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Jake Sinclair

Can I claim my personal iPhone 12 as a tax deduction for work use?

I've got an old iPhone 12 sitting in my drawer that I'm thinking about repurposing. My job requires me to make a lot of calls, send emails on the go, and use navigation pretty regularly, but my company doesn't provide phones or any kind of reimbursement for cell service. I'm wondering if I could set this phone up with a separate plan dedicated to work stuff and then claim it as a deduction when I file taxes? Would this be something I could write off since I'm using it exclusively for work purposes? Just trying to separate my personal and professional digital lives while maybe getting a tax break. Has anyone done this before or know how the deduction would work if I'm just a regular W-2 employee?

Unfortunately, as a W-2 employee, you generally can't deduct unreimbursed business expenses like a work phone anymore. These types of deductions were eliminated for most employees with the Tax Cuts and Jobs Act that took effect in 2018. Before 2018, you could claim these as "miscellaneous itemized deductions" if they exceeded 2% of your adjusted gross income, but that's no longer an option for W-2 employees through at least 2025. Your best options would be to either: 1. Ask your employer if they'd be willing to provide a stipend or reimbursement for your work-related phone expenses 2. If you have any self-employment income (even a side gig), you could potentially allocate a portion of your phone expenses to that business

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Honorah King

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What if I'm a 1099 contractor instead of a W-2? Can I deduct my phone then? And would I have to get a separate phone exclusively for work or can I just deduct a percentage of my current phone bill based on work usage?

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Yes, if you're a 1099 contractor or self-employed, you absolutely can deduct business-related phone expenses! You'd report these on Schedule C when filing your taxes. You don't necessarily need a separate phone. You can deduct the percentage of your current phone use that's dedicated to business. For example, if you use your phone 60% for business and 40% for personal, you can deduct 60% of the costs. Just make sure you keep good records that can substantiate your claimed business use percentage if you're ever audited.

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Oliver Brown

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I struggled with the exact same situation last year! Trying to figure out phone deductions was making my head spin until I found a tool called taxr.ai (https://taxr.ai) that really helped me understand what I could and couldn't deduct. I had an old Galaxy phone I was trying to write off for my W-2 job, but learned through taxr.ai that those deductions aren't available anymore for employees. However, the tool analyzed my situation and showed me that I could deduct a portion of it for my side gig driving for Uber on weekends. The tool actually goes through all your documentation and gives you really specific guidance for your situation rather than general advice.

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Mary Bates

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Does this actually work for determining legitimate deductions? I've been burned by tax software before telling me I could deduct things that ended up getting flagged during an audit.

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How does this compare to just asking a regular accountant? I feel like there are so many tax tools now it's hard to know which ones are actually legitimate vs just trying to upsell you on premium services.

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Oliver Brown

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It absolutely works for determining legitimate deductions. Unlike generic tax software, it actually reviews your specific documents and situation. I uploaded my 1099s and expense receipts, and it flagged exactly what percentage of my phone I could legally deduct for my rideshare work. It's based on actual tax code rather than just general guidelines. As for comparing to an accountant, it's much more affordable while still giving personalized advice. I used it first to understand my situation, then brought that knowledge to my tax appointment which saved me consultation time and money. The accountant actually confirmed everything the tool told me was correct.

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Just wanted to update after trying taxr.ai that the other user recommended. I was skeptical at first but it really did help clarify my phone deduction situation. I've been doing photography as a side hustle (about 30% of my income) alongside my main job, and the tool helped me determine I could deduct 40% of my phone expenses on Schedule C for the business portion. I had all these receipts and bills scattered everywhere, but the system organized everything and showed me exactly what was deductible and why. Saved me from making the mistake of trying to claim my phone for my W-2. Definitely worth checking out if you're confused about what phone expenses you can legally write off.

