Can I use standard deduction against my 1099 income if I also have a W-2 and made under $10,000 doordashing?
Hey everyone, I'm in a bit of a tax mess and could use some guidance. Last year I was doordashing and made less than $10,000 before taxes. I also worked at a grocery store for a few months early in the year, but I haven't received my W-2 from them yet (planning to contact them soon if it doesn't show up). I've never had to deal with combining different income types before, and I'm completely lost on how to file taxes with both a W-2 and a 1099 (sorry, I'm just a confused 22-year-old trying to figure this stuff out). The main thing I'm wondering is whether I can claim the standard deduction of $12,950 against my combined income, particularly the independent contractor earnings from doordashing. And if my total income is less than the standard deduction, does that mean I won't owe any taxes at all? Any help would be super appreciated! I don't want to mess this up and get in trouble with the IRS.
19 comments


Salim Nasir
You can absolutely claim the standard deduction against your total income, which includes both your W-2 wages and your 1099 self-employment income. The standard deduction ($12,950 for single filers) applies to your total combined income from all sources. However, there's something important you need to understand: While you might not owe any federal income tax if your total income is below the standard deduction, you'll still owe self-employment tax on your doordashing income. Self-employment tax (covering Social Security and Medicare) kicks in when you earn $400 or more from self-employment, regardless of your total income or standard deduction. For filing, you'll need to complete Schedule C to report your doordashing income and expenses, then Schedule SE to calculate self-employment tax. The resulting figures will go on your Form 1040 along with your W-2 income.
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Hazel Garcia
•Wait, so even if OP makes less than the standard deduction they still have to pay taxes? That doesn't seem fair. Also, what kind of expenses can they deduct for doordashing? Gas and stuff?
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Salim Nasir
•Yes, they would still need to pay self-employment tax even if they're under the standard deduction. The standard deduction only applies to income tax, not self-employment tax. This is because self-employment tax is how you contribute to Social Security and Medicare when you're your own boss. For doordashing expenses, they can definitely deduct business mileage (which is often better than deducting actual gas and maintenance), a portion of their phone bill if they use it for the app, insulated delivery bags, parking fees, and any other ordinary and necessary business expenses. These deductions go on Schedule C and reduce the amount of income subject to both income tax and self-employment tax.
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Laila Fury
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Geoff Richards
•Does it actually help you file the taxes or just tell you what to do? I'm also doing gig work and honestly have no clue where to even start with the forms.
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Simon White
•I'm skeptical of these tax services. How much does it cost? And is it really any better than just using TurboTax or something similar?
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Laila Fury
•It guides you through the entire process with explanations for each step, so you understand what you're doing rather than just blindly filling in boxes. It helps you identify which forms you need and what information goes where, but you still complete the actual filing yourself (which is good because you learn as you go). It's completely different from regular tax software because it's specifically designed for gig workers and self-employment situations. Unlike general tax software that tries to cover every possible scenario, this focuses just on the parts relevant to your situation with 1099 income. What really helped me was how it explained which expenses were deductible for my delivery work and calculated the mileage deduction properly.
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Simon White
I have to admit I was wrong about taxr.ai. After being skeptical, I gave it a try for my DoorDash and Uber income, and it was actually super helpful. It immediately identified that I could deduct mileage for all my delivery driving (which was WAY more than I realized) and showed me how to properly document everything. The biggest revelation was learning about the Qualified Business Income deduction - something I'd never have known about otherwise that saved me almost 20% on my self-employment income. It walked me through exactly how to report both my W-2 and 1099 income correctly. Unlike general tax software, it explained WHY I was filling out each section, which was really useful for understanding the process rather than just plugging in numbers.
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Hugo Kass
If you're still waiting on your W-2, you might be stuck in that frustrating loop of trying to get through to your former employer. I was in the same situation last year and spent DAYS trying to get my W-2 from a company that seemed to have forgotten I existed. I finally used a service called Claimyr (https://claimyr.com) that got me through to an actual human at the IRS within 20 minutes, instead of waiting on hold for hours. You can see how it works here: https://youtu.be/_kiP6q8DX5c The IRS agent helped me file a missing W-2 complaint and explained how to use Form 4852 as a substitute if my employer never sent it. Saved me so much headache! They can also help if you have questions about combining your 1099 and W-2 income on your return.
