


Ask the community...
I know how stressful this can be! ๐ The good news is that the IRS has actually improved their systems for handling these older claims. First, make sure you're using Form 4506-T to request the transcripts if you can't access them online. This will show exactly what's on file with the IRS. For the economic impact payments specifically, the IRS created a special lookup tool, but it's been discontinued. However, the transcripts will show if these payments were issued. If they were issued but never received, you'll need to request a payment trace using Form 3911. Don't worry too much about the complexity - take it one step at a time and you'll get this resolved for him!
According to Internal Revenue Code ยง6511, you must act quickly on the 2021 tax year! Per IRS Publication 556, the deadline for claiming a refund is the later of 3 years from filing or 2 years from paying any tax. If he needs to file an original return for 2021, the absolute deadline is April 15, 2025. For the Economic Impact Payments, Notice 2021-36 specified they must be claimed as Recovery Rebate Credits on the appropriate tax year return. I'd recommend scheduling an appointment at a local Taxpayer Assistance Center rather than trying to handle this by phone. You can schedule at 844-545-5640, but call exactly at 7am Eastern when their system opens for appointments.
I feel your frustration! ๐ฉ This happens to so many people, and it's so stressful when you're counting on that money for something important like caring for family. The good news is that verification doesn't mean there's anything wrong with your return - it's just an extra security step. The community wisdom here is to respond immediately when you get the letter, follow instructions precisely, and then check your status weekly. Most states are actually pretty efficient once they have your verification, unlike the federal side which can drag on forever!
I went through this exact situation in February. Got the letter, verified my identity online, and then waited. And waited. And waited some more. After three weeks of no updates, I called the state tax office directly. Turns out they had processed my verification but it hadn't been linked to my return properly. The agent fixed it while I was on the phone and my refund was issued five days later. Don't just passively wait - be proactive and follow up if things seem to be taking too long.
Be careful with over-relying on transcripts. I've seen numerous cases where users misinterpret Transaction Code 570 as an audit when it's just a temporary hold. The IRS Cycle Posting patterns and TC sequencing can be misleading if you don't understand the underlying systems architecture. While transcripts provide valuable data points, they require contextual interpretation within the IRS's processing framework.
Transcripts are essentially the backend database view of your tax account. They contain Transaction Codes (TCs) that indicate specific actions taken on your return. For example, TC 150 indicates your return was processed, TC 806 shows withholding credits, TC 570 indicates a temporary hold, and TC 971 often precedes correspondence. The Account Transcript is most useful during filing season, while the Return Transcript shows line-by-line data from your actual return. Wage & Income Transcripts can be helpful for verifying reported income. The Record of Account combines return and account information into one comprehensive view.
This is incredibly helpful! I've been checking exactly 3 times per week and wondering what all those codes meant. The IRS explanation of TC 570 was so vague, but now I understand it's just a temporary processing hold. Thanks for the detailed breakdown!
I think I'm understanding this, but could you clarify something? If I see a TC 150 on my transcript, does that mean my return is fully processed, or just that they've started processing it? And roughly how long after TC 150 might I expect a refund, assuming there are no holds?
I made the mistake of assuming a status change wouldn't affect processing time last year. Changed from HOH to MFJ and my refund took 78 days instead of the usual 14. The IRS verification system has specific triggers for life changes that require manual review in many cases. The system flags address changes combined with status changes as potential indicators of identity verification needs. I would strongly suggest pulling your full tax transcript (not just the account transcript) to check for TC 570 or 971 codes which indicate specific holds. The 0605 alone doesn't tell the whole story.
The community wisdom on this is pretty clear - status changes + address changes often = delays. But there's a silver lining: these verification delays usually don't result in audits or problems, just slower processing. Most people in your situation report receiving their refunds eventually without any action needed. The consensus seems to be that if you're past 45 days, it's worth trying to contact the IRS, but before that, it's normal processing for your specific situation. Hang in there - almost everyone gets their refund by early April even with these delays.
Henrietta Beasley
Has anyone tried calling the IRS about this? I'm in the same situation and need to know if I should expect my refund before April 15th! I've tried calling 12 times in the last week but can't get through. Just found out about Claimyr (https://youtu.be/_kiP6q8DX5c) that can get you past the IRS hold times. Has anyone used it? Does it actually work? I need to talk to someone ASAP to figure out if I should adjust my tuition payment plans!
0 coins
Lincoln Ramiro
I think I might have some good news that could help with your situation. I had something somewhat similar happen with my return this year - though it was related to the Earned Income Credit rather than the CTC. After getting the 570/971 codes, I waited about 18 days and then my transcript updated with an 846 code (refund issued). The amount was adjusted down, but the process resolved itself without me having to do anything. It seems that, in most cases, these adjustments are handled automatically by their system. Perhaps your timeline will be similar to mine?
0 coins