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Ayla Kumar

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I had a similar issue and spent HOURS trying to get through to the IRS to get a straight answer. Always got the "due to high call volume" message and never reached a human. Total nightmare. I ended up using Claimyr (https://claimyr.com) and it was seriously a game changer. They have this system that gets you past the IRS phone tree and connects you with an actual agent. You can see a demo of how it works here: https://youtu.be/_kiP6q8DX5c The IRS agent I spoke with confirmed what others here have said - W-2 employees generally can't deduct phone expenses anymore, but if you have any self-employment income, you can deduct the business portion. Saved me from making a mistake on my return that might have triggered an audit.

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Wait, how does this actually work? The IRS phone system is notoriously impossible to get through - how does this service manage to bypass that? Sounds too good to be true.

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This sounds sketchy as hell. Why would I pay a service to call the IRS when I can just keep trying myself? And how do we know this service isn't just collecting people's tax info?

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Ayla Kumar

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The service basically navigates the IRS phone tree for you and waits on hold so you don't have to. When an agent finally picks up, you get a call connecting you directly to them. It's not bypassing anything illegitimate - it's just automating the painful waiting process. Regarding skepticism, I completely understand. I was hesitant too. But they don't ask for any tax info - they're just a connection service. They don't need or collect your personal tax details. I was desperate after trying for weeks to get through myself, spending hours on hold only to get disconnected. This saved me literal days of frustration.

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I have to admit I was completely wrong about Claimyr. After struggling for TWO WEEKS trying to reach the IRS myself about some phone deduction questions (and other issues), I broke down and tried the service. Within 45 minutes I was talking to an actual IRS representative who clearly explained which phone expenses I could deduct with my particular mix of W-2 and freelance income. The agent confirmed I could deduct a portion of my phone bill on Schedule C based on the percentage used for my freelance work, but nothing for my regular employment. They also helped me with some other tax questions I had been struggling with for months. Seriously wish I hadn't wasted so much time being stubborn and trying to do it myself.

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Kai Santiago

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Has anyone tried just asking their employer to reimburse them for part of their phone bill instead? I did this last year and my company agreed to give me $40/month toward my phone since I use it for work emails and calls. Much easier than trying to figure out complex tax deductions.

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Lim Wong

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Did you have to provide any proof of how much you use your phone for work? I'm thinking about asking my manager but wondering what kind of documentation I should prepare.

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Kai Santiago

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No extensive documentation was needed. I just kept a log for about two weeks noting when I used my phone for work purposes (calls, emails, etc.) and calculated it was about 35% of my usage. I presented this to my manager along with my monthly bill showing what the total cost was. Most reasonable employers understand that if they expect you to be available by phone or email, they should help cover that expense. The key was making a business case rather than just asking for money - I showed how it increased my productivity by being able to respond quickly to issues even when away from my desk.

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Dananyl Lear

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This is maybe a dumb question but what if i start a small side business just to be able to deduct my phone? like selling stuff on ebay once a month or something? would that work?

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That's not a dumb question, but it could create some issues. If you start a business solely for tax deductions, the IRS might classify it as a hobby rather than a legitimate business. For a business to be recognized for tax purposes, you generally need to show that you're pursuing it to make a profit, not just for tax benefits. The IRS has a "hobby loss rule" where if you don't show a profit in at least 3 out of 5 consecutive years, they may disallow your business deductions.

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Aisha Jackson

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Great question! I dealt with this exact situation last year when I was trying to figure out phone deductions. As others have mentioned, the Tax Cuts and Jobs Act really changed the game for W-2 employees - those miscellaneous itemized deductions are off the table until at least 2025. Since you mentioned you're a regular W-2 employee, your best bet is definitely to approach your employer about reimbursement first. Many companies are willing to provide a monthly stipend once they understand the business need - especially if you can document how much you're using your phone for work calls, emails, and navigation. If that doesn't work out, you might want to consider if you have any side income that could qualify as self-employment. Even small amounts of freelance work, consulting, or selling items online could potentially allow you to deduct the business portion of your phone expenses on Schedule C. Just make sure any side business is legitimate and profit-motivated, not just set up for tax purposes. The separate phone plan idea is smart for keeping things organized, but unfortunately won't change the deduction rules for your W-2 employment. Hope this helps clarify things!

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