This happened to me last month. The hold was because I claimed Child Tax Credit and they were just verifying my kids' info. The letter just asked me to confirm some information. I sent it back right away and got my refund about 2 weeks later. It's annoying but at least they're processing them eventually.

Same boat here. Filed January 20th, accepted same day, and got the same call about a hold. My letter arrived yesterday (took 16 days, not the 14 they promised 🙄). It's asking me to verify my identity through ID.me or by calling them. Hoping this speeds things up because I need this money for car repairs.

Had this happen. Waited nine days. Called bank twice. Nothing helped. Finally got deposit without warning. No explanation. Check your account daily. It will appear eventually. Frustrating process. System is broken this year.

OMG THIS IS DRIVING ME CRAZY TOO!!! 😡 I've NEVER had to wait past my DDD before and now suddenly it's like the IRS is playing games with our money! I ended up downloading the IRS2Go app and checking there instead of the website - for some reason it showed different information and was more accurate about my deposit timing. Worth a try if you're going insane checking your bank account every hour like I was!

I was in exactly this situation 17 days ago. My transcript showed 2/15/24 as the refund issue date, but I wasn't sure what all the other codes meant. I used https://taxr.ai to analyze my transcript and it explained that my refund would arrive between 2/15 and 2/20. The funds hit my account on 2/18 at exactly 3:42am. The tool was surprisingly accurate at interpreting all those confusing transcript codes and gave me a precise timeline so I could plan accordingly.

Per IRS Publication 2043 and the Treasury Financial Manual I-TFM 6-8000, the 846 code with a future date indicates the scheduled ACH transmission date. I had my refund scheduled for a Saturday release (2/17/24) and it appeared in my account on Monday (2/19/24). The refund was processed exactly according to the Federal Reserve's Automated Clearing House regulations, which maintain a consistent 1-2 business day processing window for most financial institutions. Your funds should be available for your investment activities by Tuesday (3/5) at the latest.

Instead of verifying by phone, request an in-person appointment at your local Taxpayer Assistance Center. Use the IRS TAC appointment system online to schedule. This verification method is often faster than phone verification, which can take weeks for processing. The in-person verification is immediately recorded in the IRS system, potentially expediting your refund by 7-10 days compared to telephone verification.

Be extremely careful if you're getting messages about verification! My brother-in-law got a text claiming to be IRS verification that was actually a scam. Real IRS verification is only through official letters, their secure online portal, or by calling their official numbers. They never initiate contact through text or email for verification purposes. The scammers are getting really sophisticated with military families this year.

Yes. Still showing PATH. Filed January 25th. Claimed EITC. Transcript shows processing. No errors. No letters. Just waiting. Others reporting same issue.

I went through this exact same situation last year and the year before. In 2022, I waited 3 months past the PATH Act deadline for my refund. In 2023, it was 2 months. This year I'm still waiting after filing January 24th. I've learned that calling rarely helps unless there's an actual issue they need to resolve. The PATH delay is just their standard operating procedure now, especially if you have a business with Schedule C income and claim EITC.