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Tax pro here! Just to add some additional context about weekend updates - the IRS actually runs what they call a "processing cycle" every weekday, but the main weekly cycle (called the Master File update) runs on Saturday. This is why many people see transcript updates on Saturday mornings! ๐ Also worth noting: the "Where's My Refund" tool typically lags behind transcript updates by 24-48 hours. So if you're really anxious to know your status, transcripts are your best bet. And yes, checking Saturday morning is definitely worthwhile!
I was in the same boat as you last month, checking constantly and getting nowhere. The Saturday update thing is real! My transcript was completely empty for weeks, then suddenly one Saturday morning it showed a deposit date. Compared to my experience with state refunds, where it seems like nothing ever updates and then money just appears in my account, the IRS system is actually more transparent once you understand the schedule.
Here's what you need to do: 1. File Form 1040X for tax year 2021 to claim the enhanced Child Tax Credit - you have until April 15, 2025. 2. For the stimulus payments, you would have needed to claim those on returns for tax years 2020 and 2021. The deadline for 2020 was April 15, 2024, but you might qualify for an exception if you can show reasonable cause. 3. You'll need to provide documentation that your ex-spouse did not claim the child in those years. Request tax transcripts for your child using Form 4506-T. 4. If your ex truly hasn't filed since 2018, you're legally entitled to claim the child and all associated credits as long as the child lived with you for more than half the year. Don't wait any longer - the deadline for 2021 amendments is approaching.
Would they need to include any custody documentation with the amended return? Or is that only necessary if the IRS questions the amendment?
7d
Thank you for this detailed breakdown! This is exactly what I needed to know. Going to start gathering my documents this weekend.
7d
Just to clarify something important - when you say your ex hasn't filed since 2017/2018, did you verify this through the IRS or are you just assuming? It's like assuming your car is out of gas when the gauge is broken - you really need to check. The IRS won't just take your word that your ex didn't claim the child. You need to request a wage and income transcript for the child's SSN to confirm no one claimed them for those years. Do this ASAP because if the deadline passes, it's like watching money float down the river that you can never get back.
Have you verified your transcript on the IRS website? Sometimes the Where's My Refund tool shows different information than what's actually in your account transcript. According to the IRS website, the transcript will show a transaction code 846 with the correct refund method and date. Might be worth checking to confirm if it really is being mailed.
I had the EXACT same thing happen to me in February. Selected direct deposit, had a partial offset for back child support, and suddenly my refund changed to a paper check. Called the IRS and they said once the Bureau of Fiscal Service processes an offset, they sometimes can't use the same direct deposit information for security reasons. The annoying part? The check actually arrived 4 days BEFORE the "mail by" date they gave me on WMR. So there's a chance you might get it earlier than expected.
I've been through this with Colorado refunds before. In 2022, my check took 12 days. Last year it took 17 days. This year I got mine in just 8 days after the mail date. The mail date on the website is just when they PRINT the checks - they often don't actually get to the post office until 1-2 days later. Also worth checking if you have mail forwarding set up, as that can add several more days to delivery time.
CO resident here. FWIW, most ppl in my tax prep group got their checks 10-14 days after the mail date this yr. DOR is def slower than the fed refunds. Next yr do direct deposit - got mine in 5 days flat! The paper check system is so 1990s lol. Hang tight a few more days before freaking out, but after 15 biz days def call them.
I e-filed on 2/5 and it's been over two months now. Why is my WMR still showing 'still being processed'? I've checked it practically every day and there's been zero movement. Don't they have some kind of obligation to at least show progress? I've tried pulling my transcript multiple times but 2024 still shows as 'N/A' - is this normal after this long? I've gone through every step I can think of - checked my bank info three times, verified my identity on ID.me, even called the automated system which just tells me the same thing. Has anyone else been stuck this long with no updates? Is there any way to figure out what's happening without spending 8 hours on hold? I've never had a return take this long before and I'm starting to wonder if I should be worried about something bigger going on.
I might be in the minority here, but I would suggest maybe holding off on calling the IRS just yet. In my experience, calling too early sometimes leads to them just telling you to wait longer anyway. I've seen cases where people who filed around your time suddenly had everything update all at once this past week. If you do decide to call though, be prepared with all your documents and specific questions, as they tend to be more helpful when you can point to exact issues.