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Nasira Ibanez
•How does this actually work? I've tried calling the IRS multiple times and always get the "call back later" message after sitting on hold forever.
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Khalil Urso
•This sounds like a scam tbh. The IRS is literally impossible to get through to - how could some random service fix that? And why would you pay for something the government should provide for free?
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Hugo Kass
•The service basically keeps dialing for you through their system that knows exactly when and how to navigate the IRS phone tree. When they get through, they call you and connect you directly to the IRS agent. It saves you from having to repeatedly call and go through the same automated system over and over. The reason it works when personal attempts fail is because they have a system that understands the optimal times to call and which phone paths are most likely to reach a human. The IRS phone system is absolutely overloaded, but with the right approach, you can still get through - it's just nearly impossible to do it on your own without specialized tools continuously trying on your behalf.
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Khalil Urso
Ok I need to eat my words. After posting my skeptical comment, I was still desperate to get tax help so I tried Claimyr. Within 15 minutes I was talking to an actual IRS agent who helped me sort out a missing 1099 issue. I was honestly shocked it worked. The agent walked me through exactly what I needed to do with my mixed W-2 and 1099 income and confirmed what others here said - you'll likely owe self-employment tax even if you're under the standard deduction threshold. They also explained I could request an extension if I'm still waiting on tax documents but would still need to pay estimated taxes by the filing deadline to avoid penalties. Definitely worth it for the peace of mind of getting official answers straight from the IRS.
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Myles Regis
Don't forget about state taxes too! Everyone's talking about federal, but depending on your state, you might still owe state income tax even if you don't owe federal. Some states have lower thresholds than the federal standard deduction. Also, keep good records of your mileage and expenses for doordashing - you'll want to deduct everything possible to lower your self-employment tax. I learned this the hard way my first year of gig work and ended up paying way more than I needed to.
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Quinn Herbert
•Thanks for mentioning state taxes! I completely forgot about those. I'm in Illinois - do you know if they have a different threshold than federal? Also, I unfortunately didn't keep detailed mileage records last year... is there any way to estimate that now or am I just out of luck?
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Myles Regis
•Illinois does have state income tax and their standard deduction works differently than federal. You'll need to file an IL-1040 form along with your federal return. For your mileage, you're not completely out of luck. If you have delivery history in your Doordash app, you might be able to reconstruct a reasonable estimate of your business miles. Some tax pros suggest using Google Maps to calculate distances between frequent deliveries and creating a log retroactively. While not ideal (contemporaneous records are always best), having some documentation is better than none if you're ever questioned. Just be honest and reasonable with your estimates.
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Brian Downey
I recommend getting tax software like FreeTaxUSA or Credit Karma Tax (now Cash App Taxes) which are both free for federal filing and guide you through the process for both W-2 and 1099 income. They'll prompt you to enter your doordashing income and expenses on Schedule C and automatically calculate your self-employment tax. Even with income under the standard deduction, definitely still file a return! You might qualify for refundable credits like the Earned Income Credit depending on your situation, which could get you money back even if you don't owe income tax.
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Jacinda Yu
•FreeTaxUSA is great but definitely not completely free - they charge for state filing. I think TurboTax has a free option for simple returns but they upcharge if you have 1099 income.
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Zoe Alexopoulos
As someone who went through this exact situation last year, I can confirm what others have said - you can definitely use the standard deduction against your combined income from both sources. However, the self-employment tax part caught me off guard too! One thing I'd add is to make sure you keep track of ALL your doordashing expenses going forward, not just mileage. Things like phone accessories (car mounts, chargers), insulated bags, even a portion of your phone bill can be deductible. I wish I had known this during my first year of gig work. Also, since you're young and this might be your first time dealing with self-employment income, consider setting aside about 15-20% of your 1099 earnings for taxes throughout the year if you continue doordashing. The self-employment tax plus any income tax can add up, and you don't want to be surprised next filing season. Good luck with everything - you've got this!
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