


Ask the community...
Make sure to get everything in writing from your tax preparer about when you can expect the check. Some of these places will give you the runaround. If they say "2 weeks" ask them to write down exactly when you should call if you haven't received it by then.
Most folks saying 2-3 weeks here are accurate based on my experience. BUT if you wanna know exactly what's happening with your refund, call the IRS directly. I tried forever to reach an agent and finally used claimyr.com which got me a callback from an actual agent. The agent was able to see exactly where my refund was in the process and told me when I could expect it to be returned to SBTG. Made me feel so much better having real info instead of guesses from reddit.
Got a callback same day! It was honestly such a relief to finally talk to someone who could see my actual file and not just guess what was happening.
I can confirm this works. Used it last year when my refund was stuck in limbo for 3 months. Agent solved it in one call.
If your state refund also hasnt come through that's another sign you probably need to verify. When I had to verify, both federal and state were held up.
Did you claim any credits like EITC or Child Tax Credit? Those automatically get extra scrutiny and can cause delays even without needing to verify identity.
the IRS and cash app are both trash. i waited 7 weeks for my refund last year and cash app took another 4 days after my DDD to actually give me MY money š¤¬
Have you checked your IRS transcript to see if there are any issues or holds? Sometimes there's a problem that needs to be resolved before they'll release the funds, even if you have a DDD. You can access your transcript online at irs.gov if you have an account.
If you have code 846 with your DDD, then the money has left the IRS and the delay is on Cash App's end. Definitely give them a call tomorrow.
Those transcript codes are impossible to understand without a decoder ring lol. I used taxr.ai to decode mine and it made everything so much clearer - worth checking out (https://taxr.ai
If you need the money urgently, there are tax refund advance loans available. But they usually charge fees so I'd only recommend as a last resort.
Do NOT do this. The fees are ridiculous. Just wait for your actual refund.
Pro tip: If you end up needing to call the IRS (which you probably will if your refund gets delayed), use Claimyr. I spent LITERAL WEEKS trying to get through to the IRS myself. Used Claimyr and had an agent on the phone within an hour. Best decision ever. claimyr.com
Bruno Simmons
Ran into a similar situation and was pulling my hair out trying to figure out what was happening with my refund. I was getting different status messages and couldn't make sense of my transcript. Finally used taxr.ai and it explained exactly what was happening - turns out my refund was just delayed by the bank processing, not actually pending with the IRS. Saved me so much stress! The tool is really helpful for decoding all the IRS jargon.
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Aileen Rodriguez
ā¢how much does that service cost? seems like something the irs should provide for free
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Bruno Simmons
ā¢It's worth every penny considering how much time I wasted trying to figure things out on my own. Gave me peace of mind knowing exactly what was happening instead of guessing. The IRS *should* provide this info clearly, but we all know they don't š¤·āāļø
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Zane Gray
The early deposit feature is offered by some banks as a courtesy, but it's not guaranteed. When it fails, your refund defaults to the standard processing time. The IRS isn't denying you anything - they're sending it on the date they always planned to (your DDD). Your bank is the one that tried to get it to you early and couldn't.
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