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Just wanted to create a check-in thread for those of us who filed through Credit Karma and got a Direct Deposit Date of March 22nd. According to TurboTax's refund tracker (https://turbotax.intuit.com/tax-tools/refund-status/) most people receive their refunds 1-2 days before the official DDD, but I've seen mixed results on Reddit. I run a small digital marketing agency and filed on February 15th, accepted same day. Transcripts showed processing for about 3 weeks before I got the DDD. Anyone else in the same boat? Has your deposit hit yet? Let's share updates here!
Credit Karma filers seem to be getting processed in batches. First batch was early February filers. Second batch was mid-February. Most getting DDDs 30-35 days after acceptance. Path Act returns take longer. Check cycle codes on transcripts. Code 20221105 means Friday update cycle. Code 20221104 means Thursday. Different banks release funds differently. Some hold until actual date. Others release early.
For those who might not know, Credit Karma Tax is now part of Cash App Taxes. I was initially confused because I filed through Credit Karma last year but had to use Cash App this year. The systems are integrated now, but the refund processing seems to follow the same patterns as previous years when it was separate.
I had a similar situation on April 3, 2024. My return filed January 29th had been stuck with a 570 code dated March 8th. I called on March 15th, March 22nd, March 29th, and April 3rd. On the last call, the agent immediately said, "I see you've been calling weekly." What worked for me was asking specifically about the REASON for the 570 hold. They disclosed it was a random review of my education credits. My transcript updated on April 10th with a 571 release code, and my refund was deposited on April 17th - exactly 79 days after filing.
When you asked about the reason for the hold, did they give you any steps you needed to take to resolve it? Or was it just a matter of waiting for their review to complete?
Just mail them a Form 911. Request taxpayer advocate help. It's free. They'll assign someone to your case. You'll get answers faster. No more endless calls. Worth the effort. I got my refund two weeks after filing Form 911. Should have done it sooner.
I can confirm this timeline is consistent with current IRS processing procedures. Per Internal Revenue Manual 21.4.1.5.7, EITC claims filed early in the season should complete processing within 21 days after the February 15th PATH Act release date. My return was accepted February 3rd, held per PATH Act until February 15th, processed by February 28th, and deposited March 1st. The system is working as designed this year, which is a significant improvement over the 2021-2022 processing delays we experienced during the pandemic backlog.
This is so helpful! I filed on February 12th and was getting worried because today is March 4th and still nothing. But if I count from February 15th like you mentioned, I'm only at 17 days which is still within that 21-day window. I need this money for car repairs ASAP but at least now I know I'm still in the normal timeframe!
Is that 21-day timeframe business days or calendar days? The IRM procedures often specify business days for internal processing metrics, which would extend the expected timeframe significantly. Also, did you claim any additional credits beyond EITC that might trigger additional verification sequences?
Thx for sharing this! Just got my DD today too w/ EITC and CTC. Filed 2/10, accepted same day, WMR updated 2/28, DD today 3/2. Used TT and BoA. Seems like most ppl w/ EITC are getting pmts right around now. Huge relief tbh, was starting to stress bc my car payment is due Monday. Anyone know if the 2nd half of CTC comes separately or was it all included in this refund?
my brother in christ you are getting SCAMMED. I own a small business with rental properties and even I don't pay that much š
dang fr? Now I feel extra stupid for paying this much š
Don't feel stupid, just make a change! We all learn somehow
CyberSiren
My transcripts took 31 days to update last year compared to 14 days the year before. The IRS is processing about 1.5 million returns per day right now, and HOH status changes get flagged for additional review almost 100% of the time. If you compare this to other filing status changes like going from Single to Married Filing Jointly, those typically don't trigger the same level of scrutiny. The IRS considers HOH a high-risk area for errors, so they're extra careful with those returns.
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Miguel Alvarez
I feel your anxiety! When I went through my divorce in 2022, I filed HOH for the first time and my refund was delayed for almost 8 weeks! I was checking my transcripts every single day (sometimes twice š¬) and driving myself crazy. I finally broke down and called the IRS after 6 weeks. They told me my return had been selected for a "routine review" of my filing status. Nothing was wrong, but they were verifying I qualified for HOH. The relief I felt after that call was incredible - just knowing what was happening made the wait easier. My transcripts updated the following week. Hang in there!
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