I understand how frustrating the IRS phone system can be. I've had success using Claimyr to get through to an IRS representative quickly. Here's what you need to know: • Claimyr is a service that navigates the IRS phone system for you • It holds your place in line so you don't have to listen to the hold music • They call you back when an agent is available • It works with the main IRS number and several specialized departments • Particularly helpful during tax season when wait times are longest It saved me from spending hours on hold last month when I needed to verify some information about my return. Given your international status, getting through to the right department is especially important.

Isn't it ridiculous that we have to jump through so many hoops just to talk to someone about our taxes? After trying for three weeks straight, I finally managed to speak with an agent by calling exactly at 7:00 AM Eastern when they open. The trick was using my landline rather than my cell phone - don't ask me why that worked, but the agent told me their system sometimes prioritizes landline calls due to how their call routing infrastructure was designed. My issue was resolved in 15 minutes after spending 21+ hours trying to get through. Worth trying if you have access to a landline.

Think of SBTPG like that friend who borrows money but takes their sweet time paying you back. They've got your cash, they're just moving at their own pace. I was pulling my hair out with the same issue last week until I tried taxr.ai to check my transcript codes. Like using a translator for IRS hieroglyphics! It confirmed my money was actually released to SBTPG already, even though their site hadn't updated. If you're concerned about timing, you might want to check your transcript with it - sometimes the money is already in motion even when SBTPG's tracker is still showing nothing.

Got my refund thru SBTPG last wk! DDD was 3/8, SBTPG updated late night on 3/8, $ hit my acct early AM 3/9. Saved me $150 in overdraft fees I was about to get hit with lol. Their system is weird af but works eventually. Pro tip: if u have Cash App, sometimes it posts a day earlier than trad banks. That's what happened w/ mine - friends with same DDD but regular banks got theirs a day later.

MCU is notoriously slow w/ govt deposits IMO. Been banking w/ them for 5+ yrs and every single tax season it's the same story. They take AT LEAST 2-3 biz days longer than most banks. My cousin has Chase and always gets hers same day IRS releases it. MCU claims they have a "verification process" for large deposits but tbh I think their systems are just outdated AF. Pro tip: call the IRS (good luck lol) and ask for the exact date they sent it. Then add 3-5 biz days for MCU. That's ur real DD date.

Think of MCU like that friend who's always late to everything - they'll get there eventually, just on their own schedule! I've banked with them for tax refunds the last three years, and it's always 3-4 business days after the IRS deposit date shown on my transcript. It's like the difference between shipping with FedEx (big banks) versus media mail (MCU). The package gets there either way, just at different speeds. If your transcript shows a deposit date within the last week, I wouldn't worry yet - MCU is just doing their thing.

According to Internal Revenue Manual 21.4.1.3, the IRS has established timeframes for processing returns, but these are guidelines rather than guarantees. Per IRC § 6611(e), interest on refunds begins to accrue after 45 days from the later of the due date or the filing date. This suggests that even the IRS acknowledges that processing can take longer than 21 days. Patient persistence is unfortunately required when dealing with delayed refunds.

I had the exact same issue last filing season. Here's what worked for me: Step 1: Check your transcript for specific codes (570, 971, etc.) Step 2: Look for cycle dates (usually in top right corner) Step 3: Check the WMR tool only once per day (usually updates overnight) Step 4: If no movement after 30 days, call the IRS Step 5: Be prepared with your filing date, expected refund amount, and any transcript codes Following these steps, I discovered my return was flagged for simple verification. Once resolved, I received my refund within a week.

I'm not buying all these "just wait" or "use this service" answers. The IRS is legally required to pay interest on late refunds after 45 days from the filing deadline (or from when you filed if after the deadline). So: • If you filed Feb 22, they have until about April 8 before interest kicks in • They know this and will likely process just before that deadline • These "services" people are pushing are just trying to make money off your anxiety • The IRS is understaffed but not incompetent - they have a system

Back in 2022, I had almost the identical situation with my gig work return. Filed in February, no movement until April. I eventually learned that gig worker returns (Schedule C filers) are flagged more frequently for manual review because of historically higher rates of claimed deductions. This isn't a conspiracy - it's just risk management on their part. When I finally got my refund, everything was exactly as I filed it. What I found most useful was checking my account transcript rather than relying on WMR. The transcript showed codes that indicated my return was in review, while WMR just showed the generic "still processing" message.