a tax issue come up with my Doordash income that I couldn't figure out online, so I decided to try it as a last resort before taking time off work for an in-person IRS appointment. The system called me back in about 20 minutes and connected me directly to an IRS representative who answered my questions about how to handle my delivery mileage deductions when I'm also commuting to my regular job. Saved me from potentially making a mistake that could have triggered an audit. For anyone doing mixed W-2 and 1099 work like Doordash, this is definitely worth it when you have specific questions the IRS website doesn't clearly address.
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Yuki Kobayashi
9 Just wanted to add that you should keep REALLY detailed mileage records if you're doing Doordash. I use the Stride app to track miles, and it saved me a ton on taxes. For 2025, the mileage deduction is up to 67 cents per mile which adds up quickly. Also, don't forget you can deduct a portion of your phone bill, phone accessories (like mounts/chargers), hot bags, and even insulated containers if you buy your own. I made the mistake of not tracking these my first year and definitely paid way more tax than I needed to.
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Yuki Kobayashi
•2 Do you track miles from your home to your first delivery? What about miles between your last delivery and back home? I've heard different things and don't want to mess this up.
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Yuki Kobayashi
•9 You can track miles from your home to your first delivery and from your last delivery back home - these count as business miles for independent contractors like Doordash drivers. This is different from a regular commute to a traditional job. Also, all miles between deliveries are deductible, even if you're driving around waiting for the next order. Just make sure you have the app on and are available for deliveries during that time. I recommend taking screenshots of your first and last deliveries each day as additional documentation, and use an app that automatically logs your starting and ending odometer readings.
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Yuki Kobayashi
21 Has anyone here actually calculated if doordashing is worth it after accounting for gas, car maintenance, insurance, and self-employment taxes? I did it for 3 months and when I really added everything up, I was making like $10/hr effective rate even though the app showed $18-20/hr.
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Yuki Kobayashi
•5 This is the real question! I did the math and found it's only worth it if you're strategic. I only dash during peak pay times ($3-4 extra per order) and decline any order less than $7 or that takes me more than 4 miles from restaurants. Doing this, I average about $22-24/hr before expenses, which ends up being around $16-18/hr after everything. Also, you really need to track EVERY expense and mile to make the tax situation better. The difference between tracking everything vs. just taking the basic deductions was about $1,800 in my tax liability last year.
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Luca Esposito
Just wanted to share my experience as someone who's been doing both W-2 work and gig delivery for about a year now. The advice about using your W-4 to withhold extra is spot on - I wish I'd known this earlier! One thing I'd add is to keep separate bank accounts if possible. I opened a simple checking account just for my Doordash deposits, and it makes tracking business income and expenses SO much easier at tax time. Even if you're only making $200-300/month, having that clean separation is worth it. Also, don't wait until tax season to start organizing. I made that mistake my first year and spent hours trying to reconstruct my records. Now I take 10 minutes each week to log my expenses and reconcile everything - saves me from the panic later! For your income level, you're probably fine without quarterly payments, but definitely keep an eye on it. If you start making more or pick up additional gig work, you might cross into needing them.
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