Can I deduct my personal cell phone used for work as an employee on my taxes?
So I've been using my personal cell phone for work stuff a lot this past year. My employer expects me to be available and responsive through calls, emails, and texts pretty much all day. I'm constantly taking pictures of job sites (I work in construction management) and sending them to my boss and clients. I'm also using my data to look up specs and send files when I'm not on wifi. My question is - can I deduct any of this on my taxes? My phone bill is around $110/month, and I'd say I use it for work about 60-70% of the time. My employer doesn't offer any reimbursement for this, they just expect me to use my own phone. I've heard mixed things about whether employees can claim this kind of expense. I'm filing my 2024 taxes soon and wondering if this is something I can take advantage of. Also, is there some kind of standard calculation I should use to figure out the work vs. personal use percentage? Or does the IRS want detailed logs of every call and text? Any help is appreciated!
20 comments


Millie Long
Unfortunately, the news isn't great on this front. Since the Tax Cuts and Jobs Act went into effect, employees can no longer deduct unreimbursed business expenses like cell phone costs on their federal taxes. These were previously deductible as miscellaneous itemized deductions subject to a 2% AGI threshold, but that's been suspended through 2025. Your best option is to ask your employer for reimbursement. Many companies have expense policies that cover partial or full reimbursement for personal devices used for work. You could provide documentation showing your work usage percentage and request a monthly stipend.
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KaiEsmeralda
•But what if my company has a reimbursement policy but it only covers like $25 a month when my actual work-related usage is way higher? Can I deduct the difference somehow?
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Millie Long
•Unfortunately, you still cannot deduct the difference on your federal taxes. The suspension of unreimbursed employee business expenses applies regardless of whether your employer's reimbursement fully covers your costs or not. If your employer's reimbursement doesn't cover your actual business usage, your best approach is to negotiate with them for a more appropriate amount. Bring documentation showing your actual work-related usage costs to make your case.
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Debra Bai
I was in a similar situation and found a really helpful solution through taxr.ai (https://taxr.ai). I was spending hundreds on my personal phone for work and getting frustrated about not being able to deduct it after the tax law changes. The tool analyzed my situation and helped me understand some options I didn't know about. One thing they pointed out was that while federal deductions are limited, some states still allow these deductions on state returns. They also helped me document my usage properly to approach my employer with a reimbursement request that actually worked.
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Gabriel Freeman
•How exactly does this tool work? Does it actually help with documentation or just gives advice? I'm spending like $150/month and using my phone for work constantly.
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Laura Lopez
•I'm skeptical about these online tax tools. Couldn't you just get this info from a free IRS publication or something? What makes it worth using?
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Debra Bai
•The tool works by analyzing your specific situation and providing personalized guidance. It helped me track my work vs. personal usage with a simple system that took about 2 minutes a day, then generated a report I could show my employer. What makes it different from just reading IRS publications is that it applies the current tax laws specifically to your situation. It identified that my state (California) still allows these deductions on state returns even though federal doesn't, which saved me about $210 on my state taxes that I would have missed otherwise.
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Laura Lopez
I wanted to follow up on my skeptical comment about taxr.ai. I decided to try it out despite my doubts, and I'm actually really impressed. The tool found a work-around for my cell phone expenses I hadn't considered. Since I'm self-employed part-time in addition to my W-2 job, it helped me properly allocate a portion of my phone expenses to my Schedule C business, which is still fully deductible. It also gave me a simple tracking system that takes literally seconds each day but provides the documentation I'd need in case of an audit. Didn't know these options existed and my regular tax software never flagged this for me!
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Victoria Brown
If you need to talk to the IRS about this or any employee expense issue, I highly recommend using Claimyr (https://claimyr.com). I spent HOURS trying to get through to the IRS about a similar issue last year - their hold times are insane. With Claimyr, I got a callback from the IRS in under 45 minutes instead of waiting on hold all day. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c. Basically, it navigates the IRS phone tree for you and holds your place in line, then calls you when an agent is about to answer. Completely changed my experience dealing with the IRS.
