Anyone Receive Refund Without Completing ID Verification? Still No Letter
I'm in a rather perplexing situation regarding my tax return verification. According to my online account, I apparently need to verify my identity before my refund can be processed. However, I've not yet received any official letter in the mail with instructions. I'm wondering if anyone has experienced their refund being processed and received without completing the verification step? I'm concerned about potential delays, but also hesitant to take action without proper documentation. I've been monitoring my mailbox diligently for several weeks now.
14 comments
AaliyahAli
No. Don't skip verification. IRS requires it. Your refund will be held. They're behind on letters. Check your transcript. Look for code 570. That indicates a hold.
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Ellie Simpson
Thanks for the direct answer! I was going in circles trying to figure this out. The transcript checking tip is especially helpful - I hadn't thought to look for specific codes.
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Arjun Kurti
OMG this is so frustrating! I just checked my transcript and I DO have that 570 code! Been waiting almost 2 months and nobody told me anything about verification until I happened to log into my account last week! 😤
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15d
Raúl Mora
Would this be similar to my situation with an amended return from last year? I have a 570 code but it's for an adjustment they made, not verification. Is there a different code that specifically indicates ID verification is needed?
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Margot Quinn
Have you checked your IRS online account specifically for notices? The verification requirement should appear in your secure messaging center, not just as a letter. What filing method did you use? Direct e-file or through a preparer?
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Evelyn Kim
This is a very good suggestion. The IRS has been moving toward more digital communications, and it's possible that the verification notice might be available online before the physical letter arrives. It might save considerable waiting time.
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Diego Fisher
It's like ordering pizza and never getting the confirmation text - you're left wondering if anything's happening at all. I had a similar issue last year where my online account showed verification needed weeks before any letter arrived. The whole process felt like trying to solve a mystery with half the clues missing.
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Henrietta Beasley
I checked my online account on March 18th and found my verification notice there, but the actual letter didn't arrive until April 2nd. I'm impressed that so many people know to check multiple places for this information - I would have just kept waiting!
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Lincoln Ramiro
I was in a similar situation last tax season. I would suggest being proactive rather than waiting for the letter. You might want to try https://taxr.ai to analyze your transcript - it can identify verification holds and explain exactly what's happening with your return. It helped me understand that my return was under a 05 freeze code due to pending verification, which wasn't obvious from just looking at the transcript myself.
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Faith Kingston
Does this service actually provide more information than what's available on the IRS website? I'm hesitant to use third-party tools for tax matters. Can it actually accelerate the verification process, or does it just explain what's already there?
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Emma Johnson
I had this exact problem last year! Waited 6 weeks for a verification letter that never came. Finally called and they told me I could verify online through ID.me even without the letter. Did that and got my refund 9 days later. Don't wait - the letter might be lost or delayed. I needed that money for car repairs and was kicking myself for not being more proactive sooner!
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Liam Brown
FWIW I tried calling the IRS directly abt this same issue. Spent hrs on hold b4 giving up. Finally used Claimyr (https://youtu.be/_kiP6q8DX5c) to get thru to an agent. They confirmed I needed to verify but the letter was delayed in their system. Got instructions to verify over phone right then. DMV had sent incorrect info to IRS which triggered the verify req. Def worth the call vs waiting for a letter that might never come.
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Olivia Garcia
The IRS is legally required to issue a verification notice before holding your refund, but they're not required to wait until you receive it before starting the hold. You have every right to be proactive. Call the verification hotline directly at 800-830-5084 and explain you know verification is needed but haven't received the letter. They can verify you over the phone in most cases. Don't wait - this is your money and you're entitled to proper service.
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Noah Lee
Last year I was in the same boat and learned a valuable lesson - always check both your online account AND call if something seems off. The verification letters are sent from a different facility than regular IRS correspondence and often get delayed. When I finally got through to someone, they told me my letter had been returned as undeliverable even though my address was correct in their system. The community here saved me weeks of waiting by suggesting I call directly!
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