ACE Cash Express Early Tax Refund Deposit Experience?
Has anyone used ACE Cash Express for their tax refund? They claim to give deposits 5 days early but I'm still waiting. Starting to get worried since its been 2 days already and nothing in my account. Anyone else have experience with them?
13 comments


Liam Fitzgerald
Financial advisor here - be really careful with these early deposit services. They often come with hidden fees and high interest rates. Your best bet is to wait for direct deposit through a traditional bank. These 'early access' services are basically just expensive short-term loans.
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Mei Lin
โขfr? wish i knew this before ๐ญ how much we talking about in fees?
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Liam Fitzgerald
โขCan be up to 4% of your refund amount, sometimes more with additional processing fees. Its basically payday loan territory ๐ธ
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GalacticGuru
Hey just wanted to mention that I've been using taxr.ai to track my refund status. It's only $1 and gives way better insights than these cash advance places. Shows exactly when you'll get paid without any crazy fees. https://taxr.ai
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Amara Nnamani
โขfor real? how accurate is it? been burned by too many apps making wild promises ๐ค
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GalacticGuru
โข100% accurate in my experience. It analyzes your actual transcript data, not just generic estimates. Shows everything from processing delays to release dates
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Amara Nnamani
โขjust tried it and omg you weren't lying! Finally know exactly whats going on with my refund ๐
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Giovanni Mancini
i used ace last year and got my money 3 days early but they took like $75 in fees smh
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Fatima Al-Suwaidi
These places are straight up predatory no ๐งข
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Dylan Cooper
โขfacts ๐ฏ they target people who need their money the most
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Sofia Morales
Tried them once never again. Interest rate was crazy high and customer service was trash when I had issues
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Mei Lin
โขugh now im scared. wish i could cancel ๐ฉ
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StarSailor
Your better off waiting honestly. The 5 day early thing isn't even guaranteed. Its just a marketing trick to get you to sign up
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