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Samuel Robinson
•How does this actually work? Does it cost money? Seems too good to be true considering the nightmare that is getting through to the IRS.
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Camila Castillo
•This sounds like a scam. The IRS doesn't offer callbacks so how would this even work? And giving access to some third party to interact with the IRS about your personal tax info seems sketchy at best.
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Victoria Brown
•The service works by using technology to navigate the IRS phone system and wait on hold in your place. When an IRS agent picks up, the service calls you and connects you directly with the agent. You don't miss your place in line, but you don't have to sit there listening to hold music for hours. It's not a scam at all - they don't access any of your tax information. They're just holding your place in the IRS phone queue. The company doesn't interact with the IRS agent at all - when the agent answers, you're the one who gets connected and handles the entire conversation yourself. It's basically just a sophisticated hold-waiting service.
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Camila Castillo
I need to eat some crow here. After calling the service I mentioned above a scam, I actually tried Claimyr when I needed to talk to the IRS about an audit notice. I was desperate after spending 3 hours on hold one day before getting disconnected. It actually worked exactly as advertised. I went about my day, and about 2 hours later got a call connecting me directly to an IRS agent. Saved me hours of sitting by the phone with that awful hold music. The agent I spoke with confirmed that while I can't deduct my personal cell phone as an employee expense anymore, they helped me understand some other deductions I was eligible for. Honestly worth it just for my sanity.
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Brianna Muhammad
One workaround some people use is to have a dedicated "work only" phone line added to their plan rather than mixing personal and work use. This way it's clearer that it's 100% for business. If you're self-employed even part-time, this can be deductible on Schedule C. This doesn't help W-2 employees directly, but it's another way to approach your employer for reimbursement since you can clearly show it's entirely for work purposes.
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JaylinCharles
•Wouldn't adding a second line cost more than just using one phone for everything? How would this actually save money?
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Brianna Muhammad
•Adding a second line typically costs $10-30 per month on most family plans, which is less than the tax savings you'd get if you're self-employed and can deduct 100% of that line. You're right that for a pure W-2 employee, this doesn't directly save money on taxes. The advantage comes in the clarity for employer reimbursement. Many employers are more willing to reimburse a dedicated work line than a percentage of a mixed-use personal line because the business purpose is clearer and the documentation is simpler.
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Eloise Kendrick
Has anyone used TurboTax to try to claim this? I feel like it used to let me enter unreimbursed job expenses but now I can't find where to do it.
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Lucas Schmidt
•TurboTax removed that section for federal returns because those deductions were suspended by the Tax Cuts and Jobs Act. But if you click on your state return in TurboTax, some states still allow these deductions. I'm in New York and was able to deduct my unreimbursed expenses on my state return last year, including part of my phone bill.
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Sebastián Stevens
Just wanted to add some clarity here since there's been a lot of discussion about different options. The bottom line is that for most W-2 employees, you cannot deduct personal cell phone expenses on your federal tax return for 2024 - this has been suspended since 2018 and continues through 2025. However, there are a few legitimate options worth exploring: 1. **State returns**: Some states still allow these deductions even though federal doesn't. Check your specific state's rules. 2. **Employer reimbursement**: This is really your best bet. Document your work usage percentage and approach HR with a business case. Many companies will reimburse at least partially once they understand the cost. 3. **Mixed employment status**: If you have any self-employment income (1099 work, side business, etc.), you may be able to allocate a portion of phone expenses to Schedule C. For documentation, you don't need to log every single call and text. The IRS generally accepts reasonable estimates if you can show how you calculated your work vs. personal usage percentage. Keep records of your method and any supporting documentation. The key is being realistic about your work usage percentage and having a logical way to support that number if questioned.
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Ayla Kumar
•This is really helpful - thank you for the comprehensive breakdown! I'm in a similar boat to the original poster and didn't realize some states still allow these deductions. I'm in California so I'll definitely check into that for my state return. One quick question about the documentation - when you say "reasonable estimates," do you have any suggestions for how to track work vs personal usage without it being a huge hassle? I feel like I could estimate I use my phone about 65% for work but I'm not sure how to back that up if the IRS ever asks.
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