My return was stuck like yours - filed 2/7, no movement until last Friday. It was like watching paint dry on a rainy day. Then BOOM - transcript updated, WMR changed, and refund hit my account Monday morning. The IRS system is like a black box where your return disappears for weeks then suddenly emerges fully processed. My advice: set up direct deposit alerts with your bank rather than checking WMR. The technical explanation is that your return is likely in the pre-assessment verification queue, which happens before transcripts even generate. Hang in there!
I'm not sure if this helps, but... I have Go 2 Bank and was given a DDD of April 15th on WMR. I was nervously checking my account every few hours because I needed the money for a medical bill. It actually showed up on April 14th around 6pm. I think maybe I just got lucky? I don't know if that's normal or if it was just a one-time thing. I hope yours comes early too.
Have you tried calling Go 2 Bank directly? Sometimes they can see pending deposits before they post to your account. Wouldn't it be better to get the information straight from the source rather than relying on others' experiences which might not match your specific situation? Another option is to check your tax transcript for the 846 code, which sometimes gives a more accurate date than WMR. Either way, planning for the official date and being pleasantly surprised by an early deposit is probably the safest approach for your home repairs timeline.
Did you receive any CP05 notices in the mail? Have you checked if your address is correctly listed on your return? Did you use a foreign bank account for direct deposit? I'm asking because these factors can significantly impact processing times for non-resident returns. My processing was delayed last year until I responded to a verification letter that was sent to my previous address.
This happens every year. Especially with international returns. Normal part of the process. Don't worry too much. Check transcript weekly. Look for code changes. Many of us get this message. Usually resolves within 6-8 weeks. Patience is key. IRS prioritizes returns by filing date. Your place in line is secure.
Have you tried using the IRS Taxpayer Advocate Service? According to IRS Publication 1546, they can help if you've tried resolving issues through normal channels without success. Call 877-777-4778 to reach them directly. I believe they're supposed to respond within 7 business days per Internal Revenue Manual 13.1.7.2.3, but I'm not entirely sure if that's still accurate?
Last year I was in the exact same situation trying to resolve some K-1 issues. I tried calling 30+ times over two weeks with no luck. What finally worked was calling at 7:01am Eastern, selecting options for payment issues (even though that wasn't my problem), then when I got a human, politely explaining my actual situation. They transferred me to the right department without making me hang up and start over. The agent told me they're trained to help transfer people rather than making them call back. Saved me so much frustration!
I had this exact issue on March 15th, 2023. My DDD was March 15th, but nothing showed in my Chase account all day. I called Chase at 4:30pm and they said no pending deposits. By 7:00pm I was panicking. Then at 11:47pm - literally 13 minutes before midnight - the deposit hit my account! The IRS technically met their deadline, but it was nerve-wracking. If your DDD is March 20th, I'd wait until at least March 21st before worrying. The IRS batch processing system has been especially slow this tax season due to the new verification procedures implemented on February 26th.
What are these new verification procedures you mentioned from February 26th? Is that why processing seems slower this year?
7d
Does anyone know if Chase notifies you when deposits like this arrive? I have alerts set up but I'm not sure if they work for tax refunds specifically.
7d
I've been tracking Chase direct deposits for tax refunds for several years now. A few things to consider about your situation: Have you checked if your refund includes any refundable credits like EITC or CTC? Those sometimes follow a different deposit timeline. What does your transcript show for transaction codes? Is there anything besides the 846 code that might indicate a partial offset or review? Did you file electronically or by paper? Electronic filers typically see deposits processed more predictably than paper filers.
Alexander Zeus
Think of your tax return like a train trying to enter a station. The 810 code is like a red signal light stopping the train before it even reaches the platform. Most tax issues are like delays that happen once the train is already at the station, but identity verification is like being stopped at the entrance. My sister ignored her 810 code last year thinking it was just part of normal processing - like waiting for a train conductor to wave you forward. She ended up waiting 5 months because she didn't realize she needed to actively verify her identity. Don't make the same mistake!
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Alicia Stern
IRS verification systems have changed. Single 810 codes are more common now. It's a security measure. You must verify identity. No other processing will occur. Call 800-830-5084 specifically. Don't use the main IRS number. Have last year's AGI ready. Also bring current W-2 information. Verification takes 5-30 minutes. Processing resumes after verification. Current wait times are 6-9 weeks. Transcripts update weekly on Fridays. Check WMR daily.
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